Current Reviews 18,768

TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease of use of the app and the overall service, noting that banking becomes stress-free and pleasant. Many appreciate receiving their paychecks earlier than with traditional banks, and the overdraft protection is a highly valued feature. People also praise the helpfulness and politeness of the customer service team. However, some customers have reported issues with payment processing, including funds not appearing in accounts or unexplained account activity. A few people also mentioned difficulties with the app's navigation after updates and unexpected changes to bank account numbers. Additionally, some reviewers expressed dissatisfaction with customer service, citing slow responses or a lack of direct phone support.

What people talk about most

Payment

Reviewers mention ambiguous feedback about payment. Many customers appreciate features like early paycheck... See more

User experience

People report positive experiences with user experience. Many customers praise the ease of use and... See more

Service

Consumers find service to be positive, with many praising the speed and connectivity, and the helpfulness of... See more

Application

Customers had positive experiences with the app. Many reviewers praise its ease of use and navigation,... See more

Customer service

Customers consistently note ambiguous experiences with customer service. Many reviewers praise the... See more

Based on these reviews

Rated 5 out of 5 stars

I’ve been with Current for a few years but within’ those past few years I did branch off to another bank. Until recently I came back to Current and saw the new updates they had done to the app and the... See more

Rated 5 out of 5 stars

I have been with this card and company for over 5 years and have never had any negative experiences or ongoing issues. There are many awsome features and opportunities available as well as perks. And... See more

Rated 5 out of 5 stars

This is not a scam. It's a payday loan provider that can also be used as a straightup debit card, which allows you to direct deposit your paycheck, or just part of it, and it will arrive much... See more

Rated 5 out of 5 stars

Free overdraft protection! It kicked in automatically and saved me from a returned payment. At my previous bank that would’ve cost me a fee from the bank AND a fee from the company I was paying.

Rated 5 out of 5 stars

I absolutely love Current! Extremely easy to use, and I love how it tracks where my money has gone. My favorite feature would be sending money to people via link and it lets them choose which card the... See more

Rated 5 out of 5 stars

Best online bank there is I loving bank with current my experience is having not to wait all month long to pay my bills also you can get a payday loan

Rated 4 out of 5 stars

I like that the perks are immediately available and I get my paycheck a lot earlier than I use to. The only thing that I don't like is it takes a really long time for refunds to get back I don't know... See more

Rated 5 out of 5 stars

I’ve been with current for a few years now definitely recommend. My paycheck always arrive 2 days early. I have not had a problem with customer service anytime I have a question I reach out and they a... See more

Rated 5 out of 5 stars

Love Current bank! I get my check 2 days before anyone else at my work which really helps when you're living paycheck to paycheck! I love being able to dip and borrow from my next check as well if I n... See more

Rated 5 out of 5 stars

Current is amazing my money is on time and protect i love the borrowing money and the overdraft coverage is incredible definitely helps to get me thru the month. Only having one income from disability... See more

Rated 5 out of 5 stars

Got put on to this app because of GPT offer but man am I impressed with it! I was looking for a HYSA/ additional checking account so this is exactly what I needed. Have had no issues so far and I’m ab... See more

Rated 5 out of 5 stars

Yes, I am going to give this for this wonderful online banking platform. I have been with Current for about five (5) years now, and they have never done me wrong like Greendot. This platform has been... See more

Rated 5 out of 5 stars

Just switched to current and couldn't be more pleased, they made the transition easy fast and painless and their platform is super easy to navigate along with nice friendly agents that are knowledgeab... See more

Rated 5 out of 5 stars

Current is great because they will pay you early and help with pay check advancement. Also they help build credit and give you points for entertainment and dining! Thanks current.

Rated 1 out of 5 stars

Your company has allowed someone to steal over $1,125 out of my account. They stole money in February and now in March. I have proof that my identity was stolen. Current has no protection for online b... See more

Company replied

Rated 5 out of 5 stars

I’ve never been happier with a financial institution as I have been with Current! They make banking easier, no stress, and pleasant. I love getting paid up to 7 days early too!

Rated 5 out of 5 stars

I always pays me early, I love the over draft protection and paycheck advance. Its helped my credit score increase 15 points. And I've never been hacked

Rated 5 out of 5 stars

The way customer service was on point and handle w very question who ask also with advance loans

Rated 3 out of 5 stars

The new changes honestly, y'all have made it a bit more difficult to navigate the app. You have a new subscription as well for a banking app no less. Y’all even updated the bank account numbers withou... See more

Company replied

Rated 5 out of 5 stars

Like the service and plan you have plus when I had a problem texting ,I got an answer or help

Rated 5 out of 5 stars

Current is easy to work/navigate through and I love the builder card and paying people that has the app is simple as well

Rated 2 out of 5 stars

I did not feel.the agent properly understood my issues. Someone from a continent that is not the one I live I Africa by the way, gained access to to my Galaxy S24, my entire Gmail account, and all of... See more

Company replied

Rated 5 out of 5 stars

Payments great customer service and all over app details to navigate options to rely on.

Rated 5 out of 5 stars

Has been a great app for banking. Strongly recommend for new banking users. If you run out of money instead of going negative it just rejects it so you don't have to worry about scummy overdraft fees.... See more

Rated 5 out of 5 stars

Current is a good institution. I get paid 4-5 days early. Every payday. Free account. Check them out

Rated 5 out of 5 stars

They give you pay check advances and fee free overdraft and free atm usage at selective ATM stores. They are really good at keeping me happy.

Rated 5 out of 5 stars

Unlike most apps they actually stick to their word. They make it easier to earn rewards and everything. Other apps make you go through so .much to get the rewards and deals

Rated 1 out of 5 stars

Stop charging people to add cash to the account and stop charging people to send money it is ridiculous and your supposedly here to help people

Company replied

Rated 5 out of 5 stars

Current helped when I needed it and it is so easy and very convenient to setup my direct deposit form thanks

Rated 5 out of 5 stars

Easy to use and kept to the promise of getting paid before other banks

Rated 5 out of 5 stars

The service is great except I've tryed to tramfer money from the acct to another aat and didn't get the money in either acct

Rated 5 out of 5 stars

best Bank I have ever dealt with. niceise people and helpful people who are happy to help nice

Rated 1 out of 5 stars

They continuously sent my disputes and I'm trying to figure out how a dying woman on hospice who has no card and is bedridden can spend at these places. I'm trying to understand how when I send a pict... See more

Company replied

Rated 5 out of 5 stars

It is a excellent way to build.credit. The best feature is the rewards. As it gives you rewards in dinning. I really enjoy current, I bank with current I have to Federal deposits going into current cr... See more

Rated 5 out of 5 stars

The experience of Current is my new favorite bank from the other brands like Cash App, Chime, Varo, etc.. The payday advance has moved up from 0 to 175 dollars in a faster time than the others. Only i... See more

Rated 1 out of 5 stars

Did not want my.direct deposit here but it was still on this app ,deleted the currentapp ,somehow still went to my non existent current app account. Completely ruined my direct deposit and when I get... See more

Company replied

Rated 1 out of 5 stars

It says my dispute is pending with green numbers and an addition symbol but the money has never gotten to me

Company replied

Rated 2 out of 5 stars

Current was exhibiting themselves as a good bank in my eyes.. until recently. I had over 20+ rapid transactions deducted from my account that I disputed immediately upon noticing, which left me in the... See more

Company replied

Rated 5 out of 5 stars

Yes, they are amazing and I love their services and benefits.

Rated 5 out of 5 stars

Current did a wonderful job. I highly recommend everyone to this online banking site. They are such a great bank to work with, and they are very helpful when you need help.

Rated 5 out of 5 stars

It’s great because it’s easy to move money around accounts. Setting up Auto pay is easy and yes I love it.

Rated 2 out of 5 stars

I filed a dispute about a company that took over $1300.00 out of my account and Current said I had approved the transaction even thought I had not. Needless to say I had not, so I lost the money!!... See more

Company replied

Rated 4 out of 5 stars

I like many of the features of the Current Format ~ User Experience is very positive

Rated 5 out of 5 stars

Current is great! I get my paychecks 2 days before my normal payday. They allow me a cash advance if I need one. And I also get an overdraft amount that gets increased every so often. Since I started... See more

Rated 1 out of 5 stars

Customer service is sucky that's why I haven't used them for anything they can not give you a number to call to reach a live person only ai and I am not dealing with the dumb shit

Company replied

Rated 5 out of 5 stars

Current help me with the extra advanced in the hard times that I been going through that extra money comes in handed and on time

Rated 2 out of 5 stars

Don’t do the paycheck loan, they drop the amount on you with no explanation then you’re stuck with no money to cover bills with no notice.

Company replied

Rated 5 out of 5 stars

Great customer service 👏 👌 Highly recommended 👌 👍 👏 😀 BEEN with Current for almost 5 years now.

Rated 5 out of 5 stars

I LIKE THE FACT IT WAS SO EASY TO OPEN AND START USING. GOT MY CARD IN A TIMILY MANNER AS WELL. AND I WAS ABLE TO QUAIFLY FOR A CASH ADVANCE WITH DIRECT DEPOSIT.


Company details

  1. #70 of 103 best companies in Financial Institution

Contact info

4.4

Excellent

TrustScore 4.5 out of 5

19K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

It is a excellent way to build.credit

It is a excellent way to build.credit. The best feature is the rewards. As it gives you rewards in dinning. I really enjoy current, I bank with current I have to Federal deposits going into current credit build card. I really like it.

March 30, 2026
Rated 1 out of 5 stars

Downright Thieves

Downright thieves is what this company is !!!
One star just because there are no -stars offered!!!!
DO NOT DO IT !!!

April 2, 2026
Unprompted review
Rated 2 out of 5 stars

Don’t do the paycheck loan

Don’t do the paycheck loan, they drop the amount on you with no explanation then you’re stuck with no money to cover bills with no notice.

April 1, 2026
Current logo

Reply from Current

Hi there, thanks for leaving a review. The Paycheck Advance amount you qualify for is based on your Eligible Payroll Deposit history, historical spending, transaction history, and other risk-based factors. If you have any questions or concerns feel free to contact us at reviews@current.com, we'd be happy to help.

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look