goodleap.com Reviews 1,090

TrustScore 2.5 out of 5

2.6

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Review summary

Created with AI, based on recent reviews

Evaluating 162 reviews, most reviewers were unhappy with their experience overall. Many customers found the pricing to be a significant issue, citing hidden fees, exorbitant interest rates, and a payment structure that seemed designed to maximize interest accrual. Reviewers frequently reported extremely poor customer service, with experiences ranging from unhelpful representatives and being hung up on, to difficulties reaching anyone at all and a lack of follow-through on promises. Some people were dissatisfied with the payment process, noting that checks took a long time to post, and the online system made it difficult to manage payments or pay off loans early. There were also instances where customers felt misled about payment terms, particularly regarding interest-free periods and the inability to adjust auto-pay amounts.

What people talk about most

Payment

Reviewers mention ambiguous feedback about payment. Many customers report difficulties with payment... See more

Service

Customers had ambiguous experiences with service. Many reviewers reported negative interactions, citing... See more

Customer service

Consumers express significant dissatisfaction with customer service. Many reviewers report that... See more

Staff

People report ambiguous experiences with staff. While some customers praise the staff for being friendly,... See more

Price

Customers consistently note negative experiences with price, citing hidden fees and unexpected charges. Many... See more

Reviews shaping this summary

Rated 3 out of 5 stars

It's hard to navigate website and get in contact with someone. I wanted to change my auto pay amount without disruption of upcoming payment. I will call this week before weekend since they aren't open... See more

Rated 3 out of 5 stars

I had a new roof not windows and I have talked to your company and Erie Roofing to correct this but it's still; not corrected. I'm on auto pay and I pay some ahead of time and the auro-pay didn't reg... See more

Rated 3 out of 5 stars

My reaction is mixed. When I first called for customer service, the first contact passed me to a second rep. When I explained my need to this fellow, he hung up! When I received my next bill, somehow... See more

Rated 2 out of 5 stars

I had a solar company installed a system and goodleap financed the system. I was never notified about the app until 5 months later. I had referred my neighbor who then installed a system as well. Good... See more



Contact info

2.6

Poor

TrustScore 2.5 out of 5

1K reviews

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Hasn’t replied to negative reviews

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Rated 5 out of 5 stars

Good experience all around

Good experience all around. Good communication. They called to remind me when my first payment was due. Nice to have 12 mo no interest.

March 23, 2026
Unprompted review
Rated 5 out of 5 stars

Goodleap Loan

I recommend Goodleap for your loan services because they are very attentive in reaching out, and helpful. They made my experience easy and are people friendly. Thanks Goodleap !!

March 5, 2026
Unprompted review
Rated 1 out of 5 stars

ADMITTED FDCPA VIOLATIONS & RETALIATORY HARASSMENT OF DISABLED VETERAN

As a 100% Disabled Combat Veteran (OIF II) and former Law Enforcement Officer, I am publicly documenting GoodLeap’s failure to adhere to federal law. In a formal response to the CFPB (Ref: CFPB Case #260227-29394584 and #260214-28894399), GoodLeap admitted in writing that they ignored my global "Cease and Desist" order because of an internal "coding error" that split my identity across multiple files.
Under 15 U.S.C. § 1692c, a cease-communication request applies to the person, not an account number. GoodLeap’s admission of "clerical failure" is a strict liability violation of the FDCPA.
Most disturbingly, within hours of my initial public complaint (Google Maps review), GoodLeap attempted to bypass my no-call order by contacting my wife and co-signer, B. Williams, from a known VoIP "local-spoofing" number: 970-670-6650. Using a Colorado area code (where I previously served as a Detective) to target my family after a public review is textbook retaliatory harassment.
To all homeowners: Research the Minnesota AG lawsuit and the FTC Holder Rule (16 C.F.R. § 433). GoodLeap is legally responsible for the actions and deceptive fees of the installers they finance. I have initiated a Congressional Inquiry through Rep. Stephanie Bice and referred this matter to the Oklahoma Attorney General's Consumer Protection Unit. If they are calling you from rotating numbers after you told them to stop, document the timestamp and file with the CFPB. They aren't just "unorganized"—they are non-compliant by design.

March 14, 2026
Unprompted review
Rated 5 out of 5 stars

No Payments for a Year

Fantastic way to get done what you need on your home. we had to have a new garage door, but we could not afford it. Our garage door company financed our purchase and installation for 12 months free - no payments, mo interest through Goodleap.

January 15, 2026
Unprompted review
Rated 1 out of 5 stars

GoodLeap financed my solar installation…

GoodLeap financed my solar installation for $79,286.65 through Expert Inc Solar, which has since permanently gone out of business. The Home Improvement Agreement contained a 25-year workmanship warranty and 10-year roof penetration warranty — both now completely void. The FTC Holder Rule (16 C.F.R. § 433.2) is written in bold capital letters in GoodLeap's own loan agreement making them legally responsible for the installer's failed obligations. I raised this federal law claim eight times in writing. GoodLeap ignored it every single time. What happened instead: they remotely disabled my solar panels without proper legal notice, made a false statement to the CFPB claiming they had no system access, continued calling me seven times from spoofed numbers after I formally revoked consent in writing, and suggested I file a homeowner's insurance claim for damage caused by their contractor's installation. I now have active complaints with the CFPB, FCC, FTC, Florida Attorney General, Florida OFR, California DFPI, and California AG. GoodLeap is collecting $133,947.90 from me over 25 years for a system with zero warranty protection while refusing to acknowledge a federal consumer protection law they put in their own contract. Florida homeowners — if your installer goes out of business GoodLeap will not help you.

March 13, 2026
Unprompted review
Rated 5 out of 5 stars

Get a Loan

It was easy to get the loan for the HVAC system. Super friendly customer service. After all was done simple steps to make payments over the net.

January 15, 2026
Unprompted review
Rated 5 out of 5 stars

My experience with the goodleap…

My experience with the goodleap financing company was it's repayment plan and option.at an interest rate for a lower credit score.when I applied for the credit option to have my roof completely replaced.i am grateful for the opportunity to work with goodleap financing company

March 5, 2026
Unprompted review
Rated 5 out of 5 stars

They always take great care of my A/C…

They always take great care of my A/C and plumbing needs. Their technicians are very professional, knowledgeable and get to know you and your home. They get right to work and get your projects up and running as soon as possible.

March 9, 2026
Unprompted review
Rated 1 out of 5 stars

Let me writeup with the disappointing…

Let me writeup with the disappointing experience with the GoodLeap. Their customer service has been VERY VERY POOR and overall customer satisfaction seems below average. We have followed up multiple times with the customer rep but difficult to get on a call. Especially after installation, communication has been very break. Out 6 panels are not generating any bough electricity and we are contracting out but no lunch. I tried multiple ways to ven reach directly to this cell#
But theygive me excuses and ask for more time instead of resolving issues. I expected much better support after installation.

March 9, 2026
Unprompted review
Rated 1 out of 5 stars

Disabled Veteran's Home Purchase almost destroyed

My client, a disabled veteran, was in the process of buying his first home. His credit score on our report was 763. There was a solar loan with Goodleap on the home, and as part of the purchase contract, the balance was to be paid down from $25,000 to $10,000 by the seller - reducing the risk to Goodleap.

When my client applied to assume the smaller solar balance, whatever credit model Goodleap runs indicated only a 723 credit score, still a solid score, but not enough to meet their outrageous 750 credit score requirement. They declined his ability to assume the loan!

The stated lower score requirements indicated on their website at the time didn't seem to matter "those are from last year" we were advised by the customer service team when we called. Unreal.

I spent a long time on the phone with several managers at Goodleap, none of whom could help or stray beyond canned answers, and the assumptions team took 6 days to even respond to me when we sent a written request for help - still with no helpful answers.

Avoid Goodleap like the plague. I've been in finance for over 2 decades and the logic and service at this firm would never stand in the real world. I'm not sure what planet these guys are on.

March 9, 2026
Unprompted review
Rated 1 out of 5 stars

Assumption Rules unattainable

Absolutely horrific customer service in the assumption department. The people you get read from a script and they make the rules up so high they are unattainable to transfer or assume a loan. They want buyers to have a 750+ credit score with a 55%DTI ratio when I got the loan had less than that 5 years ago. They are now discriminating to new buyers. If a home buyer can qualify for a 300k home how can they not qualify for a less than 24k Loan for solar panels. Even a car dealer allows it for cars worth way less credit. Online states to obtain a loan for up to 45k credit requirements are 600-649. Goodleap needs to be more realistic.

March 2, 2026
Unprompted review
Rated 5 out of 5 stars

Goodleap team

As I mentioned in my other reviews, the team at Goodleap (Cynthia and Maryam) were awesome! They were good communicators, acted in a timely manner and the whole process with them took less than 3 weeks! The title company experience though, was less than great.

January 23, 2026
Unprompted review

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