Exeter Finance Reviews 15,163

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Looking at 4,123 reviews, reviewers overwhelmingly had a great experience with this company, often finding approval for loans when other lenders had declined them. Customers frequently commend the staff for being patient, informative, and providing excellent customer service, making the process straightforward and efficient. The overall service is described as excellent, with many appreciating the ease and speed of the refinancing process and the user-friendly online portal. However, some people expressed dissatisfaction with the payment system, citing issues with immediate drafting of payments, slow processing, and confusion regarding early payments. There were also mentions of difficulties with the online login process and concerns about the electronic transfer of funds.

What people talk about most

Staff

Customers had positive experiences with staff, highlighting their patience, helpfulness, and informative... See more

Service

Reviewers mention positive feedback about service, with many expressing satisfaction with the ease and speed... See more

User experience

Users describe positive interactions with the user experience, often highlighting the ease of navigation and... See more

Customer service

People report positive experiences with customer service, highlighting the politeness and helpfulness of... See more

Payment

Clients share ambiguous opinions on payment, with many reviewers expressing satisfaction with lowered... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Approval when I couldn't get approved anywhere else- not happy with the outrageously high interest rates! Especially since you already took the full loan amount from my Strawman account and then you a... See more

Company replied

Rated 5 out of 5 stars

I recently refinanced using AutoApprove and Exeter came back in less that 12 hours with my new terms and conditions, lowering both my payment and the APR. And the fact that they're based out of the N... See more

Company replied

Rated 5 out of 5 stars

Jason and Juan were amazing, great customer service, straight forward down to business got the job done and had me walking out with the car i went specifically to see! This is the place to go for your... See more

Company replied

Rated 5 out of 5 stars

Exeter Finance reviewed our information quickly and gave us an answer with too much of a wait. The online portal is user friendly. Great experience overall.

Company replied


Company details

  1. #165 of 247 best companies in Non-Bank Financial Service
  2. #12 of 14 best companies in Car Finance and Loan Company
  3. #60 of 103 best companies in Financial Institution

About Exeter Finance

Written by the company

Exeter Finance

Making vehicle ownership possible for everyone.

At Exeter®, we make getting into a new vehicle possible with flexible auto loans designed to fit your needs. Whether you’re shopping for your next vehicle or looking to refinance for better terms, we’re here to help you every step of the way.

Helping People Get Where They Want To Go

Helping People Get Where They Want To Go

Vehicle ownership is so much more than just a way to get around. It’s how you get your kids to school, baseball games, and doctor’s appointments. It’s how you get to work and the grocery store when you get off. It’s about your freedom, opportunity, and ability to pursue dreams.

Life can throw curveballs, and we believe everyone deserves a second chance. We’re not just financing vehicles – we’re helping you build your future.

Visit Exeter Finance®


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

15K reviews

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Rated 4 out of 5 stars

The customer service was great

The customer service was great. Exeter did lower my payment significantly. I was informed step by step.

May 11, 2026
Exeter Finance logo

Reply from Exeter Finance

That means a lot to hear, Jerice. We’re glad we could help when you needed it most, and we appreciate you trusting us through the process. Thanks for taking a minute to share this with us — and we’re here if you need anything along the way!

Rated 5 out of 5 stars
Exeter Finance logo

Reply from Exeter Finance

That really means a lot — we’re glad we could help when you needed it most. Thanks for trusting us along the way and for taking a minute to share this with us! If you need anything, we're just a call or click away.

Rated 5 out of 5 stars

The process was quick and helpful

The process was quick and helpful, this helps me peace of mind that the company cares and wants to get the process done.

May 11, 2026
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Reply from Exeter Finance

We’re really glad the process felt quick and helpful, but even more importantly, that you could tell we genuinely care. Helping our customers feel supported every step of the way means a lot to us. Appreciate the kind words, Jeannie!

Rated 1 out of 5 stars

Too much back and forth with paperwork…

Too much back and forth with paperwork when everything was already submitted to dealership

May 10, 2026
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Reply from Exeter Finance

We hear you, and we’re sorry for the inconvenience. Your feedback helps us improve and we’re here if you need anything else.

Rated 5 out of 5 stars

Great communication 👏🏼

Great communication 👏🏼

May 9, 2026
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Reply from Exeter Finance

Thanks so much! We’re big on keeping our customers in the loop, so we’re glad the communication stood out to you. Really appreciate the shoutout!

Rated 5 out of 5 stars

Just got my car financed so I can't…

Just got my car financed so I can't really say anything yet

May 10, 2026
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Reply from Exeter Finance

Totally fair! We appreciate you taking the time to leave a review so early in the process. We’re glad things are off to a good start, and we’ll be here if you need anything along the way!

Rated 4 out of 5 stars

Lowered my interest rate and monthly…

Lowered my interest rate and monthly payment

May 10, 2026
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Reply from Exeter Finance

Now that’s what we like to hear! Lower payments and a better rate? Big win. Thanks for letting us be part of the process, and we’re glad we could help make things a little easier for you!

Rated 5 out of 5 stars

I feel very happy with this financial

I feel very happy with this financial, because they helped me with my car, Thank You Guys

May 10, 2026
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Reply from Exeter Finance

That’s so great to hear — thanks for the kind words! We’re really happy we could help you with your car and make the experience a good one. Appreciate you taking the time to share this with us, Gloria!

Rated 5 out of 5 stars

Easy to follow instructions and all…

Easy to follow instructions and all proceeding well with new loan so far.

May 10, 2026
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Reply from Exeter Finance

Love hearing that! Glad everything’s been smooth so far and the instructions were easy to follow. Getting a new loan can feel like a lot, so we’re happy we could make it simple. Thanks for sharing your experience, John!

Rated 5 out of 5 stars

Very straightforward

Very straightforward, quick, and easy experience.

May 10, 2026
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Reply from Exeter Finance

Thanks so much for the awesome feedback! We’re really glad to hear the process was quick, easy and straightforward for you. That’s exactly what we like to hear. And if you ever need anything at all, just reach out — we’re always happy to help!

Rated 5 out of 5 stars

When the representative was polite and…

When the representative was polite and was clear about the phone call. She asked questions in regards to my account to Verify me and the contract for my truck. Everything was explained properly she did identify the company and reason for the call. Thank you had a great experience

May 10, 2026
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Reply from Exeter Finance

Thanks for sharing your experience, Jonathan! We’re really glad to hear our rep was friendly, clear and made the whole call easy to follow. We always want our customers to feel comfortable and informed every step of the way. Appreciate the kind words, and if you ever need anything, just reach out!

Rated 5 out of 5 stars
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Reply from Exeter Finance

Thanks so much, Toni! We’re really glad you had a great experience with our customer service team. Appreciate you taking a minute to share, and if you ever need anything, just give us a shout!

Rated 4 out of 5 stars

Kunes Chevrolet didn't mention it to…

Kunes Chevrolet didn't mention it to me, only to the driver of the auto, my grandson.

May 9, 2026
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Reply from Exeter Finance

Thanks for the review, Glenda. We hope your grandson enjoys the new ride. If you have questions about your loan, we're just a call or click away.

Rated 5 out of 5 stars

Every one that was working with me was…

Every one that was working with me was very helpful and understandable especially Leticia

May 7, 2026
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Reply from Exeter Finance

Thanks for the sweet review! We’re so glad to hear you felt supported throughout the process and that our team was helpful and understanding every step of the way. We’re always here to help, so don’t hesitate to reach out if you ever need anything, Leticia!

Rated 5 out of 5 stars

Smooth and easy process!

Smooth and easy process!

May 10, 2026
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Reply from Exeter Finance

Thanks so much! We’re glad everything felt smooth and easy from start to finish. That’s always the goal around here. Appreciate you sharing your experience with us! If you need anything or have questions, we're here for you.

Rated 5 out of 5 stars

Website was easy to use for payment

Website was easy to use for payment

May 14, 2026
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Reply from Exeter Finance

Thanks for the kind words! We’re happy to hear the website made your payment process quick and easy. We know convenience matters, so it’s great to hear it worked smoothly for you. Appreciate you taking the time to share!

Rated 1 out of 5 stars

When we log into the account

When we log into the account, it brings up a blank page

May 10, 2026
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Reply from Exeter Finance

We apologize for the inconvenience you experience with MyAccount. We're ready to help - give us a call at (800) 321-9637 so we can trouble shoot with you.

Rated 5 out of 5 stars

Easy procees, great rate

Process was simple and the rate was much better than what I had. I got more protection for less money too!

May 10, 2026
Exeter Finance logo

Reply from Exeter Finance

Thanks so much for the awesome feedback! We’re glad the process was easy and that we could help you lock in a better rate with even more protection. That’s exactly what we love to hear. Thanks again for choosing us, Jenny!

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