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Lending can be a tough business, but if a lender can't figure out how to underwrite a loan in 6 weeks on a 55% LTV, no rehab, with credit score over 750, that is already owned, so just a simple cash out refinance, then they are not a true lender.
On top of that property appraised with their appraiser for 10% above what we thought the property was worth so then the loan was 51% LTV.
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