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Company details

  1. Alternative Financial Service

Written by the company

Next Generation Credit. Flexible credit to be used in a way that suits you. Use it like a credit card, a loan, or an overdraft.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

13 reviews

5-star
4-star
3-star
2-star
1-star

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Rated 5 out of 5 stars

Flexible payments, drawdowns and easier access to emergency funding at an instant!

Hassle free lending and flexible ways to draw down for those unexpected expenses. Much more flexible than a loan. I prefer this to loans as I can pay more off and then drawn back down again later if needed without having to get another loan and affecting your credit rating. The funds are always there when needed. Easy access to emergency cash at a click of a button! Wish I had known about you sooner! Thank you so much for the quick and easy process.

March 20, 2026
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Reply from Cred.

Thank you Rachel, this is exactly why Cred was created. We are happy to hear that it fits your needs!

Rated 5 out of 5 stars

It was so easy to apply the whole…

It was so easy to apply the whole process took just 24 hours from start to finish funds were available immediately after applucation completed

March 12, 2026
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Reply from Cred.

Thank you Lisa, it means a lot!

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Rated 5 out of 5 stars

Happy

I applied for a loan only a day ago, filled out the questionnaires which didn’t take long to answer. Once I was approved I was told that it would take about 48 hours ( Two working days ) to receive the loan. I was well informed at was happening. Within a day after all checks had been carried out the loan was approved. I would certainly use Cred again and also recommend it to those looking for a loan.

June 20, 2025
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Reply from Cred.

We appreciate your review Stephen, thank you!

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