Fruitful Reviews 99

I went through a lot of life changes last year and started working with Frutiful to get myself organized with my budget and savings. Those areas of my life are so much stronger now, PLUS I have started investing. Ali is amazing and recommend her to all my friends. I owe a lot to her and the Frutiful team! Also- the membership pays for itself based on the interest I make every month.

This company is amazing, I wasn’t sure at first but that listen to every issue or concern I have and continue to grow to make sure they can help me the most. They’ve taken so much weight off my shoulders so I can focus on spending money with easy knowing everything is going to be okay and I can focus on living my life.

Fruitful has been great! I feel like I got in before it was cool and I tell people about it all the time. It’s helped me create sustainable money systems and the interest on the checking and savings accounts pay for itself! Would highly recommend 💯

So far in 1.5 months I have already had 3 meetings and a financial plan! I actually had paid $3k half a year ago for a plan by an advisor that charges 1% on investing, and this one was so much more structured. I love my advisor. She's trained traditionally and really committed to Fruitful's vision, which is a more fair way of getting good financial advising out there. I also find their platform way easier to use. Still haven't tried their investing platform itself but so far just for the information it's been worth it! I feel like she understands how to work flexibly with self employed folks too.

Money has always felt like a suffocating experience. Working with our Fruitful coach has, for the first time our lives, made us feel like we were putting our money where it mattered most. The low subscription cost is well worth its weight in gold.

I really enjoy working with my guide - she’s easy to talk to, well resourced, and knowledgeable. Fruitful has a lot of great tools, which I find extremely helpful since money management doesn’t come naturally to me and is typically something I have a hard time thinking about. The app is really easy to use!

My Fruitful experience has been exceptional thus far. Fruitful provides very useful resources as it pertains to the various aspects of money management, whether it be the foundational elements such as automating cash flow or more detailed insights pertaining to investment options, Fruitful provides it all. In addition, my experience with my advisor has been extremely valuable. I appreciate the hands-on approach that's provided as well as the accountability I'm held to by my advisor, ensuring that my money management practices are applied not just in theory but in real-life.

My advisor is knowledgable and breaks down the information where it is easy for me to digest. I appreciate the accountability and direction as I grown on this journey. The resources available are great for a person like me who loves to learn.

I was recommended this app by a friend and honestly It is a life changing experience. Having a professional opinion about how to allocate funds is so eye opening. I have recommended this to two more people and they are loving It as well.

My experience has been great because my CFP Naomi is on time, knowledgeable about finance-related things, and it gives me hope for a brighter financial future. Working with her in tandem with fruitful tech has been a game-changer for me. I would highly recommend using their services.

Good way to keep track of expenses. Affordable financial management

I’ve been a Fruitful member for about a year and have had the most positive, generative experience with their team. They have completely transformed my finances and mindset, and are extremely communicative and collaborative! As they continue to grow their features, I’m more and more delighted to break up with my brick and mortar banks!

I’ve been a fruitful member for 7 months. I joined because I wanted an extra set of eyes on my finances, someone with more knowledgeable to guide me through my current goals, navigate my desired goals, and financial landscape. I am so happy with my guide Chris. He is so helpful. He listens, he teaches and he encourages. I’m looking forward to receiving my fruitful card. The benefits sound great! Overall, I feel seen, heard and supported. I know that at the end of 2025 I will have reached another level of accomplishments with my finances.

Attention to detail and understanding of our unique and unusual financial situation.

Andrea is simply the best. She is very patient with me, willing to go over stuff. Enlightens me on options.
At first I was very nervous about transferring my funds but Fruitful has a very professional team and responds to my questions quickly.
As time goes on I feel more comfortable.

Can't believe I have access to a dedicated CFP, investments, high-yield savings, and a slick direct messaging platform for less than $100/month...without hidden additional fees! The interest I earn on my cash alone more than pays for my membership due. And to think I was going to work with a traditional financial advisor CFP that charges $10k/year minimum fee!

We signed up for a High-Yield Savings account with Fruitful Inc. which is an online banking partner of Emigrant Bank. Once we signed up, we realized that core features of a traditional online bank were not available without having to email their support line (adding a new bank account for transfers, updating profile information, etc.). It became clear that we did not want to continue using the service. At the time our initial deposit of $250,000 to fund the account was still processing. When we told support we were disappointed about the lack of features, we got an email back stating the following:

"Dear [NAME],

Following a recent review of your account, we regret to inform you that we have made the decision to end our relationship with you at this time. We have taken steps to close your Fruitful High Yield Savings account. Funds owed to you will be transferred to your external account. The transfer was initiated today and funds will be available to you in 5-7 business days.

Additionally, we have cancelled your membership, stopped automatic payments, and have issued a refund for your membership fees. Please allow up to 5-7 business days for the funds to reflect back into your original payment method.

Our best,
Fruitful Hospitality"

We did not give permission to transfer that money back, and needed access to funds for investment purposes. The money being transferred back was also sent to a bank account we were in the process of closing which is causing logistical issues. I genuinely believe Fruitful Inc.'s business practices should be investigated. I cannot believe transferring $250,000 without consent is even legal. They did not provide proof that a transfer has even happened and we no longer have access to our Fruitful account to confirm or manage the funds. In addition to that, we also connected our bank account and credit card information to their platform and did not get an opportunity to delete that information.