Contractor Financial Reviews 44

TrustScore 5 out of 5

4.8

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Rated 5 out of 5 stars

Had a great experience from the team. There support, assistance and guidance through the process of buying our First home was great and really appreciated.

Rated 5 out of 5 stars

Sophie has been super helpful in explaining different Mortgage products, the pro's and con's of each offering and what would genuinely be best for us to work with. Sophie even went the extra mil... See more

Rated 5 out of 5 stars

As first-time buyers, we were so nervous and unsure about the whole mortgage process — but Sophie and Billie were amazing from start to finish. They were always there when we needed them, full of know... See more

Company replied

Rated 5 out of 5 stars

Billie and Sophie have been absolutely wonderful from start to finish. They were there for us during the whole process and were so efficient at making adaptations to our mortgage when we needed them t... See more

Company replied

Company details

  1. Financial Consultant

Written by the company

Welcome to Contractor Financial, your trusted partner for bespoke financial solutions tailored specifically for contractors, freelancers, and self-employed professionals. We understand that traditional financial services often fall short in addressing the unique needs of independent workers, which is why we specialise in offering personalised advice and comprehensive financial products designed to support your lifestyle and career. Our Services Mortgages: Securing a mortgage can be challenging for contractors. We simplify the process by offering access to exclusive mortgage products with competitive rates, ensuring you can secure your dream home without hassle. Insurance: Protect what matters most with our range of insurance products, including life, critical illness, and income protection insurance, tailored to fit your unique employment circumstances. Pensions & Retirement Planning: Plan for your future with confidence. Our expert pension partners help you navigate the complexities of pension schemes and retirement planning, ensuring a secure and comfortable future. Why Choose Us? At Contractor Financial, we pride ourselves on our deep understanding of the contractor market. Our team of experienced advisers is dedicated to providing personalised, jargon-free advice and exceptional customer service. We take the time to understand your individual circumstances, offering solutions that are as flexible and dynamic as your career. Join the many satisfied clients who have benefited from our expertise and start securing your financial future today. Whether you're just starting out or looking to optimize your financial strategy, Contractor Financial Services is here to help you every step of the way


Contact info

4.8

Excellent

TrustScore 5 out of 5

44 reviews

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Rated 5 out of 5 stars

Best mortgage advisor

Sophie was supper helpful she handled my mortgage application professionally and efficiently, she explained various options available to me, she was very helpful and responsive through out the process, and secured a mortgage offer in two weeks. One of the best mortgage advisors I have worked with

April 29, 2026
Unprompted review
Rated 5 out of 5 stars

Helpful, considerate, and a pleasure to work with

Sophie has been super helpful in explaining different Mortgage products, the pro's and con's of each offering and what would genuinely be best for us to work with.

Sophie even went the extra mile in notifying us of better products adhoc to make sure we have the best possible mortgage available to us, working swiftly to make sure best rates had been secured.

100% would recommend to family & friends, and would use again!

March 16, 2026
Unprompted review
Rated 5 out of 5 stars

Thank you!


Thank you to Billie & team for a pleasant experience when buying my first home
Billie was very informative and answered all questions promptly
You made the process so simple and I look forward to using you again for my remortgage

February 13, 2026
Unprompted review
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Rated 5 out of 5 stars

⭐️⭐️⭐️⭐️⭐️ Outstanding service

⭐️⭐️⭐️⭐️⭐️ Outstanding service – truly went above and beyond

I cannot recommend this mortgage broker highly enough. From start to finish, the service was exceptional, professional, and genuinely supportive.

Sophie and Billie were absolutely outstanding. They went above and beyond at every stage, taking the time to explain everything clearly, answer questions patiently, and give honest, solid advice tailored to my circumstances. Nothing ever felt rushed or like too much trouble.

As a contract worker, navigating mortgages can feel stressful and uncertain, but Sophie and Billie really understand the complexities and know exactly how to support people in non-standard employment. Their knowledge, reassurance, and attention to detail made what could have been an overwhelming process feel manageable and even positive.

If you are a contract worker or simply someone who needs reliable, trustworthy advice, I would not hesitate for a second to recommend them. Their dedication, professionalism, and care truly set them apart.

Thank you, Sophie and Billie — I couldn’t have done this without you.

February 2, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent company providing contractors with Insurance solutions

We had an excellent experience working with Jo at Contractor Financial. She supported my wife and me with a range of insurance arrangements and guided us through the entire process with clarity and professionalism.

Jo was extremely knowledgeable, thorough, and patient, taking the time to understand our individual circumstances and tailoring everything to suit our specific needs. She explained all options clearly, made the process straightforward, and ensured we felt confident in every decision.

What really stood out was her flexibility and consideration — she accommodated my requirements without hesitation and handled everything efficiently from start to finish. We felt genuinely supported throughout.

We would highly recommend Jo and Contractor Financial to anyone looking for reliable, professional, and personalised Insurance (Life, Critical Illness, Income Protection etc).

January 6, 2026
Unprompted review
Rated 5 out of 5 stars

⭐️⭐️⭐️⭐️⭐️

We would highly recommend Sophie, she helped us remortgage stress free and went above and beyond to help us secure the best deal we could!

Sophie and the team are very knowledgeable, approachable and provide great services!

Thank you for your help!

November 14, 2025
Unprompted review
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Reply from Contractor Financial

Thank you for your review and kind words. We are pleased you had great service from Sophie who always goes above and beyond to secure the best deals. We are looking forward to helping you again in the future.

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Rated 5 out of 5 stars

Sophie and Billie have been amazing

Sophie and Billie have been amazing. Made the complicated simple to digest and understand, no question was too silly or made to feel stupid for asking it. Especially when thinking of personal protection/insurance, which is tricky to understand what the benefits are to each and how it can best benefit me if anything should ever happen.

Sophie and Billie reassured me every step of the way, through their human communication style, attention to detail and attentiveness with each interaction.

They are incredible at what they do and how they do it.

Would highly recommend using this company.

Thank you for all you do Sophie and Billie

October 15, 2025
Unprompted review
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Reply from Contractor Financial

Thanks for your review Martin, we are really pleased you had great service and felt reassured by Sophie and Billie. We are looking forward to helping you again in the future!

Rated 5 out of 5 stars

BRILLIANT !!!!!!!

Billie and her team was really helpful and put me at ease when going through the process.

would highly recommend

Thank you

October 9, 2025
Unprompted review
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Reply from Contractor Financial

Thank you for taking the time to leave a review. We are really pleased you felt Billie put you at ease through the process, and we look forward to helping you in the future.

Rated 5 out of 5 stars

Great Service!

Jo was very helpful in organising the remortgage for my BTL. She helped me secure a good rate well in advance of renewal and then double checked the available rates throughout the process to make sure I still had the best rate.

August 1, 2025
Unprompted review
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Reply from Contractor Financial

Thanks for your review Elliot, it was a pleasure to help you secure the best rate for your remortgage. We are looking forward to helping you again in the future.

Rated 5 out of 5 stars

Brilliant Service!

Had the pleasure of working with Sophie at Contractor Financial for the purchase of our first home, and we couldn’t have asked for a better experience. From start to finish, Sophie was incredibly helpful, approachable, and friendly. She was always easy to contact, quick to respond, and made the entire process feel much less overwhelming.

As first-time buyers, we had lots of questions, but Sophie explained everything clearly and guided us every step of the way. Her support and expertise gave us real peace of mind, and we’re so grateful for her patience and professionalism throughout.

July 8, 2025
Unprompted review
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Reply from Contractor Financial

Thanks for taking the time to leave a review. We are really pleased you had a great experience with Sophie and felt supported as a first time buyer. We are looking forward to supporting you again in the future.

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Rated 5 out of 5 stars

Great financial advice

Sophie and Jo were both very professional, friendly and took time to explain everything to me. It made the whole experience very easy. I got good advice and not just advice that would benefit them. I would definitely recommend them.

June 12, 2025
Unprompted review
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Reply from Contractor Financial

Thanks for taking the time to leave a review Mary, it was a pleasure to help you and we are pleased you found the experience easy and that you received good advice. We are always here to help you in the future!

Rated 5 out of 5 stars

Being a day rate contractor means that…

Being a day rate contractor means that sometime my finances and accounts can be slightly more difficult to work through for mortgaging and insurance purposes. Billie, Jo and the team at Contractor Financial are exceptional. They’re very knowledgable with all the latest market products available for contractors and are great at making the choices clear and timely. I most certainly wouldn’t consider changing now that I have access to such an A* support system.

April 30, 2025
Unprompted review
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Reply from Contractor Financial

Thanks for your review and your kind words Laura, it is always our pleasure to help you and we look forward to supporting you in the future.

Rated 5 out of 5 stars

Billie made it so easy for me

Billie was absolutely fantastic—knowledgeable, supportive, and made the entire process feel so much easier. Navigating it all on my own, I was really nervous, but Billie’s guidance gave me so much confidence. At the beginning, I was unsure if I could even proceed, as my final offer ended up being slightly above what I initially thought I could borrow. But Billie made it work, and thanks to her, I was able to secure the perfect little home for myself. I’m so grateful—thank you, Billie!

February 16, 2025
Unprompted review
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Reply from Contractor Financial

Hi- thanks for your review, we are really pleased you received excellent guidance from Billie and she was able to make it work for you to buy your prefect home. We look forward to helping you again in the future.

Rated 5 out of 5 stars

First class

I’ve been a contractor now for 5 years. Had a few different financial advisors/consultants but these guys, for me personally, are in a league of their own.

No task is too small, they take away a ton of stress and worry, every decision is consulted and explained in a way that makes sense to a layman like myself.

Cant praise them enough, saved us a ton of time and money.

May 28, 2025
Unprompted review
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Reply from Contractor Financial

Thanks for your review and kind words. We are really pleased you felt consulted throughout the process, we do try and alleviate as much stress and worry as we can. Please reach out in the future when your mortgage is up for review and we would be happy to help :)

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Rated 5 out of 5 stars

As first-time buyers

As first-time buyers, we were so nervous and unsure about the whole mortgage process — but Sophie and Billie were amazing from start to finish. They were always there when we needed them, full of knowledge, and explained everything clearly to help put our minds at ease. They made the whole experience so much smoother, even chasing things up on our behalf. We felt completely supported every step of the way. Couldn’t recommend them more! Would 100% use them again!

May 29, 2024
Unprompted review
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Reply from Contractor Financial

Thanks for your review Charlie, it was a pleasure to help you with your mortgage and we are really pleased you felt supported throughout the process. We are looking forward to helping you again in the future.

Rated 5 out of 5 stars

Excellent Team

I would highly recommend Jo and the team for your mortgage needs. We were given excellent customer service, advice and they were extremely knowledgeable.
I couldn't and wouldn't of done this process without them, and will be using them when our term is up. I will be recommending them to all my friends.
5 stars ⭐️⭐️⭐️⭐️⭐️

May 22, 2025
Unprompted review
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Reply from Contractor Financial

Thanks for leaving us a review Yvette, it was our pleasure to help you obtain the best mortgage. We are happy to help any friends you recommend to us and look forward to helping you again in the future.

Rated 5 out of 5 stars

Thankyou Sophie!

I got passed onto contractor financial after we had a house fall through as our previous mortgage advisor messed up with our childcare expenses. My partner is self employed and we had little hope left, after speaking with Billie she put me at ease and started the process with me. Billie passed me over to Sophie as she was going on maternity leave, but Sophie was aware of everything and the handover was simple. Sophie has been nothing short of exceptional from start to finish, nothing felt like it was too much. Sophie has been easy to contact through out and felt like I was talking with a friend throughout which made the whole process a lot less scary. After my previous experience with someone who was very difficult to get hold of it was so refreshing to have Sophie reassuring me throughout with all my questions. We had a little bad luck with finding a house and kept getting outbid ect. I went to Sophie a couple of times to ask for mortgage in principle slightly higher ect and within minutes it would be over to me. You could tell how hard working and on the ball she was with everything. When we found a house and wanted to apply Sophie talked me through everything and was extremely clear with the self employed side of what we needed. I always felt like I could pick up the phone to ask anymore questions or anything I was confused about. The whole process went so smoothly with no bumps and within 8 days of applying we had our offer through. I couldn’t recommend Sophie and the team enough and will be back in a few years when it’s time to remorgage.

May 14, 2025
Unprompted review
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Reply from Contractor Financial

Hi Amelia, thanks for taking the time to leave a review. The Mortgage team were all so happy we helped you get the best mortgage to buy your new home and we look forward to helping you again in the future.

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