Fastest loan approval in the land, even with average credit score. Always easy to deal with and super quick at the niggly expenditure review follow ups so your not left hanging too long. Once approv... See more
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Review summary
Created with AI, based on recent reviews
What people talk about most
Reviews shaping this summary
With so many different loans I applied for during my times of struggle financially, Fair Go Finance were the only ones that gave me a chance despite my bad credits. I really do appreciate it because... See more
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I have taken the opportunity with fairgo finance to assist me with a small loan previously a few years back, they were not judgemental and very helpful. I did not get pushed into anything I could n... See more
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Well I have been with fair go finance for a very long time and I had no problems with them I am very overwhelmed how they treat customers with total respect and help me in every way I’m so pleased... See more
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Company details
About Fair Go Finance
Written by the company
Flexible Personal Finance
At Fair Go Finance we provide personal loans from $500 to $10,000, Australia-wide. With personalised loan rates, flexible terms and loyalty rewards, our loans are designed to help our customers move forward with a brighter financial future.
At Fair Go Finance we provide personal loans from $500 to $10,000, Australia-wide. With personalised loan rates, flexible terms and loyalty rewards, our loans are designed to help our customers move forward with a brighter financial future.
Our loans are:
QUICK - Apply entirely online.
PERSONALISED - Custom rates. Lower costs.
RESPONSIBLE - We’ve got your best interests at heart.
PERSONALISED - Custom rates. Lower costs.
RESPONSIBLE - We’ve got your best interests at heart.
All personal loan applications are subject to approval and will be assessed separately by reference to the applicant’s individual circumstances.
© Fair Go Finance Pty Ltd
ACN 134 369 574 | ACL 387995
ACN 134 369 574 | ACL 387995
Contact info
Perth, Australia
- 1300324746
- apply@fairgofinance.com.au
- fairgofinance.com.au
4.9
Excellent
5K reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 100% of negative reviews
Typically replies within 1 week
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Helpful assistance
I have taken the opportunity with fairgo finance to assist me with a small loan previously a few years back, they were not judgemental and very helpful.
I did not get pushed into anything I could not afford to repay.
If you are looking at small loans then have a chat to the team at fairgo finance before looking anywhere else.
May 28, 2026
Reply from Fair Go Finance
Thanks so much Sharon for sharing this, it genuinely means a lot. Being approachable and non-judgemental is at the heart of what we do, and making sure repayments are manageable for each customer is something we take seriously. We appreciate the recommendation and hope we can be there for you again whenever you need us!
Quick and efficient service.
May 28, 2026
Reply from Fair Go Finance
Thanks for the kind words - glad we could make it a smooth experience!
Reply from Fair Go Finance
Clarity and simplicity matter - really glad that came through! Thanks Wendy for the feedback.
You were quick and efficient in getting…
You were quick and efficient in getting the funds I was after.
May 27, 2026
Reply from Fair Go Finance
Quick and efficient - just the way it should be! Thanks for choosing Fair Go Finance. 😊
Reply from Fair Go Finance
Thank you for the kind words - much appreciated!
Fast loan no fuss
Thanks for the easy application and fast process with this company great to deal with . 5 stars from me .
May 27, 2026
Reply from Fair Go Finance
Thank you for the great review! We're glad the application was easy and the process quick. We appreciate the 5 stars!
Very easy application and very helpful…
Very easy application and very helpful team members
May 26, 2026
Reply from Fair Go Finance
Love hearing that - easy and helpful is what we're all about! Thanks Luke for taking the time to share.
This company seriously needs to change…
This company seriously needs to change its name because they do not give you a fair go. All you get from the constant rejection.
May 28, 2026
Unprompted review
Reply from Fair Go Finance
Hi, thank you for your feedback. We're sorry to hear you're disappointed with the outcome of your application.
Our lending decisions are based on responsible lending criteria, and unfortunately not all applications are able to be approved. We assure you that every application is assessed carefully and fairly.
If you'd like to discuss this further, please don't hesitate to contact our team directly.
It was easy to re-apply for my loan and…
It was easy to re-apply for my loan and I felt valued as a customer.
May 28, 2026
Reply from Fair Go Finance
Feeling valued is exactly what every customer deserves, so glad that came through! Thanks for choosing us again.
Application process was super smooth…
Application process was super smooth and fast approval and funds transfer.
May 25, 2026
Reply from Fair Go Finance
That's exactly the experience we aim to deliver every time, glad it all came together smoothly for you!
It’s fair I guess
I hadn’t had any issues with fair go finance until they had started declining my applications, up until recently when they did approve a loan at a much lower amount than I had requested. They are reasonably easy to deal with, response is ok and funds are usually available quickly.
Establishment fee is a little high, but repayments are reasonable.
April 2, 2026
Reply from Fair Go Finance
Thank you for the honest feedback, and for sticking with us! We're glad we could get something across the line for you recently. Lending decisions and loan amounts are always based on individual circumstances and responsible lending obligations, so they can vary over time - but we truly appreciate your patience and understanding. Hope we can continue to support you down the track!
Reply from Fair Go Finance
Thank you for the kind words - really glad to hear it!
“I’ve had an excellent experience with …
“I’ve had an excellent experience with Fair Go Finance. I’ve now had 4 loans through them and every time the process has been smooth, professional, and stress-free. Their team has always been helpful, easy to deal with, and transparent with everything. I’ve never had any issues or problems, and the customer service has been consistently great. Highly recommend them to anyone looking for reliable finance and good support.”
May 24, 2026
Reply from Fair Go Finance
Hi, wow - four loans in and still recommending us, that truly means the world to us!
Thank you for your loyalty and for taking the time to share such a detailed and generous review. Consistency is something we work hard at, so hearing that every experience has felt smooth and stress-free is incredibly rewarding. We look forward to being there for you again whenever you need us!
Very fast to settle!
May 22, 2026
Reply from Fair Go Finance
Hi, thank you for the kind words! Speed matters when you need funds, really glad we could deliver.
Reply from Fair Go Finance
Hi, thank you for the great review! We're glad to hear the process was smooth and easy, that's exactly what we aim for.
I’m so happy with this loan company…
I’m so happy with this loan company very good and very fast when you in some financial situation very glad I’m with you guys customer service was very good.
May 22, 2026
Reply from Fair Go Finance
Hi, thank you so much for the wonderful feedback! We know that financial situations can be stressful, so we're really glad we could be there for you quickly. It means a lot to hear you had such a positive experience with our team!
They were very helpful and quick
They were very helpful and quick. We were able to get a bond loan within a few days and are now heading into our new home .
May 22, 2026
Reply from Fair Go Finance
Hi, thank you for the lovely review and congratulations on your new home! We're so pleased we could help make it happen quickly. Enjoy every moment!
Reply from Fair Go Finance
Hi, thank you so much for your kind words - we're really glad to hear you had a great experience with us!
Making the process easy and stress-free is exactly what we're here for. We hope to be able to help you again in the future!
Waste of time
Absolute waste of time. Imagine earning well over six figures, no debt, and getting referred FROM a company that charges up to 47per cent to someone worse.
May 24, 2026
Unprompted review
Reply from Fair Go Finance
Hi, thank you for taking the time to leave a review.
We're sorry to hear you felt this way. Lending assessments are based on each individual's full financial profile, and we always aim to offer the most suitable option available to each customer.
If you'd like to discuss your experience further, we'd encourage you to reach out directly at info@fairgofinance.com.au - we're happy to help.
I have had many loans now with FairGo…
I have had many loans now with FairGo and I have always found it uncomplicated and fast results
May 22, 2026
Reply from Fair Go Finance
Thanks so much Philip for your continued loyalty! We love hearing that the experience has been consistently uncomplicated and fast, that's exactly what we strive for. We look forward to supporting you again! 😊
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