Gebührenfrei Mastercard Gold (Advanzia Bank) Reviews 

43,601
TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

sehr gut I recently started using the Fee-free Mastercard Gold from Advanzia Bank, and my first experience has been very positive. The application process was quick and straightforward, the virtual c... See more

Rated 5 out of 5 stars

I am very happy with my Mastercard Gold. The application process was quick and easy, the card works perfectly, and everything has been smooth so far. The customer service is friendly, professional, an... See more

Rated 5 out of 5 stars

The Credit card offers you very good amount of credit limit, they offered me 3000€ Credit Limit, I was really surprised because other Credit Card Banks don’t offer like this for first time card holder... See more

Rated 4 out of 5 stars

1.Pretty easy to sign up, 2. instant usage. 3. The only catch is being disciplined about paying up cause no SEPA. 4. Otherwise, it works super well.

Company details

  1. Financial Institution

About Gebührenfrei Mastercard Gold (Advanzia Bank)

Written by the company

Die Advanzia Bank ist eine Online-Direktbank, die sich auf das Kreditkartengeschäft für Privatkunden und Unternehmen spezialisiert hat. Für Privatkunden bietet sie die Gebührenfrei Mastercard Gold an. Als flexibles und weltweit akzeptiertes Zahlungsmittel beinhaltet diese die Vorteile einer goldenen Kreditkarte – und das frei von jeglichen Gebühren. Interessiert? Hier gelangen Sie zum Kartenantrag.

Darüber hinaus bietet die Advanzia Bank co-branded Kreditkarten für Geschäftskunden an. Damit verknüpfen Unternehmen Kundenbindung mit den exklusiven Vorteilen einer Premium-Kreditkarte. Weitere Informationen dazu finden Sie auf unserer Webseite für Geschäftskunden.

If you want to review other Advanzia Bank credit card products, please go to Carte ZERO for customers in France, Tarjeta YOU for customers in Spain, Carta YOU for customers in Italy and free Mastercard Gold for customers in Austria.

Contact info

4.5

Excellent

TrustScore 4.5 out of 5

44K reviews

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4.5

All reviews

(43,601)

6,305 reviews in the last 12 months

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Rated 1 out of 5 stars

This has been the worst experience I've…Extremely Frustrating Application Process

This has been the worst experience I've ever had trying to open a credit card.

Every time I submit an application, I carefully enter all my personal information and complete the identity verification process. However, after the verification is finished, the application is automatically declined due to an "internal decision"

Shortly afterward, I receive an email stating that my application was rejected because the information I entered does not match the data on my residence permit. I have checked and verified my details multiple times, and the information is correct. Despite several attempts, I keep encountering exactly the same issue.

I contacted customer service for assistance, but the only advice I received was to verify my data again. Unfortunately, I had already done that multiple times, and it did not resolve the problem.

I would appreciate a clearer and more straightforward application process, as well as more helpful support when technical issues occur. This experience has been extremely frustrating and disappointing.

June 13, 2026
Unprompted review
Rated 5 out of 5 stars

Best credit card Ever

Best credit card so far,recommend for every one.after application, i download the app and after i verified ,everything went on well all transactions and any information are on the app.i enjoy using it.highly recommend for everyone.

June 9, 2026
Rated 1 out of 5 stars

No customer service

it is impossible to to reach out to customer service!

June 8, 2026
Unprompted review
Gebührenfrei Mastercard Gold  (Advanzia Bank) logo

Reply from Gebührenfrei Mastercard Gold (Advanzia Bank)

Selbstverständlich ist uns die Einhaltung einer angemessenen Qualität im Bereich des Kundenservice ausgesprochen wichtig. Es tut uns sehr leid, dass Ihre Erfahrung mit unserer Service-Hotline nicht positiv verlaufen ist. Um Ihren Fall genauer prüfen zu können, würden wir Sie bitten, uns Ihr Anliegen per E-Mail mit dem Betreff „Trustpilot“ an service@gebuhrenfrei.com zu senden.

Rated 5 out of 5 stars

Good service

Good service. Convenient to manage through app. Haven't had any problems so far. Didn't mind me not having a credit report which was nice too. I was referred through a friend and didn't get my bonus though so idk why that happened.

Edit: I just received it now! All good

June 3, 2026

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