Thanks to Fora, we got the funds we needed to grow our business. Working with David Cohen was professional and seamless. In today’s climate, it is refreshing to find a Business Lender who listens to... See more
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Alain Paul And John Tejada, Helped get me all set as quickly as possible and as conveniently as they possibly could. I feel bad for them they were constantly having to catch me on the go. T... See more
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Our company dealt with a lot of financial companies in the past, but Fora Financial was a breath of fresh air. They got us every penny we needed with an acceptable rate. Mitchell was always available... See more
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It was a pretty easy process to get done. I do feel like all the hoops people have to jump through to verify identity is a bit much, but even when there was an issue, Mitchell was able to jump in ther... See more
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Company details
About Fora Financial
Written by the company
One of the Nation's Top Providers of Small Business Loans
Fast, Flexible, Working Capital for established small businesses.
Fora Financial provides working capital and business financing solutions for established small and medium-sized businesses across the U.S. Since 2008, Fora Financial has provided over $5 billion of working capital to more than 55k customers.
We help business owners access flexible funding for operational needs, cash flow timing gaps, and growth opportunities without the paperwork-heavy process often associated with traditional financing. Our online application is designed to be fast and straightforward, with no hard credit pull to apply, where applicable.
Businesses use Fora Financial funding for needs such as cash flow, equipment, inventory, renovations, staffing, marketing, taxes, expansion, bridge financing, and payroll-related operating expenses.
Why businesses choose Fora Financial:
18+ Years Experience
A+ Better Business Bureau Rating
Funds up to $1.5 Million
Approval decision in as little as 4 hours
Funding in as soon as 24 Hours of Acceptance
Prepayment Discounts
No Hard Credit Pulls
Use of Funds as You Choose for Business
Financed by Truist
Fora Financial is focused on speed, transparency, and customer support. Our team works with business owners to understand their needs and provide financing options that can help keep their business moving.
We Know Business Financing.
Get Funding Today Learn More Success Stories Refer & Earn $500Fast, Flexible Funding Solutions!
Written by the company
- Fora Financial has funded more than 55k companies with $5+ billion in working capital since 2008. From $5k to $1.5M in financing available with no hard credit pulls and prepayment discounts.
Contact info
10018, New York, United States
- 877-514-8062
- info@forafinancial.com
- forafinancial.com
4.7
Excellent
1K reviews
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Great …helpful very professional 10…
Great …helpful very professional 10 out of 10
March 27, 2026
Unprompted review
Reply from Fora Financial
Hello Esnelly,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
Reply from Fora Financial
Hello Brett,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
The process was explained in detail and…
The process was explained in detail and was quick and easy.
March 19, 2026
Reply from Fora Financial
Hello Michael,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
I had an outstanding experience working…
I had an outstanding experience working with Mitchell Sapoff for business funding and credit services. From start to finish, Mitchell demonstrated a high level of professionalism, knowledge, and dedication. He took the time to understand my business needs and walked me through every step of the process with clarity and confidence.
What really sets Mitchell apart is his ability to simplify complex financial concepts and present real, actionable solutions. Thanks to his expertise, I was able to secure the funding I needed while also strengthening my business credit profile for long-term growth.
Communication was always prompt and transparent, and I never felt left in the dark. Mitchell genuinely cares about his clients’ success and goes above and beyond to deliver results.
If you’re looking for someone reliable, knowledgeable, and results-driven in business funding and credit, I highly recommend Mitchell Sapoff. A true five-star experience all around.
March 18, 2026
Unprompted review
Reply from Fora Financial
Hello Atif,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
Hey Business Owners,
Hey Business Owners,
Like many of you I own and operate a small business. Like you I strive daily to put forth 150% effort into supplying a service and product that my customers deserve.
FORA, Financial in my case represented by their team member Mitchell went to work for my me and my company. Mitchell answered every call, every question and concern that I had. Mitchell kept me informed and took pains to ensure that I felt and knew that FORA was there for me.
KUDOS, FORA, keep up the GREAT WORK!!!
Glen McCord, Esq., P.E., P.L.S.
March 17, 2026
Unprompted review
Reply from Fora Financial
Hello Glen,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
Robert
Really enjoyed working with Robert O he is fast thorough and efficient
I highly recommend working with him
March 9, 2026
Reply from Fora Financial
Hello Maria,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
My partner Mitchell was extremely…
My partner Mitchell was extremely attentive and very patient. Love that it was a seamless experience and all details were provided immediately. In addition, after a few discussions between different options I was still provided with detail information.
March 10, 2026
Unprompted review
Reply from Fora Financial
Hello Jennifer,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
Mitchell was extremely knowledgeable
Mitchell was extremely knowledgeable, responsive, and professional throughout the entire process. He took the time to explain the structure clearly, answered every question thoroughly, and moved quickly whenever I needed information.
Even though I ultimately chose to move forward with a different financing option due to more favorable terms, my decision had nothing to do with the service I received. Mitchell was transparent, helpful, and genuinely committed to getting the deal done.
February 25, 2026
Unprompted review
Reply from Fora Financial
We appreciate your positive feedback!
Surprised
Received my loan funds on Monday the 23rd and already had a payment deducted from my account 72 hours later. That's just not right
February 25, 2026
Reply from Fora Financial
Hi Randy,
Thank you for sharing your feedback. We're sorry to hear this caught you off guard, that's never the experience we want for our customers.
Your payment schedule was included on page 2 of the agreement you signed, but we completely understand that contracts can be a lot to take in all at once. We always encourage customers to reach out with questions before or after signing, and that offer absolutely still stands for you.
Please feel free to contact our Customer Service team at (855) 326-8523 or customerservice@forafinancial.com, we're happy to walk through anything with you.
Sincerely,
Fora Financial
Very arrogant approach and some of the highest rates.
Very Rude and some of the highest rates.
February 18, 2026
Reply from Fora Financial
Hello Sean,
Please be advised that we take complaints of this nature very seriously and have conducted a thorough review of this matter. As funding approval considers a variety of factors, amounts may change subject to final underwriting review. Every time you apply the offers will vary based on your business financials at the time of review. We encourage all interested applicants to review our funding options, as well as minimum requirements, including information needed to process applications at https://www.forafinancial.com/funding-options/.
Thank you for the opportunity to have addressed your concerns.
Sincerely,
Fora Financial
I should have been told that it was…
I should have been told that it was going to cost me $3000 in fee’s even if paid off in the first 30 days
February 18, 2026
Reply from Fora Financial
Hello,
Thank you for reaching out regarding your early payoff concern. We take all customer feedback seriously and wanted to address this directly. Please expect an email shortly.
Sincerely,
Fora Financial
Reply from Fora Financial
Hello David,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
Reply from Fora Financial
Hello Aboud,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
Excellent customer service
Excellent customer service, even though I was hard to get in touch with. Easy to work with and communication was excellent
February 13, 2026
Unprompted review
Reply from Fora Financial
Hello Elsa,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
Mitchell went above and beyond!
Mitchell went above and beyond, he is very well-versed in the loan industry, very efficient, and I couldn’t be happier with my experience.
February 16, 2026
Unprompted review
Reply from Fora Financial
Hello Chris,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
The whole existence of the loan process was great, John Rodriguez was great and well experienced.
The whole experience with the loan process was great, John Rodriguez and the his team were great, well experienced and they knows what are doing.
February 6, 2026
Unprompted review
Reply from Fora Financial
Hello,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
Amazing & professional service.
February 12, 2026
Unprompted review
Reply from Fora Financial
Hello,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
Outstanding Service and Professionalism
Craig provided excellent service from start to finish. He was very helpful, responsive, and professional throughout the entire process. He took the time to understand what was needed, answered all questions clearly, and made everything smooth and stress-free.
I truly appreciate his dedication and attention to detail, and I would highly recommend his services.
February 6, 2026
Unprompted review
Reply from Fora Financial
Hello,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
I appreciate the smooth process and…
I appreciate the smooth process and keeping us updated through the whole process. Mitchell was great to work with. Thank you guys!!
January 30, 2026
Unprompted review
Reply from Fora Financial
Hello,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
Thanks to Mitchell for his help
Thanks to Mitchell for his help, also thanks to Ellie for her help as well.
February 6, 2026
Unprompted review
Reply from Fora Financial
Hello,
We are happy to have been able help and appreciate your positive feedback! Please do not hesitate to reach out if you need help in the future.
Best,
Fora Financial
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