I am with this company a few years now and overall I am happy with it. This is the third time I used them for minor issues occurring abroad. In the past they have been fantastic. This time the whole p... See more
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See what reviewers are saying
Policy on auto renewal, which is how I progressed, but was allowed to delay the start date of the new annual policy, which suited my circumstances this year. Paid at original renewal date, but new pol... See more
I always use direct car excess every year. it give me peace of mind when renting cars and I dont have to pay the very high excess cover insurance charges the hire companies always try to sell me. Ive... See more
Simple to buy a cover, for a reasonable price. Few years ago made a claim, for tiny rim scratch (dodgy rental company Green Motion, Vilnius, Lithuania). After filling all the forms direct-carexcess pa... See more
Company details
Information provided by various external sources
Direct Car Excess Insurance aims to provide excellent customer service, providing a range of cover to suit all car rental insurance needs. You can be confident in choosing us to insure your car hire. We recognise the value in the Financial Conduct Authority initiative of Treating Customers Fairly. We believe that if we treat you, our customer, fairly at all stages; then this will enhance our core values and lead to better service. Therefore we are committed to ensuring that we embed the principles of Treating Customers Fairly within every aspect of our business.
Contact info
Third Floor Riverside House, 40-46 High Street, ME14 1JH, Maidstone, United Kingdom
- 0333 323 0208
- info@direct-carexcess.co.uk
- direct-carexcess.co.uk
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
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Faultless system.
How can any sort of review be given when everything is done remotely via a website without any human connection.
The system is faultless and can warrant nothing other than 5 stars.
It’s good value
It’s good value, offers reasonable cover and the person I spoke with was polite, friendly and helpful.
I have used Direct Car Excess for a…
I have used Direct Car Excess for a number of years and have found them very easy to deal with. The website is intuitive and the pricing is very competitive, particularly against buying excess cover direct with the car rental company. As yet I haven't needed to claim but, being backed by the insurance giant AIG, gives me comfort that I would be paid out if ever needed.
Needed to renew over the phone
I wanted to renew my policy but was concerned that I needed a policy which covered the whole period I planned to hire a car for, because I was hiring just before the current policy had finished. I was able to get the answers to my question very quickly, so I renewed the policy over the phone for another year. I was happy that the policy was cheaper than last year.
Easy to use and fast
Great value excess insurance for car…
Great value excess insurance for car hire. Have been taking out an annual policy for several years. Much better value than using policies from car hire companies for each hire.
Very poor customer service
Very poor customer service
I purchased their product online and paid by creditcard. However, despite several emails, they still have failed to send me my confirmation documents blaming it on my email not having been "verified". However, peculiarly they can still send me emails to say they are attending to it and also an invite to submit a review! I have asked them to cancel my purchase and refund my credit card but have so far not heard back

Reply from Direct Car Excess Insurance
Quick and easy online service
Quick and easy online service. Much cheaper than paying for excess protect at the car rental desk.
Good prices
Good prices. We had to claim a few years ago and the payment was prompt and without any quibble.
Simple to navigate website made the…
Simple to navigate website made the process easy.
Peace of mind for an old person
Being old I struggle with modern technology but found your site easy to use and I consider the insurance good value . I really hope I never have to find out if it lives up to expectations !! Many thanks - Roderic Smith
easy to renew
Overall a good experience
Easy to buy the policy. Claims procedure was OK but could have been more responsive - we had to call and ask the status and suddenly the claim was dealt with - would have been good if we didn't have to prod!
I found the process easy to do
I found the process easy to do. You were one of a very few that did cars up to 20 years. As the customer has no way of ensuring the age of a rental especially if it is pre booked for airport pick up I think this is important.
Easy booking/purchasing on site
Easy booking/purchasing on site. Reasonable fees, used it for few years although not had to make a claim to date.
Easy company to deal
Easy company to deal with from renewing a policy to making a claim
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