Cigna UK HealthCare Reviews 57

TrustScore 1.5 out of 5

1.3

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Rated 1 out of 5 stars

Terrible ! 900 Euro per month and each time problems to get your money back if you get it back, they loosing sometimes the documents, no login possibility in my Cigna portal . Go never to Cigna !

Rated 1 out of 5 stars

I made 2 dental claims on their online members portal. One had disappeared from the system completely after 2 days the claim was made and I'm still waiting for 3 weeks for the other claim reimbursemen... See more

Company replied

Rated 3 out of 5 stars

Worst providers ever, read the small print every time, went for level 3 cover which includes Full cover meaning no shortfall to be paid. Then phoned them to tell them needed emergency treatment fo... See more

Rated 1 out of 5 stars

They simply don't answer the phone. I have been trying now all week, have managed to speak to them once after escalating via my HR dept to the account manager who managed a call back two day later. Th... See more

Company details

  1. Health Insurance Agency

Information provided by various external sources

Cigna UK HealthCare Benefits provides quality, cost effective employee health insurance. Find out how you could offer employee healthcare to support wellbeing, aid retention and reduce absence.


Contact info

  • Knowe Road 1, PA15 4RJ, Greenock, United Kingdom

  • cigna.co.uk

1.3

Bad

TrustScore 1.5 out of 5

57 reviews

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Hasn’t replied to negative reviews

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Rated 1 out of 5 stars

Terrible

Terrible ! 900 Euro per month and each time problems to get your money back if you get it back, they loosing sometimes the documents, no login possibility in my Cigna portal . Go never to Cigna !

October 31, 2025
Unprompted review
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Rated 1 out of 5 stars

Deny all claims by default

The app is terrible, and they also have a default response of denying all claims. You then have to chase them to get reimbursed. Huge waste of time for the customer, I assume they think half their customers will just give up saving them money.

September 24, 2024
Unprompted review
Rated 1 out of 5 stars

Shocking service

Shocking service, developing world call centres, no timely responses. Wish I could award on with MINUS STARS instead. I don't understand how companies like this can survive in this day and age. Give your money to a good company like Bupa. The level of service compared to a real company is like night and day. It might just save your life, no joke!

January 25, 2024
Unprompted review
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Rated 1 out of 5 stars

Very poor service - Full Cover feature is illusory

I signed up with Cigna from June 2023, attracted in particular by the Full Cover feature at participating practices. This feature is illusory - it's very hard to find a practice that will actually return calls or book an appointment (some of the ones on the list don't appear to exist!) and when you do, you usually get overcharged as the practice seems to have no understanding of the arrangement it's supposedly signed up to. Cigna has very poor customer service and is generally a pain to deal with. I understand they're withdrawing from the UK this year - good riddance, but hopefully they can pay for the treatmen they cover before they go!

December 1, 2023
Unprompted review
Rated 1 out of 5 stars

Horrible experience

Horrible experience. The application is faulty, I was not able to login. I reported this x3 times in the last one year and the company couldn't care less. Website is poorly designed, emails not working. In general, it has been impossible to find the information I needed for a referral to a private specialist. A total waste of your money. My company just discontinued their contract with Cigna due to constant complains.

July 17, 2023
Unprompted review
Rated 1 out of 5 stars

Very disappointing

Very disappointing. I have been using Cigna for a few years and never had issues until recently. Submitted a new claim 2 weeks ago via their online portal. The claim has still not been processed. The claim is within the cover limit and a simple one (dental hygiene). I never had problems with claims last year or the year before, but don't know what is happening this year.
It really is unacceptable and really frustrating for me to have to chase my reimbursement this long.
Cigna - if you are monitoring this portal, now would be the time to respond!

June 5, 2023
Unprompted review
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Rated 1 out of 5 stars

Avoid at all costs. Horrible company.

Cigna UK refused to pay one of my doctors because apparently I used my entire annual allowance but the company refuses to tell me how much the allowance is.
After one year the doctor`s assistant contacted me to let me know they didn`t receive the payment so I contacted Cigna to understand what happened.
I opened a dispute and sent all the documents I had abbout the appointment.
After 40 days with no response I insisted and they asked me for "more information" so I sent them the same document I had sent previously.
What now? They asked for more 30 days to give me a response. Absolutely shambles.

February 15, 2023
Unprompted review
Rated 1 out of 5 stars

Avoid at all cost

Will go out of their way not to reimburse you anything despite the premium they charge. My company changed provider. I you are a company, Do not even consider a contract with them no matter what they promise. Hence the lacklustre reviews on this site.

March 27, 2023
Unprompted review
Rated 1 out of 5 stars

Absolutely horrible!

I have been a Cigna customer for many years now and I always have some sort of issue with them. Annoyingly I have to chase Cigna for my claims every single time, despite following all of their policies and procedures. My husband is also a member and he has similar experience.

I recently made a dental claims on their online members portal. After Cigna followed up with a request for more documents which I provided the claim disappeared from the system completely. What a waste of time!

October 31, 2022
Unprompted review
Rated 1 out of 5 stars

I would rather pull my teeth out with…

I would rather pull my teeth out with pliers than deal with customer service at Cigna. Just utterly appalling. The goal I think is for clients to give up on valid claims they make through awful servicing

July 28, 2022
Unprompted review
Cigna UK HealthCare logo

Reply from Cigna UK HealthCare

Hi Gill. We can only apologise for the poor experience you’ve had to date. Our team is here to help you. We’ll need a few details (look out for a private message). Once we have your response we can investigate your issues fully. Thank you. DM

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Rated 1 out of 5 stars

Terrible service

I don't know what going on with Cigna but the service levels have gone through the floor. Had a number of really poor experiences with them on my corporate policy this year.

June 28, 2022
Unprompted review
Cigna UK HealthCare logo

Reply from Cigna UK HealthCare

Hi Matthew

We can only apologise for the poor experience you have had to date. Our team is here to help you. We’ll need a few details (look out for a private message/email). Once we have your response we can investigate your concerns. Thank you. SM

Updated 04/07/22

Hi again Matthew

Unfortunately as we've not received your plan information I've been unable to help on this occasion. If you do wish for us to investigate please get in touch. Thanks SM

Rated 1 out of 5 stars

Be warned - Abhorrent!

Have waited almost 3 months for a decision to be made on Corporate PMI cover. Cigna have continually provided incorrect information and delayed thier decision making process. Complaint has been raised to HR, FCA and Cigna.

Absolutely abhorrent company and customer services, use any other PMI insurer if you can do so and avoid this one!

June 24, 2022
Unprompted review
Cigna UK HealthCare logo

Reply from Cigna UK HealthCare

Hi Kerri, sorry to hear that you have had a bad experience. We’d like to investigate fully and resolve this issue as quickly as possible. We’ll request more details about your policy so our Customer Service team can look into your concerns.

Please reply to my request for more information. SM

Updated: 30/06/22

Hi Kerri

You haven't replied to our request for information in order for us to locate your plan. If you still wish for us to look in to your concerns please get in touch. SM

Rated 1 out of 5 stars

A rubbish insurance

Blatantly deny claims despite client being covered. Take a long time to reply. I have to constantly write complaints due to such issues!

June 22, 2022
Unprompted review
Cigna UK HealthCare logo

Reply from Cigna UK HealthCare

Hi Daniel sorry to hear that you have had a bad experience. We’d like to investigate fully and resolve this issue as quickly as possible. We’ll request more details about your policy so our Customer Service team can look into your concerns. SM

Edit 27/06/22

Hi Daniel

You haven't replied to our request for policy information in order for us to locate your plan. Our customer service team cannot find a UK plan when searching for the name you are using on TrustPilot and I can see it looks like you are based in Germany. The review you have left is on the UK TrustPilot account and we can only access UK plan information. If you need assistance for another plan type, please respond to my request for information and we'll direct you to the correct team. SM

Rated 1 out of 5 stars

Very poor service

I had to put one star to write down a review but the punctuation is zero. The service of this company is a joke, there is not service, not answers for issues, never before in my life I found a company that really does not matter customers. So very bad experience and a lot of money wasted. Do not use Cigna it is terrible.

June 2, 2022
Unprompted review
Cigna UK HealthCare logo

Reply from Cigna UK HealthCare

Hi Julieta

We can only apologise for the poor experience you’ve had to date. Our team is here to help you. We’ll need a few details (look out for an email). Once we have your response we can investigate your issues fully. Thank you SM

Updated 22/06:

Hi Julieta

We have not received a response from you yet. Our customer services team will try to reach out directly.

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Rated 1 out of 5 stars

Very few approved dentists - not worth the cost

Very few approved dentists, the ones I see are chains with bad or not stellar reviews
If you use non approved dentists which would be your local dentist, you are looking at 40-50% deductions
Not worth the cost of cover

May 24, 2022
Unprompted review
Cigna UK HealthCare logo

Reply from Cigna UK HealthCare

Hi João . I'm sorry for the issues you are having with your dental product. We would be glad to take a look at your plan and address your concerns, it doesn't sound like you're a Cigna UK customer, but we'll endeavour to put you in touch with the right team. We will request more details about your policy so that a member of our team can contact you directly to resolve these concerns. Thank you SM

Updated 22/06:

Thank you for sending your info, I have shared it with our customer services team. I'll be back in touch soon.

Rated 1 out of 5 stars

Dental insurance claims

I made 2 dental claims on their online members portal. One had disappeared from the system completely after 2 days the claim was made and I'm still waiting for 3 weeks for the other claim reimbursement. Both claims are within the cover limit and simple ones (check-up and hygienist). I never had problem with claims last year but don't know what is happening this year.

February 23, 2022
Unprompted review
Cigna UK HealthCare logo

Reply from Cigna UK HealthCare

Hi Keiko.

We’re sorry to hear about your experience. In order to help we will need a few more details. Please respond to the request for more information with your full name and policy details.

Once we receive your reply our customer service team can respond and investigate fully. SM

EDIT 24 Feb:

Thank you for sending over the details - someone from our team will be in touch. SM

EDIT 28 Feb:

Hi Keiko

Thanks for your patience. I believe someone from our Customer Services team tried to contact you on Friday - if there is anything else we can do to help you can email us: UKHBCustomerServiceTeam@Cigna.com
SM

Rated 4 out of 5 stars

Great Service

Had a great experience with my dental plan, claims have been processed quickly and reimbursement was with me swiftly.

February 23, 2022
Unprompted review
Cigna UK HealthCare logo

Reply from Cigna UK HealthCare

Hi Liam - thank you for taking the time to leave your feedback. SM

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