gharingermany.de Reviews 145

TrustScore 5 out of 5

4.9

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Rated 5 out of 5 stars

I can only say: you guys are top professionals and really good at your work. We needed a private loan, for down payment in a housing cooperative. Was not sure how that may work out, but I must acknowl... See more

Rated 5 out of 5 stars

We had an incredibly positive experience working with Ajay and his team—from obtaining the credit note, scheduling the notary appointment, to the final disbursement of our home loan. I would highly re... See more

Rated 5 out of 5 stars

I really recommend him as Adviser before you invest 20 years of hard earning in property. There are many small things which he has explained in short time and he also think like customer and try to an... See more

Rated 5 out of 5 stars

Mr. Ajay Dhingra (Real Estate Financial Expert) helped us from starting till end and was available even at short notice. He has expertise in his field and explains the process in detail. Since he spea... See more

Company details

  1. Loan Agency
  2. Financial Consultant
  3. Mortgage Broker

About gharingermany.de

Written by the company

We are an objective and impartial mortgage broker primarily servicing the expat community in Germany.

Whether you are searching for a home loan, a personal loan or just guidance on buying real estate – We’ll be able to support you all steps of the way. Before, during and after financing! We specialise in financing homes for blue card holders as well as holders of permanent residence ship (Niederlassungserlaubnis). My team and I can consult in English, German and Hindi.

We have the advantage of not being tied to a single bank but to hundreds. This enables us to tap the full potential of the banking system to ensure you get the very best mortgage deal with regards to flexibility, interest rate and EMI.

We provide quick, honest and helpful advice based our many years’ experience and extensive background in real estate. It is our top priority to provide our clients with the very best quality guidance, advice as well as a home loan which is fit for purpose.

What drives us, is bridging the gap – not only between the German banking system and our clients who are looking for a home loan, but also between two cultures. You will find us on several social media groups posting answers to common expat-questions.


Contact info

4.9

Excellent

TrustScore 5 out of 5

145 reviews

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Rated 5 out of 5 stars

Informative call

Very productive call with Ajay, straight to the point and we discussed what was required. Feels like you are in experienced and safe hand.

October 24, 2022
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Rated 5 out of 5 stars

Highly recommended for Home Loans

Ajay Helped us in finding the right bank interest rate and contract. He explained all parts of contracts.
Also he tried lot of combinations to get best interest rate.
I am so pleased that I found Ajay in our initials stages of House Search.
I would highly recommend Ajay for Home Loans and Bank contracts.

July 12, 2022
Unprompted review
Rated 5 out of 5 stars

Ajay goes above and beyond

I would like to thank Ajay for his support and guidance before, during and even after the property purchase process - exactly what i desired for. He is very knowledgeable about the industry, entire process (he has himself been through it tons of times) and has several years of experience.. He was very patient with so many questions and requests. Can only recommend. Thanks for your kind support!

August 15, 2022
Unprompted review
Rated 5 out of 5 stars

I am very much satisfied with the…

I am very much satisfied with the services. We were new to all these things so had many doubts but by availing this service the process was made simpler. Our queries were resolved immediately regardless of how many were there. I would definitely recommend their services.

September 15, 2022
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Rated 5 out of 5 stars

Highly Recommend Mortgage Corp To Any Prospective Home Buyer

When searching for a home loan you need to be able to rely on someone you can trust to be able to present all the options available and give you the right information to make the right decisions.

Mr. Ajay Dhingra from GharinGermany.de can do all of this and many more. “Ajay Dhingra is not only our ‘mortgage broker’ but he is a trusted friend, mentor, and educator! With Ajay’s help, we purchased our first home in Germany. He was able to answer the myriad of questions and provide guidance on the best products and solutions to help us save money and pay off our homes sooner.

Ajay has spent hours upon hours with us, over the phone and in person, taking the time to really educate us on how to manage our finances and investments. He always encourages us to ask questions, always emphasizing ‘no question is a dumb question!’ and we always feel like we can call him to clarify things we are unsure of! Everything was handled quickly, and efficiently and his customer service is the best that we have come across.

Thanks, Ajay for helping change our lives. We feel so lucky to have been introduced to Ajay Dhingra and we know that we will continue working with him for many years to come.”

August 11, 2022
Unprompted review
Rated 5 out of 5 stars

Became an property owner with ease in Germany

Hello, I am happy to have met Ajay who has realized my dream of owning an house in Germany. He guided me through the end of end process of getting the best financial offer to validating the contracts of the apartment to helping me with understanding the new contracts to mediating with real estate agent .He is the right person as a foreigner if you are struck with the immobilien process or overwhelmed with too many information available in the internet. He guides you professionally and will recommend him highly for the service he renders.

August 10, 2022
Unprompted review
Rated 5 out of 5 stars

Very competent and friendly advice

Very competent and friendly advice! I had initially inquired with various providers, but then quickly decided that I was in the best hands with Ajay from gharingermany. He advised me comprehensively on very short notice and ultimately secured me very good financing within couple of days even though my case was not very straight forward.
All questions were answered quickly and easily understandable even for laymen having never bought property here in Germany. Speaking English with me; German with my broker and the banks - just what I needed! He also took care of getting a translator which I needed for the notary. I can highly recommend him!

August 7, 2022
Unprompted review
Rated 5 out of 5 stars

Loan approved without hassle

Thank you Ajay for helping in e2e process of getting loan approved.
He helped me with loan documentation, very particular in each and every detail in documentation which helped loan approval process in 4 days. Apart from loan documents he helped with contract information, since I cannot speak German, we spend multiple calls to go through each and every detail of document.
Because of Ajay I didn't even think of any process , which is well taken care by him.

July 23, 2022
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Rated 5 out of 5 stars

Go to place for a great experience when looking for a loan.

Ajay assisted us in home loan process. He made the process so easy and simple, we couldn't believe that things can be so easy and simple. In fact, we didnt know that our buying was almost completed even after 1 week of notar and we were thinking what next.
Inspite of limited options available for blue card visa holders, he got the loan processed in a very timely and professional manner. The communication was one important aspect where the gap arises and he bridged it with his expertise. When I stand and look back, i can say that I not only got a home loan processed but also made a good friend. Thanks a tonne to Ajay for all the support. We wish him all the best.

July 13, 2022
Unprompted review
Rated 5 out of 5 stars

A very pleasant experience

Thank you so very much for all of your help in securing our loan and then finally being there for each and every step till we had the possession of the house.
The communication was always clear as my German is still not up to mark and you made sure that I understood the complete requirements in my language (English/Hindi) . You went extra miles to get the work done. In my case not only me as buyer but the seller were also full of praise for your commitment, honesty and your passion for your work.

Highly professional, knowledgeable and responsive. Always looking out for my best interests with lot of patience.

I can honestly say that Mr. Ajay (Ghar in Germany) made my first home buying experience a very pleasant one.

July 13, 2022
Unprompted review
Rated 5 out of 5 stars

amazing, professional, customer obsessed, and went the extra mile!

Was an amazing experience working with him : not only did he do an excellent job as a finance consultant in securing the best loans from banks he did so keeping my specific timeliness and requirements in mind. Furthermore he went much beyond that and also helped in ironing out all the blockers from multiple sides, including traveling to munich to assess the property, as well as doing some of the real estate agents job. As it was my first time buying a flat I was unaware of the process but Ajay walked me through every step: and I can confidently say you are in safe hands with him. I doubt there's a better consultant out there.

July 13, 2022
Unprompted review
Rated 5 out of 5 stars

Perfect Service

I recently bought an apartment and it is my first property in Germany - therefore I had a few questions which were not just on financing. All of them were answered in a perfect manner.

As the interest rates are changing frequently, it was very difficult to get an attractive offer. Ajay was there to help and guide me throughout the process. Not only with financing and getting a very good deal for me, but also explaining every step of the way - Even after the loan was sanctioned. He even spoke with the seller directly to expedite things, get all needed documents, align a notary appointment, came to the bank for home loan signature, ...

He was always approachable and gave quick and precise answers. I highly recommend him to my friends!

July 13, 2022
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Rated 5 out of 5 stars

Ajay is really helpful and one of the…

Ajay is really helpful and one of the best financial advisor in Germany. He is very supportive and helped us not only to get the best interest for our loan but also guided us with all needed processes and rules in Germany. Highly recommended !!

July 13, 2022
Unprompted review
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