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Evlo Reviews 11,573

TrustScore 4.5 out of 5

4.7

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Review summary

Created with AI, based on recent reviews

Considering 3,143 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for their professionalism, helpfulness, and friendly demeanor, making the overall service experience positive. Many people highlight the exceptional customer service, noting that staff members are attentive, understanding, and provide clear explanations throughout the process. The user experience is often described as easy and efficient, with many appreciating the quick loan approval and payout times. However, some customers also noted issues with the payment process, describing it as intrusive and time-consuming, requiring extensive personal and banking information. A few other people also felt that the customer service was poor, citing instances of unreturned calls, lack of updates on loan applications, and unprofessional behavior from some staff members.

What people talk about most

Staff

Users describe positive interactions with staff, frequently highlighting their helpfulness, professionalism,... See more

Service

Reviewers highlight positive aspects of service, frequently praising the friendly, professional, and helpful... See more

Customer service

People report positive experiences with customer service. Many customers praise the friendly, efficient, and... See more

User experience

Customers consistently note positive experiences with user experience. Many reviewers found the process easy,... See more

Payment

Clients share ambiguous opinions on payment. Many reviewers praised the fast payment process, with funds... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Adam was smartly dressed, polite & courteous at all times. Very professional and knowledgeable about his role, made me feel welcome (even offered me a cuppa) made me feel at ease whilst I was there or... See more

Rated 5 out of 5 stars

The process was easy to follow from start to finish very professional with a personal touch. Paul my constant was honest, direct, kept in the loop with updates regularly and helped me throughout th... See more

Rated 5 out of 5 stars

I had a great experience with Ian at the Bradford branch. From start to finish, he was professional, friendly, and extremely helpful. He explained everything clearly, kept me updated throughout th... See more

Rated 5 out of 5 stars

The staff (Dan) was really helpful as l was finding it difficult to seek consent from my bank through my mobile phone app. He attended to me well and he was very supportive. He guided me through th... See more


Company details

Written by the company

Evlo is a business committed to financial inclusion, helping customers build a stronger financial future by empowering them with a personal, human approach and responsible borrowing options.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

12K reviews

5-star
4-star
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1-star

Asks customers to review

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Rated 5 out of 5 stars

I was struggling to find a good loan…

I was struggling to find a good loan and Evlo stepped in. I can't thank them enough. All the team were very nice and calm and professional over the call and in person. The process was not long and they even help building on credit score. Definitely worth a try.

May 5, 2026
Rated 1 out of 5 stars

Customer Service go's along way this…

Customer Service go's along way this company seems to no have any customer service skills.didnt even have the decency to let me know about my loan application

May 6, 2026
Unprompted review
Evlo logo

Reply from Evlo

Dear Customer,
Thank you for your feedback. We are very sorry to hear about your experience with us.
If you would like to raise this as a complaint, please email complaints@evlo.co.uk so this can be looked into further.

Regards
Evlo

Rated 1 out of 5 stars

Data-Harvesting

I filled on my information online via a broker. Gave Evlo access to my bank via open banking and was “provisionally approved” over the weekend for £5,000 and bombarded with text messages about it and how my local branch would be in touch.

Contacted me today, asking me the same information they already had from me filling in the form and open banking, but the agent asked me information about my home and living arrangements. It is complicated due to me being a live-in, part time carer for a family member but told him the average rent I pay, where he (in not so many words) called me a liar and said he didn’t believe the figures I gave him. He told me to phone back when I had the figure and he’d reconsider.

Hung up the phone and sent me a text and email saying I could not be approved for a loan.

My living arrangements and average rent have never been an issue with any financial institution over the last four years it’s been like this. But from reading the other reviews here, seems as if Evlo are just data-harvesting from forms and open banking, with the promise of being approved, and then turning people down for loans. I don’t know why we needed to go through my data over the phone considering it was filled in on a form, and confirmed with open banking. Definitely something fishy here.

May 5, 2026
Unprompted review
Evlo logo

Reply from Evlo

Dear Customer,
We appreciate you bringing this to our attention. We are very sorry to hear about the
difficulties you experienced with the loan process and the impact this had on your time.
Although your application had been completed on line, as a responsible lender we have to verify the information.
If you would like to raise this as a complaint, please email complaints@evlo.co.uk so this can be looked into further.

Regards
Evlo

Rated 1 out of 5 stars

Scammers

Pre approved my loan, then made me take part in half a dozen phone calls over the corse of 2 days, only to change there terms in the final call doubling the interest rate and increasing the sum that I wanted to lend. Used bamboo loans and got a better interest rate than initially offered by Evlo and had the money within 2 hours of submitting the application.

Absolutely laughable all round. Scammer level business model and service. Only reason you would use this company is either total desperation or not shopping around.

May 1, 2026
Unprompted review
Evlo logo

Reply from Evlo

Dear Customer,
Thank you for your feedback and bringing this to our attention.

Kind Regards,
Evlo

Rated 1 out of 5 stars

Recently I have a applied loan started…

Recently I have a applied loan started receiving phone calls text messages, I spoke to one of agent over the phone call who was asking some many questions that was not related to my application how many kids do you have under 18, how many kids over 18 are they married how many kids they have etc I have to close my application

May 1, 2026
Unprompted review
Evlo logo

Reply from Evlo

Hi Tasleem,
We appreciate you sharing your experience.
As a responsible lender, we are committed to carrying out thorough suitability and affordability checks before approving any loan application. The questions asked during the application process help us better understand a customer’s financial circumstances to ensure the loan is suitable and repayments remain sustainable throughout the loan term.
We sincerely apologise for any inconvenience this may have caused. We appreciate your understanding and hope to have the opportunity to assist you under more favourable circumstances in the future.
Kind regards,
The Evlo Team

Rated 2 out of 5 stars

They constantly email you saying you’ve…

They constantly email you saying you’ve been accepted but then once they call you often get someone that doesn’t speak same language. I then got put to someone else days later to be told can’t get a loan they said at the start they try everything well my call wasn’t even 5 mins and felt they weren’t interested in even trying don’t waste time It’s high APR as well try somewhere that value you.

April 10, 2026
Unprompted review
Evlo logo

Reply from Evlo

Dear Customer,

Thank you for your feedback. We are very sorry to hear about your experience with us.

While we aim to approve as many loan applications as possible, we are also committed to lending responsibly. This means there may be instances where a customer’s credit profile does not meet our lending criteria. In such cases, it is our responsibility to make the appropriate decision and decline the application, ensuring we act in the best interests of the customer. We sincerely apologise for any inconvenience this may have caused during the application process. We appreciate your understanding and hope to have the opportunity to assist you under more favourable circumstances in the future. Sincerely, Evlo

Rated 5 out of 5 stars

It was very easy

It was very easy, staff was professional and everything was explained in a way it was understood, everything was communicated effectively and all was understood

May 1, 2026
Rated 1 out of 5 stars

Terrible company.

Terrible company.
Preying on vulnerable households and inflicting high APR charges then threatening with court when they struggle to make repayments.
AVOID, unless you want to pay waaaaay back more than you borrow.

August 21, 2025
Unprompted review
Evlo logo

Reply from Evlo

Dear Customer,
Thank you for your feedback.
Interest rates are dependent on a number of factors such as your credit rating at the time of taking the loan, loan amount and term so unfortunately if you have a poorer credit score this will result in a higher interest rate. This is standard with most lending companies.

Kind Regards,
Evlo

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