Banner for Credit Genie

Credit Genie Reviews 

700
TrustScore 3.5 out of 5

3.6

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Considering 412 reviews, most reviewers were somewhat happy with their experience overall. Customers generally find the app user-friendly and the service reliable, appreciating the straightforward process for obtaining quick cash advances. Many highlight the ease of application and the speed of receiving funds, making it a helpful resource during financial needs. However, some customers also noted significant dissatisfaction with customer service, reporting unhelpful responses and difficulty reaching support. Some people were dissatisfied with unexpected charges, including membership fees, and issues with payment processing delays or discrepancies in deductions. Additionally, a few users experienced problems with the app's functionality, such as errors, accounts not updating, or being locked out after requesting an advance.

What people talk about most

Payment

Customers had ambiguous experiences with payment, with many reporting unauthorized and double charges,... See more

User experience

Reviewers mention positive feedback about user experience, with many finding the app easy to use, simple, and... See more

Application

People report ambiguous experiences with the app, with some finding it to be a great service and easy to use... See more

Service

Customers consistently note positive experiences with service, often describing it as a lifesaver that helps... See more

Customer service

Users describe ambiguous interactions with customer service, with some reviewers praising the service as... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Its a great service its a great app the change date needs to be improved where you can actually change it but other than that its great

Company replied

Rated 4 out of 5 stars

This is a great site to get extra money in between pay periods. I am sure it is my fault, but I had thought this was an auto pay when my paycheck came in. It was not. You have to actually pay it back... See more

Company replied

Rated 4 out of 5 stars

always there when I need that extra boost. would be nice to increase the limit for users who have good history... thanks! -Michelle Leon

Company replied

Rated 4 out of 5 stars

I would give Credit Genie 5 stars, but their website is a bit quirky. It's a good alternate cash advance site when you need funds.

Company replied


Company details

  1. #167 of 176 best companies in Alternative Financial Service

Written by the company

Improve your financial health with breakthrough financial tools and services from Credit Genie. GET A CASH BOOST UP TO $100: We all can use a little boost from time to time. With Credit Genie, you can access up to $100 with no interest and no credit check. OVERDRAFT ALERTS: Get alerts when your account is at risk of being over-drafted, so you can avoid expensive overdraft fees. TRACK YOUR SPENDING: Use the Credit Genie app to understand how you are spending your money, so you can take control of your finances Manage Your Expenses: We've partnered with the nation's largest and most-trusted providers to help manage your bills and slash your expenses.


Contact info

3.6

Average

TrustScore 3.5 out of 5

700 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

3.6

All reviews

(700)

401 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

love love credit genie great customer…

love love credit genie great customer service awesome

May 21, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 1 out of 5 stars

The good reviews are fake

The good reviews are fake! This app is a FRAUD! As most customers state they will allow you into the app one time to request and advance. Once you request that advance they will LOCK YOU OUT and will not allow you to pay them back but they will keep attempting to take $9.99 monthly fees every month but I blocked their ass from accessing my account. They are FRAUDULENT!!!!!! DO NOT BELIEVE ANY OF THE GOOD REVIEWS BECAUSE THEY ARE ALL FAKE AS WELL!!!!!!!! Their app needs to be SHUT THE F*** DOWN AND COMPANY DESERVES A CLASS ACTION LAWSUIT!

February 1, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

We’re sorry for the frustration and understand your concerns. We take account access and billing issues seriously and would like the opportunity to review your experience directly. Please contact us at support.creditgenie.com so we can investigate and assist further.
—Catherine, Credit Genie Support

Rated 2 out of 5 stars

Responded to my review wi hours but my…

Responded to my review wi hours but my request for help online has been 20 hours w No response.

May 18, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

We’re sorry for the frustration and understand how disappointing delayed support can be. Please contact us again at support.creditgenie.com so we can review your request and assist further.
—Catherine, Credit Genie Support

Rated 1 out of 5 stars

Stay Away From Genie

Do not use them they will lock your account and keep taking monthly fees but want allow you to pay your cash advance and want answer any emails, I been trying to pay them $7.70 for over a year and now they are claiming they can't fetch my information
Do not download their app

May 20, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

We’re sorry for the frustration. We take account access and billing concerns seriously and would like to review your situation directly. Please contact us at support.creditgenie.com so we can investigate your account and help resolve this.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

When You need some help-this app…

When You need some help-this app actually works. If you don't need the cash right away, there is no added expense-it's in your bank in a few days. If you do need it NOW-the fee is reasonable.

May 19, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

They are very good

They are very good

May 19, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 2 out of 5 stars

Take too long to process and to pay out…

Take too long to process and to pay out and then you can’t get in contact with nobody when something goes wrong. My account is locked and I don’t even know reason will be canceling!!! 👎🏽

May 1, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

We’re sorry for the frustration with processing delays, account access, and difficulty reaching support. We understand how upsetting that can be. Please contact support.creditgenie.com so we can review your account status and help resolve these issues.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

Love it easy to use

Love it easy to use

May 16, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

Great customer service!

May 15, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

Great customer service

Very good customer service. They go above and beyond to make sure the customer is satisfied.

May 12, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We’re really glad you had a positive experience with our team. We appreciate you taking the time to share this.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

Experience made easy…

Everything It's been nothin but a fantasic experience about Credit Genie is easy

May 8, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

I have had no negative issues with…

I have had no negative issues with Credit Genie 😁

May 2, 2026
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 1 out of 5 stars

Permanently disabled

This app had PERMANENTLY DISABLED my account 🤣🤣🤣🤣🤣 all because when I tried to get a cash boost they said I wasn't eligible for it and I deleted my bank account and debit card and then out of nowhere my card got charged for 9.99 I had my bank freeze my account because of that and I deleted my card and bank off the app when I wasn't approved due to not enough banking history and when I re-download the app my bank was linked back for them to charge me so they had to refund me my money back which they did on March 26th and they permanently disabled my account after I removed my bank account and debit card off for the second time 🤣🤣🤣🤣☠️☠️☠️☠️☠️ how yall go permanently disable my account just because yall had to refund me my 9.99 back after I wasn't approved for an advance 🤣🤣🤣🤣☠️☠️☠️☠️😂😂😂😂😂

March 25, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

We’re sorry for the frustration. We understand your concern about account access and the $9.99 charge/refund. Account status changes can occur after security, eligibility, or billing reviews. Please contact support.creditgenie.com so we can review your account history and help resolve this directly.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

Great Experience at a time when I was…

Great Experience at a time when I was in need

May 1, 2026
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 1 out of 5 stars

You know at first I wasenjoying the app…

You know at first I wasenjoying the app to pay out from reward that you earned through playing games was in my bank account 5 days after I ended which was long but manageable. Well I'm going on two weeks now for my second cash out I've emailed support numerous of times it's been 13 days and I cannot get a single response from them. Horrible customer service

May 1, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

We’re sorry for the frustration with your delayed cash out and difficulty reaching support. We understand waiting this long is frustrating. Please contact support.creditgenie.com so we can review your payout and assist you directly.
—Catherine, Credit Genie Support

Rated 4 out of 5 stars

No pressure

No pressure. Quick response. Bon intrusive notices.

May 1, 2026
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 5 out of 5 stars

Great App

Easy to join great instant approval if you need a cash boost this is it. Highly recommended by my experience.

May 7, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you so much for the kind words! We're thrilled Credit Genie has helped you. Let us know if we can make your experience even better.
—Catherine, Credit Genie Support

Rated 1 out of 5 stars

Can't login using forgot password.

May 6, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

We’re sorry you’re having trouble logging in—that’s frustrating. Please try updating to the latest app version and request the reset again. If it still doesn’t work, contact support.creditgenie.com so we can help restore access.
—Catherine, Credit Genie Support

Rated 4 out of 5 stars

I would give Credit Genie 5 stars

I would give Credit Genie 5 stars, but their website is a bit quirky. It's a good alternate cash advance site when you need funds.

May 5, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

Thank you for the kind words—we’re glad Credit Genie has been helpful! We appreciate the feedback on the website and are always working to improve the experience. Let us know if we can make it even better.
—Catherine, Credit Genie Support

Rated 1 out of 5 stars

I have used this app once for a boost…

I have used this app once for a boost then got rid of it. I didn't even sign up for the membership but they keep taking money out of my bank account or try to. They have already took out $9.99 twice and when I got done writing this review I get a notice they are trying to take money out of my account!! I have tried to go back on the app to erase my information especially my bank information but it won't let me sign in to do that. I have talked with customer service they claim I owe a outstanding balance which is total BS!! I have wrote back with no response of why they keep taking money out of my account. They need to stop messing with my bank account I do not recommend this app at all. I work in customer service, the difference between them and me that I'm honest and don't feed people a bunch of bullshit!! So watch your bank accounts!!

February 9, 2026
Unprompted review
Credit Genie logo

Reply from Credit Genie

We’re really sorry for the frustration—that’s not the experience we want. Charges won’t stop unless your bank is disconnected in “Settings.” Please contact us at support.creditgenie.com so we can review your account, address the charges, and help restore access.
—Catherine, Credit Genie Support

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look