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The Co-operative Bank Reviews 

20,270
TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 6,126 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, professional, and quick to resolve security concerns or payment queries during phone calls. People also find the overall banking process remarkably smooth, noting that day-to-day transactions, appointments, and phone support consistently feel safe, welcoming, and personal. Some people were dissatisfied with account switches and online banking registration, mentioning long delays, frustrating digital processes, and difficulties getting immediate assistance with technical steps. Others also noted that certain experiences felt like a waste of time due to administrative hurdles and slow updates on balance transfers.

What people talk about most

Staff

Customers consistently note positive experiences with staff, highlighting efficient, friendly, and... See more

Customer service

Reviewers mention positive feedback about customer service, highlighting that support agents are often... See more

Service

People report positive experiences with service, highlighting the friendly, knowledgeable, and professional... See more

User experience

Clients share positive opinions on user experience, noting that opening accounts and navigating the online... See more

Payment

Consumers find payment experiences to be ambiguous with highly mixed reactions. While many customers are very... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I like that the Coop bank is ethical; that makes navigating its site oddly comfortable, along with a feeling of safety, somehow. It doesn't feel like it's grabbing for money. It prioritizes people o... See more

Company replied

Rated 5 out of 5 stars

I visited the Co-operativebank in Hanley. On arrival I was greeted straight away as I walked through the door by a lady called Alison ( very professional ) I had an issue with my banking app... See more

Company replied

Rated 5 out of 5 stars

My recent interaction on the phone with a member of the fraud service was exemplary. The young man who dealt with my problem was very approachable, totally understood my concern about a blocked paymen... See more

Company replied

Rated 5 out of 5 stars

Fantastic customer service right from the start! My initial call was answered quickly and an appointment made to discuss porting my mortgage; I received a confirmation email shortly after. The actual... See more

Company replied


Company details

  1. Bank

About The Co-operative Bank

Written by the company

Founded in 1872 and born from the co-operative movement, co-operative values continue to be a fundamental part of everything we do.

In 1992, we were the UK’s first bank to introduce a customer-led Ethical Policy, which empowers us to make a real positive difference to the world around us.

We believe it's our duty to stand up for the issues that matter to our customers and which bind our colleagues, customers and partner organisations together.

Because unlike a lot of businesses, we haven’t just developed an ethical approach — we’ve had one from the very start.

Ethical then, now and always.

Contact info

Join a bank that shares your values

Over 150 years of putting ethics into action

4.5

Excellent

TrustScore 4.5 out of 5

20K reviews

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4.5

All reviews

(20,270)

5,814 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Once again total understanding and…

Once again total understanding and helpfulness from the staff of the co-op bank thank you co-op.

September 1, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear about the total understanding and helpfulness you received from our staff. Thank you for your wonderful feedback! - Emma

Rated 5 out of 5 stars

A brief phone call regarding a blocked…

A brief phone call regarding a blocked payment. Dealt with very efficiently by a very pleasant lady in a couple of minutes.

September 3, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear that your issue with a blocked payment was handled efficiently and that our team member provided pleasant assistance. We appreciate you sharing your positive experience! - Emma

Rated 4 out of 5 stars

ethical bank, good service

Despite ownership bank remains ethical. Always had good service from them

September 3, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're happy to hear you've consistently received good service from us. We appreciate your positive feedback. - Emma

Rated 5 out of 5 stars

I was impressed by the staff's friendliness. They made me feel comfortable.

For a long time, I wanted to be a customer of Coop Bank.
Finally, I found the bank in the town centre. The entrance was very welcoming and elegantly designed. The staff were welcoming and very helpful. Communication with staff was kind and pleasant. The lady dealt with me was very professional the same time very kind and friendly. I am looking forward my next visit.
I have genuine respect to people there, Not many of them but they created a pleasant, welcoming and relaxing environment.

September 4, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear about your positive experience at our branch and that our staff created such a welcoming environment. It's wonderful that you found our team professional, kind, and friendly. Thank you for your kind words. - Emma

Rated 5 out of 5 stars

Stacey was extremely helpful with…

Stacey was extremely helpful with opening an account for my son, I appreciate how informative she was and polite

September 4, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear that our colleague was extremely helpful and informative when opening an account for your son. Thank you for your kind words. - Emma

Rated 4 out of 5 stars

The staff are helpful and knowledgable

September 4, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Russ, we're so glad to hear that our team was helpful and knowledgeable during your experience. We appreciate you sharing your positive feedback! - Sammie

Rated 1 out of 5 stars

Switch service unacceptably slow - poor customer service

Wanted to open joint account and decided to go via switch offer only to be advised it would take over 3 weeks!! Absolutely ridiculous- technology means accounts can be moved within a week these days!
Not impressed- application cancelled 🙄😠

September 4, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi, I'm sorry we were unable to switch your account sooner. We've had a great deal of interest in our switch incentive and due to the volume, the application will offer the next available switch date. I understand your frustration with the timeline and I'm sorry you decided not to proceed. I'll ensure your comments are fed back to our development team. If you'd like to discuss your feedback further, please provide your contact details via Trust Pilot and I'll arrange a call back for you. Alternatively, you can message us on Facebook (https://www.facebook.com/thecooperativebank) or X (https://x.com/CooperativeBank). Please quote Trustpilot in your message, so we can link it back to this review. Kind regards – Sammie

Rated 5 out of 5 stars

Great service

Customer service is fantastic. The bank app is basic but reliable. Only things I could recommend is maybe a dark mode and having an early Bacs salary payments facility. All in all great experience.

September 4, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear you've had a great experience and find our customer service fantastic! We appreciate your suggestions regarding dark mode and early Bacs salary payments. -Emma

Rated 5 out of 5 stars

A super bank to deal with

My recent interaction on the phone with a member of the fraud service was exemplary. The young man who dealt with my problem was very approachable, totally understood my concern about a blocked payment and resolved the issue immediately. Although it can take time to speak to someone, I have never been disappointed with the people I’ve spoken to at the Coop Bank. I do hope things continue this way once the merger takes place. I’ve been with this bank over 40 years and really don’t want to change at this stage in my life

September 3, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear about your exemplary experience with our fraud service team. It's wonderful that your concern was understood and resolved immediately. We truly appreciate your long-standing loyalty and hope to continue providing excellent service. - Emma

Rated 5 out of 5 stars

The staff at the Colmore Row…

The staff at the Colmore Row Cooperative Bank are unfailingly polite, friendly and welcoming.

September 3, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear that our team at Colmore Row is consistently polite, friendly, and welcoming. Thank you for your wonderful feedback! - Emma

Rated 5 out of 5 stars

The personal banker was very helpful…

The personal banker was very helpful and understood my personal need due to discalculia. She allowed time for me to answer questions and was extremely supportive . And I felt I understood the intricacies of the transaction.

September 2, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear you had such a positive experience with us. It's wonderful that our personal banker was helpful, supportive, and allowed you the time you needed to understand the transaction. - Emma

Rated 5 out of 5 stars

I have been satisfied customer of the…

I have been satisfied customer of the Co-operative bank for nearly 20 years. In that time their online banking and banking apps have improved enormously. I like the fact that if you need to call them, you get through really quickly, you speak to really pleasant staff who are always keen to help you.

September 4, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Lisa, it's great to hear about your long-standing loyalty and positive experience with us for nearly 20 years. It's wonderful that our online banking and apps have improved and that our staff are pleasant and keen to help. - Sammie

Rated 5 out of 5 stars

I was in a panic when I phoned dan he…

I was in a panic when I phoned dan he was polite easy to talk to very knowledgeable so he answered all my questions without hesitation hes a credit to the company

September 3, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Susan, we're so pleased to hear that Dan was polite, easy to talk to, and knowledgeable, and that they answered all your questions without hesitation. We appreciate your positive feedback. - Sammie

Rated 5 out of 5 stars

The process was easy to follow fast and…

The process was easy to follow fast and easily understandable. No silly questions
And not too many questions. It was short to the point great service

September 4, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Peter, we're so pleased to hear that you found the process easy to follow and understandable. It's great to know that our service was to the point and efficient. Thanks - Christian

Rated 2 out of 5 stars

No Flexibility and lack of thought for customers

The Coop could improve it's service by improved processes that take into account their use by Power of Attorney holders. As simple as requests for a name with an Account, can you please prompt whether you mean POA name or original Account Holder.
Today, I have been trying to part reinvest a Fixed Rate Cash ISA, the form asks for an reinvestment amount and then assumes a single option of sending a cheque for the balance, I wanted to transfer this to a current account but this option is not available. Why not? Anticipating based on previous experience this process would be difficult I tried to complete the process on the telephone, however was told I would have to undertake on line or in branch. In Branch is a nonsense, as there are so few. I only retained the use of the Coop at my Mother's request as she was a long term customer. You need to be more flexible and recognise the issues of all your customers.

September 4, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Andie, we appreciate you taking the time to share your detailed feedback regarding your recent experience. We understand your frustration with the process for Power of Attorney holders and the limitations you encountered when trying to reinvest your Fixed Rate Cash ISA. We recognise the importance of flexibility and the challenges posed by our branch network. We are actively reviewing our processes to better accommodate the needs of all our customers, including those acting under a Power of Attorney, and to provide more convenient options for managing funds. Your insights are invaluable as we work to improve our services. I've requested your contact information so we can discuss this. Thanks - Christian

Rated 5 out of 5 stars

Would recommend Coop Bank

Would recommend Coop Bank. They have just intercepted a fraudulent payment on my credit card and I am very grateful. Am now awaiting a new card. I have been with them and also Smile Internet Bank which is part of Coop Group for years and have always had good service .

September 2, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're so pleased to hear that we were able to intercept a fraudulent payment on your credit card and that you've consistently received good service from us over the years. Thank you for your recommendation. Thanks - Liv

Rated 4 out of 5 stars

Excellent client support

I visited my Sheffield branch recently to get my malfunctioning bank card sorted. A member of the staff kindly helped me to understand the card recovery process. It's been a long time since I felt that personal support, which is sadly missing in today's client support practice.
I hope that the new bank ownership will rescue the initial ethos of the company!

September 2, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

We're pleased to hear about your positive experience at our Sheffield branch and that a member of our team was able to provide you with helpful support. We truly value personal interactions. Thanks - Liv

Rated 1 out of 5 stars

Unable to register for online banking

Unable to register for online banking! No current online service outages reported, yet still receiving spurious message that some of the info I'm supplying is incorrect! Well oh no it isn't! - I certainly know my own name, my mobile tel.no, and I can readily read the sort code and account number off my debit card! One of the security questions asks how much my finance loan is...yet I don't even have a finance loan!? The other multiple choice question pertains to the first two letters of the first name of someone I co-habit with...well if only the correct two letters featured on the list! Absolutely utterly useless process when all I'm trying to do is register for online banking. A big mistake opting for the (non-)Cooperative Bank!!!!

September 4, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Karen, I'm very sorry to hear about the incredibly frustrating experience you've had trying to register for online banking. It sounds like a very difficult process, and I understand how disruptive these issues must have been. I've requested your contact information so we can discuss this. Thanks - Christian

Rated 5 out of 5 stars

Bank is veryhelpful to sort out tricky…

Bank is veryhelpful to sort out tricky probems that AI can't resolve. Humans are best to resolve non standard problems everytime.

August 31, 2026
Unprompted review
The Co-operative Bank logo

Reply from The Co-operative Bank

Hi Connie, we're so glad to hear that our team was able to assist you with your complex issues. It's wonderful to know that our human touch made a positive difference when AI couldn't. Thank you for your kind words! - Christian

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