The experience was helpful. While the usury charges are - let's be candid - outrageous, the Credit Fresh activity was helpful to me. I lost my wallet and have no access to funds, yet since I have be... See more
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Review summary
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What people talk about most
Reviews shaping this summary
Super fast and easy todo and customer service so easy to talk to and they answer super fast great service! The only thing is i interest rate is a lil high so try and pay it off fast
I spoke to one of your Representatives, and was very helpful, patient, and professional in assisting me in my application. Your company is highly rewarding i. Helping me to pay bills that fell ri... See more
CreditFresh has honestly been a lifesaver for me! I didn’t plan on having it this long, but it’s nice when I’m in a pinch and can see what money I have accumulated then I can transfer to my bank acco... See more
Company details
- #190 of 253 best companies in Non-Bank Financial Service
- #149 of 192 best companies in Financial Consultant
- #68 of 86 best companies in Loan Agency
About CreditFresh
Written by the company
About CreditFresh
A personal Line of Credit between $500 - $15,0001
With a Line of Credit through CreditFresh, you have a flexible way to access credit when you need it.
The process is simple and convenient. Submit your request through CreditFresh’s secure online platform. If you’re approved, you may access the money you need from your available credit as soon as the same business day2. Requests for credit submitted through CreditFresh may be originated by one of our Bank Lending Partners, including: CBW Bank, Member FDIC, Column N.A., or First Electronic Bank. Key features:
● A personal Line of Credit between $500 - $15,0001
● Request a draw from your available credit and the funds may be in your bank account as soon as the same business day2
● Only pay for what you borrow, not your entire credit limit
1Not all requests are approved. Credit limits may range between $500 to $15,000 and are subject to change. The exact credit limit available may vary depending on the Bank Lending Partner, your state of residence, individual circumstances and verification of your information. Applications for a Line of Credit are subject to final eligibility and approval.
2If approved and you request a draw , funds may be deposited into your bank account the same business day, depending on the time of request; timing of funding may vary. The date and time requested funds are made available to you are subject to your financial institution’s policies. For specific funding cut-off times, visit the FAQs on the CreditFresh website.
Contact info
4.4
Excellent
6K reviews
Replied to 89% of negative reviews
Typically replies within 1 week
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See how their reviews and ratings are sourced, scored, and moderated.
My experience was pleasant with a quick…
My experience was pleasant with a quick response. I highly recommend Creditfresh for emergency money needs.
April 17, 2026
Excellent on line acess
April 15, 2026
It was so easy to follow instructions…
It was so easy to follow instructions even at my age.
April 10, 2026
Sky high interest rates that trap you…
Sky high interest rates that trap you into making minimum payments. Avoid like the plague!
April 16, 2026
Reply from CreditFresh
Hello Joseph,
Thank you for sharing your perspective. We have taken note of it and will be sure to pass your feedback on to our team. For any specific questions, please feel free to reach out to us at 1-800-766-2007.
My experience with Credit fresh was…
My experience with Credit fresh was very easy wasn’t expecting the amount I was approved for. but grateful for this opportunity to get this as a line of credit.to be able to use when I need to or up to the credit line the have you approved.
April 16, 2026
Leo easy to apply
The process was very easy and I was able to request some money that was deposited the day they said it would.
April 16, 2026
Super fast and easy todo and customer…
Super fast and easy todo and customer service so easy to talk to and they answer super fast great service! The only thing is i interest rate is a lil high so try and pay it off fast
April 16, 2026
Customer service was great
Customer service was great. The communication from start to finish was clear, easy to follow, and not complicated at all.
April 16, 2026
I love Credit Fresh!
I love Credit Fresh!! The customer service is second to none and one of the reasons why ai stay with them. I just love this company!!
April 15, 2026
Even without and high credit score…
Even without and high credit score credit fresh still honored my loan.
April 7, 2026
The online credit process was very…
The online credit process was very easy.
After review and approval it took just few hours for funds to deposit into my account.
I will use CreditFresh again and hopefully after this time around the rate would be lower as a repeat and trusted customer!
April 10, 2026
Customer service is awesome!
April 10, 2026
Great experience with this company 10/10
April 15, 2026
The interest rates and fees are way too…
The interest rates and fees are way too high!!!
April 14, 2026
Reply from CreditFresh
Hello Monica,
Thank you for sharing your perspective. We have taken note of it and will be sure to pass your feedback on to our team. For any specific questions, please feel free to reach out to us at 1-800-766-2007.
Very good overall experience
Very good overall experience, customer service is very helpful and professional. This is a very trustworthy company.
April 9, 2026
Credit fresh is a great way to go if…
Credit fresh is a great way to go if you need a little cash until pay day! I wouldn’t advise to hold a balance for months because of the interest but if your able to get it and pay it back within a month or two it’s very convenient.
April 9, 2026
Thank You, CreditFresh!!!
Applying was easy, and I have never had a problem receiving the funding I request!!!!! I am so glad that CreditFresh accepted
Me!!!! Very satisfied customer!!
April 14, 2026
Very Professional and easy to apply!
Very Professional and easy to apply!
I would recommend Credit Fresh to anyone.
Thank you Very Much!!!
April 14, 2026
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