Essence Finance Limited Reviews 46

TrustScore 4.5 out of 5

4.6

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Rated 5 out of 5 stars

One of the best service ever ,he provided me so much help to get my mortgage.Brother Ali’s help I will Naver forgot , he always reply call ,massge anything even he give me advice which help me get my... See more

Rated 4 out of 5 stars

Essence finance has provided an excellent service. Ali always answered our calls and tried his best to solve any issues we had with the mortgage application. I would highly recommend using Essence fin... See more

Rated 5 out of 5 stars

From the beginning since I got my mortgage ,till now 5 years later ,switching and transferring mortgage deals ,I’ve been always trusting Essence finance. The service I received is extremely profession... See more

Rated 4 out of 5 stars

Very professional service, my broker was Ali, he was very helpful towards all the necessary dealings of my mortgage. I had a bit of delay on few occasions on getting things sorted and resulted in... See more

Company replied

Company details

  1. Mortgage Broker

Written by the company

Residential and Buy to Let mortgages from whole of the market lenders. We have years of experience and have access to wide range of lenders and products to suit different types of customers. Independent mortgage advice tailored to your circumstance. Your property may be at risk if you do not keep up repayments on any debt secured against it.


Contact info

4.6

Excellent

TrustScore 4.5 out of 5

46 reviews

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Rated 5 out of 5 stars

One of the best service ever ,he…

One of the best service ever ,he provided me so much help to get my mortgage.Brother Ali’s help I will Naver forgot , he always reply call ,massge anything even he give me advice which help me get my mortgage,for me he’s is one of the best mortgage broker ever I met. Thank you

February 10, 2026
Unprompted review
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Rated 5 out of 5 stars

I had an amazing experience working…

I had an amazing experience working with Essential Financial to secure my mortgage in February. From start to finish, their service was **easy, quick, and reliable**—exactly what I needed when buying my home.

My mortgage advisor was incredibly knowledgeable, guiding me through the process with patience and professionalism. They made everything straightforward, answered all my questions, and ensured a smooth and stress-free transaction. Thanks to their efficiency, I was able to close on my house without any delays.

If you're looking for a trustworthy and responsive financial team, I highly recommend Essential Financial. They truly deliver outstanding service!

**Thank you for helping me get my dream home!** �🔑
Shah

February 14, 2025
Unprompted review
Rated 5 out of 5 stars

Essence Finance has provided me with…

Essence Finance has provided me with outstanding service and experience regarding our Buy-to-Let property. Ali consistently responded to our inquiries and assisted us in resolving any issues we encountered. I extend my gratitude to Ali once more.

November 14, 2024
Unprompted review
Rated 1 out of 5 stars

Applied for a loan From Essentials Finance in dublin ireland

I applied for a loan from Essentials Finance in ireland for !€2000. It was all go l had a chap on phone constantly setting it up when we got near the end he said l had to pay €79 for insurance as it was an unsecured loan. .l paid it loan wa to be in my bank at 1pm never arrived then was told 2.30 never arrived so l rang quiet annoyed to be told oh you didn't pay €120 for whatever l went ya never said anything about that till now anyway l needed a loans (Still do) so l paid it in 2 50s and a 20 from my bank acc to my revelout acc and then had to send it to him. Anyway money was to arrive at various times and it hasn't was told Friday would be today but this am l got a call my handling support worker as he's called and he said he wanted anther €120 as at first l applied for €4000 And that was approved and then l changed my mind. So you ha e to pay that l just said hay wait up there l didnt apply to you for 4 grand that was a different company andbl said when l told you Due to being paid back some money l was owed l now only need 2 grand to which you said that's great only borrow what you need?? So how and where did yhis 4 grand come from unless you are working under two name which they are lm sure now this guy is the same one that gave a different name in the other company so please stay away from Essentials finance Ltd. There scammers at rhe best l think there called ECL also anyway this amd l text him back and said straight out give me the loan or ld prefer my €199 funny no communication since that. These are crooks that benefit from people like me who ca t get a loan through a proper bank why because l got sick and fell behind with mortgage now that's all been sorted out since 2018 yet lm black listed l went from great Job. And salary to disability assistance over night almost so people will continue to be scammed until banks here see that their pushing people into being scammed by not even listening to their application 😑 sad country. Every body at this company are not irish nationals by the way lve gone to the gardai so we wait and see the outcome. I'd give them no star if l could and ld encourage people to remem er the name and advise friends to not go near them never.

Sincere apologise to essence finance it was not to them l applied it was a company named ESSENTIALS FINANCE. I have let trustpilot know my error and asked their help to edit your name. Apologise l have a disability that affects my hands typing sometimes. Please accept my heart felt apology re mix up pk

July 16, 2024
Unprompted review
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Reply from Essence Finance Limited

YOU ARE A FAKE CLIENT AND YOUR REVIEW IS FAKE TOO AND WE DO NOT COVER IRELAND. YOU WILL GET REPORTED TO TRUST PILOT.

THANK YOU FOR THE UPDATING THE REVIEW. THIS REVIEW OF YOURS IS CLEARLY NOT FOR US AS WE HAVE NEVER PROVIDED SUCH SERVICE TO YOU NEITHER HAVE YOU EVER BEEN A CLIENT SO KINDLY REMOVE IT.

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Rated 5 out of 5 stars

Great service and Ali got the ball…

Great service and Ali got the ball rolling pretty quickly. Thank you for all your help

February 26, 2024
Unprompted review
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Reply from Essence Finance Limited

Hi Aktar, thanks for taking the time to share your positive experience. We truly appreciate it!

Rated 5 out of 5 stars

Ali was brilliant and he had a lot of…

Ali was brilliant and he had a lot of pressure in regards to my case but he made it happen very quickly. He updated me daily and whatever I did not understand he explained to me the process and did not rush me.

January 12, 2024
Unprompted review
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Reply from Essence Finance Limited

Hi Yasmin, we are delighted that you had a great experience with us. Thank you for taking the time to rate us!

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Rated 5 out of 5 stars

We are really grateful with brother ALI…

We are really grateful with brother ALI and his team.Very helpful,honest and friendly. Was very supportive in every step of the process and provided us with regular updates. We didn’t have to wait too long to receive an official offer. They are very professional and reliable company. We are really pleased to use their advice, we got our new place with their kind support. I will definitely recommend them. Thank you
Afnan M Emu

October 1, 2023
Unprompted review
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Reply from Essence Finance Limited

Hi, Afnan. We appreciate the rating, and are glad we could provide you with a positive experience!

Rated 5 out of 5 stars

EXCELLENT SERVICE

💥💥The mortgage advisor ALI was very helpful and supportive from the beginning to the end. He provided me with helpful information and I was successful of getting my mortgage through him. .I’ve tried other places previously but couldn’t get a mortgage but ALI was successful of getting me a mortgage. I would HIGHLY RECOMMEND anyone who’s looking for a mortgage to contact ESSENCE FINANCE LIMITED💥💥

September 25, 2023
Unprompted review
Rated 4 out of 5 stars

Very professional service

Very professional service, my broker was Ali, he was very helpful towards all the necessary dealings of my mortgage.

I had a bit of delay on few occasions on getting things sorted and resulted in a fair amount of financial loss, hence I gave 4 star, but you will get constant updates on any product changes and a very friendly service.
Highly recommended

September 1, 2023
Unprompted review
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Reply from Essence Finance Limited

Hi, Mizan. Your feedback is highly appreciated. Thank you so much for the review!

Rated 5 out of 5 stars

Essence Finance are fantastic

Essence Finance have been excellent and superb when it comes to mortgage. I have used them for my residential and remortgage application, and I cannot tell how happy and glad I am for choosing them to get me a formal offer. I have previously used many brokers but they have never been able to get what I wanted. But with Essence Finance, it was like a walk in the park for them. They are very knowledgeable and they put your interests first. I am soo glad that I can finally move on, suffered many years of heartbreak and near misses. I would highly recommend them to everyone because you will not be let down.

Thanks again Essence Finance for all the support and assistance, really appreciate it 😊.

August 14, 2023
Unprompted review
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Reply from Essence Finance Limited

Hi, Nazim. We are delighted that you had a great experience with us. Thank you for taking the time to rate us!

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Rated 5 out of 5 stars

Great service from the get go

Great service from the get go, knowledge of the mortgage market and access to a wider variety of products across multiple lenders which is super helpful

August 4, 2023
Unprompted review
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Reply from Essence Finance Limited

Hi, Zuned. Thanks for taking the time to share your positive experience. We truly appreciate it!

Rated 5 out of 5 stars

Having worked with the company

Having worked with the company, I can confidently say that they are committed to providing excellent customer service and delivering value to their clients. They are always available to answer questions, provide advice, and offer guidance on financial matters. I highly recommend Essence Finance Limited to anyone seeking quality professional financial advice and services.

February 27, 2023
Unprompted review
Rated 5 out of 5 stars

Essence Finance have been brilliant in…

Essence Finance have been brilliant in providing me a service which was difficult by numerous other brokers. Ali at Essence was absolutely 10/10 in ensuring he kept me upto date of my application process and progression. Went above and beyond to make my application a success in which I'm really grateful. Thanks Ali

January 20, 2023
Unprompted review
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Rated 5 out of 5 stars

Great experience

Great experience! Very knowledgeable, polite, quick and efficient. Everyone at Essence Finance are extremely professional and I have had an amazing experience with them.highly recommended

December 6, 2022
Unprompted review
Rated 5 out of 5 stars

Excellent, informed, professional and patient mortgage advisor

I had an excellent experience with Essence finance and would recommend this company. From the very start everything was clear, professional and explained well. As this was my first experience of buying a house I had a lot of questions and my broker Ali Husain was always available when I needed any clarifications. he was amazingly patient and kept me informed. He was straight forward, took my situation into consideration and got me a great mortgage deal. Thank you.

September 23, 2022
Unprompted review
Rated 5 out of 5 stars

Very helpful and friendly team

Very helpful and friendly team. Was very supportive in every step of the process and provided us with regular updates. The team helped complete the paperwork smoothly without any issues

September 23, 2022
Unprompted review

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