Gaggel 

I just joined up and already I'm 'Gaggeling' with a group, which means I can be confident that my phone is protected. I love the idea that this is a social way of self-insuring my phone, and it's great that it's between friends!

So much nicer that dealing with faceless corporations, and I love the way that it's going change the way that I look at insurance, and hopefully help shape the future of how we insure things.

I'm giving 5 Stars, although the site does have a few minor issues - I spoke to support and they assured me that these were going to be addressed very soon.

I hate the way mobile phone companies hold you to ransom over insurance, and for that reason never insure my phone. Which could have been a costly error if it wasn't for Gaggel. Gaggel offers a brilliant service, my broken phone was delivered repaired within 5 hours with a great new cover, and in a lovely box! All you need to do is group together with you friends and self insure. Go Gaggel.

I love that I can self insure with my friends and not be at the mercy of phone insurance companies.
Just had my screen fixed through Gaggel , it was quick and painless. What a Joy!