1. It took along time on the phone to actually speak to an agent and no call back option working. 2. When I called to activate a policy I was told it was a past date however I had completed the quot... See more
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See what reviewers are saying
I was excited to be part of the early access group and I'm liking what I see so far. You'd never know they haven't launched the full product yet. As other reviews have said, customer service is great... See more
Company replied
Recently joined Apricot. Too early for it to show on my report (they say it takes 6-8 weeks) but finding the finance tips within the dashboard so useful already. Customer support also quick to reply w... See more
Company replied
I'd been incredibly stressed about my credit score, especially given the current economic climate. I've never been financially savvy either but apricot has been so easy to use and I finally feel like... See more
Company replied
Company details
About Apricot
Written by the company
Apricot is on a mission to help underserved communities access mainstream financial products.
We achieve this through the Apricot Credit Builder - providing consumers with an easy way to build their credit score without the risks of a credit card or personal loan.
Contact info
United Kingdom
- getapricot.co.uk
3.9
Great
25 reviews
No recent history of asking for reviews
This company hasn't invited customers recently, so reviews may not be representative
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1 poor
1. It took along time on the phone to actually speak to an agent and no call back option working.
2. When I called to activate a policy I was told it was a past date however I had completed the quote to start the following day. I assume the agent just wanted to go home at it was close to 5pm.
February 19, 2024
Unprompted review
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Scam
Scam, you’ll pay the initial subscription, then you’ll pay 70% for the gift cards
October 28, 2022
Unprompted review
Reply from Apricot
Hi Adrian,
I was very concerned to see you have had a poor experience with us and that you thought we were a scam.
As I mentioned in our 1-1 email conversation following your review, we are first and foremost a credit building product, and the store is just one part of our proposition. As a responsible lender, we need to observe our customer repayment behaviour to ensure they are not getting into unmanageable debt before considering whether to reduce the upfront required payment over time. This is why all customers can only use credit towards 30% of their purchases to begin with.
Our ultimate aim is to bring this down to a 0% upfront payment for customers with solid repayment history to deliver a truly financially inclusive, interest-free consumer credit product. This would be incredibly valuable to our customers and offer a fair way to borrow without horrendous interest rates offered by traditional credit card companies.
As I’m sure you will appreciate, such an ambitious goal is not something we can achieve in the few short months we have been running. We are a very young company and these things all take time to come to fruition, so I’m sorry you were disappointed with your experience and feel it didn’t live up to expectations.
In all cases, we offer a 30 day money back guarantee with no questions asked, so we would have been happy to resolve your disappointment quickly and easily with a full refund. We never heard anything from you prior to you leaving your review so were unable to address issues that we were not aware of, but following our conversation the team refunded you in full right away.
Finally, I want to say thank you for your feedback and for trying Apricot. Off the back of this, we have already made amendments to our messaging to make it clearer how we work and hope this will prevent disappointment for other customers in future.
All the best for the future,
Sharief
CEO & Co-founder at Apricot
Very good company
Had it for a few months and increasing my credit score to a decent level. Very happy.
October 28, 2022
Unprompted review
Reply from Apricot
Hi Betty! Thanks so much for your feedback - I'm very pleased to hear you are seeing a positive impact - you're on the way to a great credit score.
Let us know if we can assist with anything!
Sharief
Since using Apricot my score has…
Since using Apricot my score has increased by over 40 points. For the sake of a small monthly payment this seems like a great deal!
October 27, 2022
Reply from Apricot
Hi Emily! Thanks for the review.
40 points is a great start - I'm glad we've been able to help deliver some value for you already.
Get in touch if we can assist with anything!
Sharief
Money Well Spent!
Even after one months usage I have seen my score go up by quite a few points. Looking forward to seeing results over a longer time period!!
October 26, 2022
Reply from Apricot
Hi D. Chambers!
Thanks for the great review.
It's brilliant to hear you've seen results so quickly - these things tend to snowball over time, so we look forward to hearing about your progress over time.
Please drop us a line if we can assist with anything!
Sharief
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Wasn't sure at first but my credit…
Wasn't sure at first but my credit score has taken off like a rocket. I wish I'd found Apricot years ago - would have saved a lot of pain and money
October 26, 2022
Reply from Apricot
Hi Darren
Thanks for the great review - I'm glad we managed to overcome your initial reservations and you're seeing an impact from our credit builder.
If there's anything we can do to help further, please let us know - the team are on standy.
Thanks,
Sharief
Fantastic l wish l had this before now
October 13, 2022
Reply from Apricot
Hi Janet - Thanks for the review. I'm glad you're finding the service fantastic and we look forward to continuing with a great experience over time.
If we can assist at all, just drop us a line.
Thanks!
Sharief
Great service
Score is improving and team are great to deal with. Love it.
October 6, 2022
Unprompted review
Reply from Apricot
Hi Tram - Thank you for the 5-star review!
I've let the team know your kind comments, but most important I'm very happy to hear your score is improving.
If we can help any further, don't hesitate to get in touch.
Thanks!
Simon
Very handy way to boost my score
Very handy way to boost my score. Don't even need to think about it and I'm using it in conjunction with some credit builder cards to really up my score so I can get my mortgage soon. When I had a question livechat were quick to come back which was good.
October 3, 2022
Unprompted review
Reply from Apricot
Hi Fraser - Thank you for the review!
It sounds like you have a great strategy in place by using Apricot as just one part of your wider credit building strategy - great job!
Let us know if we can give you a hand with anything.
Simon
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Does what it says on the tin
No nonsense, easy sign up, brilliant customer service.
September 30, 2022
Reply from Apricot
Hi Toby - Your feedback is much appreciated. I'm glad you found everything straightforward and do drop us a line if you need any further help.
Simon
Life saver
I'd been incredibly stressed about my credit score, especially given the current economic climate. I've never been financially savvy either but apricot has been so easy to use and I finally feel like I'm on my way to being able to get a mortgage.
September 10, 2022
Unprompted review
Reply from Apricot
Hi Leslie - I'm delighted to hear we've been able to help you on your path to home ownership during what is a difficult time for many!
If we can ever give you more assistance, our team are on standby and ready to help!
Thanks,
Simon
Amazing service! Happy customer
They've done what they said they were going to do. Speedy. Good customer service. Will be staying with them for the long haul. Keep up the good work!
September 16, 2022
Reply from Apricot
Hello Omid - Thank you for the review. We aim to provide an excellent service, so I'm glad we've left a good impression and you plan to stay to build your credit with us over time.
Do drop us a line with any feedback or questions - we're always happy to help.
Thanks,
Sharief
Reply from Apricot
Hi Karen! We're delighted to have you as an Apricot customer and thank you for taking the time to leave us a review.
If our team can assist with anything, don't hesitate to let us know and we'll come back to you right away.
Thanks,
Sharief
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Happy I applied!
Very happy I applied to the Apricot early program. So easy to apply and sign up, amazing tips and knowledge in the dashboard, store is good too
September 14, 2022
Reply from Apricot
Hi Winston - I'm delighted to hear you are happy with your decision to apply to our Early Access Program.
Having early users like you onboard means a lot and helps us to develop the product and make it the best it can be.
We're always working to improve, so if you ever have any feedback or need assistance, please just let us know.
Thanks,
Sharief
Reply from Apricot
Hi Catroh - Thanks for the great review!
Glad you're finding it easy to use Apricot and haven't found anything negative in your experience so far.
If we can ever assist with anything, our team is on standby and ready to help.
Thanks!
Sharief
Expat Service
I've been living abroad for the last 5 years which meant no credit rating when I returned. I've just kicked off with Apricot and it seems like it could be just what I need to get my mortgage application approved in a few months.
September 10, 2022
Reply from Apricot
Hi Duncan - Thank you for taking the time to leave your review and welcome back to the UK!
It's frustrating that you've got to start your credit building from scratch, but I'm glad you're finding Apricot useful in getting you mortgage ready.
Let us know if we can help with anything at all!
Thanks,
Sharief
Wish I found it sooner
Recently joined Apricot. Too early for it to show on my report (they say it takes 6-8 weeks) but finding the finance tips within the dashboard so useful already. Customer support also quick to reply which is always a bonus.
September 9, 2022
Unprompted review
Reply from Apricot
Hello Abdel - Thank you for your feedback!
I'm glad you've found the tips in the dashboard useful and that customer service has been up to your expectations.
You are correct in stating that it does take a few weeks before Apricot will appear on your credit report due to the way the credit bureaus collect data. Rest assured that your credit history with us will begin from the day you sign up and once it shows in your credit report you full Apricot activity will be taken into account.
If we can help with anything or you need further clarification, please let us know!
Thanks,
Sharief
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Early access
I was excited to be part of the early access group and I'm liking what I see so far. You'd never know they haven't launched the full product yet. As other reviews have said, customer service is great via live chat and email, and they even have a phone number you can call (although I haven't used this yet). Will update my review in due course as I get better acquainted with the platform.
September 8, 2022
Reply from Apricot
Hi Martin!
Thanks for sharing your feedback. We're glad that everything has gone well so far for you.
Please do not hesitate to get in touch if you require any assistance.
Thank you,
Brent
Reply from Apricot
Hi Josh,
Thanks for leaving your feedback! I'm pleased that everything is going smoothly for you after signing up with Apricot.
Please do let us know if you need any assistance and we'd be very happy to help.
Thank you,
Sharief
Reply from Apricot
Hi Luca!
Thanks for taking the time to leave us a review.
We pride ourselves on our customer service, so I'm delighted to hear we met your expectations.
If we can ever help with anything else, feel free to call or message the team again!
Thanks,
Sharief
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