Full Metal Finance / Loan Options Reviews 

600
•
TrustScore 5 out of 5

4.9

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

It’s really simple, if you want a headache then DON’T use Full Metal Finance. Picked up the phone got the okay with best rate in 2 days. Funds in the account within 5 days. Honestly I find their serv... See more

Company replied

Rated 5 out of 5 stars

We don’t normally do reviews but Grant and the team from Full Metal Finance were brilliant. Everything was explained fully and they delivered exactly what they promised. They made the whole process s... See more

Company replied

Rated 5 out of 5 stars

From the immediate phone call after liaison with the dealer, Grant was extremely impressive from the get go. Got me a fantastic deal on the table in under an hour. All initial admin and communicatio... See more

Rated 5 out of 5 stars

I’ve worked with this company for multiple deals and now wouldn’t consider anyone else, great company

Company replied

Company details

  1. Finance Broker
  2. also in
  3. Alternative Financial Service
  4. Car Finance and Loan Company
  5. Financial Institution
  6. Non-Bank Financial Service

About Full Metal Finance / Loan Options

Written by the company

services Contact Us

Full Metal Finance (FMF) is an Essex based finance broker with a twist; that we specialise in the construction, landscaping, civils and groundworks industries.

FMF’s services range from hire purchase to cash flow funding with everything in between. The vast range of services offered were designed with our customers in mind, as we realise that there is no universal finance solution that applies to all situations, so we always provide a highly personalised experience. This ethos has brought us a lot of success, shown by the fact that we are one of the fastest growing independent finance providers in the UK!

Our team consists of experienced Account Directors, each of whom have a keen interest of the construction, landscaping, civils and groundworks industries and have subsequently accumulated over 30 years of experience combined. This experience is fundamental to the success we have had so far, as we are extremely knowledgeable and passionate about what we do.

Investment costs in new and used equipment can be extremely high, therefore structuring the finance agreement in the right way to minimise impact on cashflow is imperative. FMF treat every business with the same attention to detail, regardless of whether they’ve been around for 10 years or 10 days.

Get in touch with us today to get a no obligation quote and see how we can help you on your path to success.

Contact info

4.9

Excellent

TrustScore 5 out of 5

600 reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 100% of negative reviews

Typically replies within 24 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.9

All reviews

(600)

21 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Advertisement
Rated 5 out of 5 stars

From the first enquiry to final…

From the first enquiry to final approval, Full Metal Finance went above and beyond to make the process smooth and stress-free. They explained everything clearly, offered a competitive rate, and delivered exactly what they promised. It’s refreshing to deal with a company that truly values its customers. I’ll definitely be using them again.

October 17, 2025
Unprompted review
Advertisement
Rated 5 out of 5 stars

Excellent and Professional service.

We found ourselves to be in need for a loan to finance a new project. Full Metal Finance were absolutely great, especially Louis Taylor from Loan Options. He was helpful, kept us fully informed of the progress of our application and thoroughly professional. We would highly recommend this company. Excellent service. Thank you.

October 24, 2025
Unprompted review
Advertisement
Advertisement
Advertisement
Rated 5 out of 5 stars

Would Recommend

We have used Full Metal Finance on a few occasions now for our businesses and the team (Grant Field & Louis Taylor) always provide a brilliant service from start to finish. We will continue our relationship for future purchases.

Bluepoint Marine

September 19, 2025
Unprompted review
Rated 1 out of 5 stars

Started very good but when something stay asay is…

Started very good but when something is not right they turn there back on you
Don’t use these

As a Fianace company you think you are covered in all eventualities but yes I bought a car as within 2days the engine failed and Full metal fianace didn’t want to know were most companies would covered for this things but this company joke

We signed docs over to you BUT at not one point was we ever spoken to regard what we was signing and we was never explained the loan EVER

Do the deal and Run comes to mind
If I was a non company I would have been cover by LAW we are in talks with Lawyers as we was Missold everything

September 10, 2025
Full Metal Finance / Loan Options logo

Reply from Full Metal Finance / Loan Options

Hi Michael,

Thanks for your feedback, however of course this is not the feedback we wish to hear. We do appreciate the comments so that we can look to improve.

We understand your frustration with the vehicle, however we arrange the finance only and do not get involved with the sale of the vehicle. The vehicle you purchased was completely your choice.

We therefore feel that your frustration is likely aimed at the dealer who sold you the vehicle.

Nonetheless, we wish you the best and hope that you can resolve the vehicle issue with the dealer.

As a Limited company, you are not offered the protection of the Consumer Credit Act and therefore the same protections do not apply. This was explained in our correspondence and the lender documentation that was signed.

You also signed a Suppier Waiver document confirming that you were responsible for choosing the supplier and understood the risks involved in using your chosen supplier.

To reaffirm, we arrange the finance and not the sale of the vehicle. We kindly ask for you to refer back to the dealer you purchased the vehicle from for assistance in resolving the issue under manufacturers warranty.

Best regards,
Team FMF

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look