1. Simple Process 2. Easy explanation and understanding on both sides. 3. Peace of mind without pressure. 4. No pressure, everything is black and white from the time you start your application.... See more
Company replied
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Review summary
Based on reviews, created with AI
What people talk about most
Based on these reviews
I borrowed through GoPeer here in Canada, and honestly, it felt different from the start. The process was simple and clear, and the people behind it were respectful and genuine. No pushy sales talk,... See more
Company replied
Long time investor on gopeer. The platform is easy to use and intuitive. They offer a unique solution to diversify my investment portfolio, which I absolutely love. I also love that gopeer gives me th... See more
The process is seamless, but they also provide customer support with no significant wait time. Further, I needed to come up with money within days, as I had a personal emergency to deal with, and I... See more
Company replied
Company details
About goPeer
Written by the company
goPeer connects borrowers who need affordable personal loans with investors who want to earn passive income — all through a secure online platform.
Contact info
500 4th Ave SW, Suite 2500, T2P2V6, Calgary, Canada
- 1-844-960-3090
- hello@gopeer.ca
- gopeer.ca
Excellent service
Excellent service, funding time was as expected, very convenient and extremely helpful alternate to the big banks
November 26, 2025
Reply from goPeer
Thanks for the 5 stars! Glad you found goPeer as a great alternative to big banks.
Reply from goPeer
Thanks for leaving a review, Michael! Glad to have you part of goPeer's investor community.
The loan application was easy
The loan application was easy. I always wanted to do a co-op or peer funding. This seems to be a perfect place to achieve that. I’m also looking to be an investor, as soon as I’m done with my debt payments!
November 25, 2025
Reply from goPeer
Thanks for the 5 stars, Joel! Excited to have you be part of our investor community, that’s exactly the experience we aim to deliver.
Good experience
It took 10 days to fund and receive the money, it’s not as fast as I expected but it was easy to apply and im happy with the service.
November 25, 2025
Reply from goPeer
Thanks for the review, Luc. Happy to have you in our community!
The process was simple and the funding…
The process was simple and the funding came quicker than expected.
November 19, 2025
Reply from goPeer
Thanks for leaving a review, Gary! Glad we could help.
Simple and informative
Everything was super easy and informative. It made things simple to get started, and the agent I scheduled a phone call with was able to answer all the questions I had before I got started.
November 22, 2025
Reply from goPeer
Thank you for sharing a review, Chris! We're happy to have you as part of the goPeer community.
Reply from goPeer
Thanks for the 5 stars, Megan!
Excellent people to deal with
Excellent people to deal with, fast easy process to follow.
November 20, 2025
Reply from goPeer
Thanks for the kind words, Maureen! Glad to hear you found the process easy.
Very good and fast service
November 19, 2025
Reply from goPeer
Thanks for the 5 stars, Brenes! Happy to have you part of our community.
Reply from goPeer
Glad you think so! Thanks for leaving a review, Emmanuel.
Reply from goPeer
Thanks for the 5 stars, David! Glad we could help.
Quick and easy process
November 19, 2025
Reply from goPeer
Thank you so much for leaving a review, Robert!
Reply from goPeer
Thanks for leaving a review, Neil! Glad you're enjoying the platform.
amazing app amazing passive income
November 30, 2024
Reply from goPeer
Thanks for the 5 stars! Thanks for being a part of the goPeer community.
Reply from goPeer
Thanks for leaving a review, Dionisio! Glad you're enjoying the platform.
My money work for me
I like that the platform like GoPeer is available to regular Canadians for both, investors and borrowers.
November 1, 2025
Reply from goPeer
Thanks for the kind words! We're really glad to hear you're enjoying the platform. Thanks for being a part of the goPeer community.
Amazing service
Amazing service. A special thanks to Tanya who helped me throughout the process.
Great company overall.
November 6, 2025
Reply from goPeer
Thanks for leaving a review, Matilde! We'll pass along your compliments to Tanya.
- Need joint account and other improvements.
- Need joint account (simplifies and expedites transfer on death of one spouse - the surviving spouse would automatically assume full ownership of the joint account with no need for probate and disclosure. That's a big deal.)
- Transferability, especially at death. Presently, there will be a 3-5 yr (+) mess for the executor until all outstanding loans are closed and recoveries completed. This is unacceptable for seniors, in particular, who wouldn't want to inflict this on their executors. A possible remedy would be for goPeer to generally agree to buy back loans of deceased lenders. That would be one class act.
- TFSA and RRSP/RRIF eligibility would be a big plus.
- TFSA eligibility would also allow for declaration of Successor/Holder instead of Beneficiary. This would be a big tax advantage for the surviving spouse, as the taxfree status would be preserved.
- Can't quickly fund goPeer account. No interac. No billpay or other more rapid means.
- No interest is paid on cash balances. Boo.
- Inability to withdraw the cash balance if less than $50. Hey, it's my money, not goPeer's. It's quite irksome to be denied my own cash.
EDIT 2025-11-27: I can confirm that the <$50 cash withdrawal now works. Also, that my experience as a lender has generally been good with goPeer, other than the above major concerns. Can understand why registered accounts aren't yet possible. Don't understand why *Joint Accounts* aren't yet available so that the surviving spouse could take immediate sole control and ownership without the goPeer account languishing in the estate indefinitely.
November 10, 2025
Reply from goPeer
Thank you so much for taking the time to share this detailed feedback. You've highlighted several important areas, and we fully understand why these matter.
Joint accounts, smoother processes in the event of death, and registered account eligibility (TFSA/RRSP/RRIF) are all improvements we know would add real value. Unfortunately, we are bound by Canadian securities laws, which provide very limited flexibility to offer liquidity in the event of death. Similarly, Canadian regulations do not permit these types of loans to be held within registered accounts such as a TFSA or RRSP. These are not decisions made by goPeer, but rather part of the regulatory framework we operate within, one that is ultimately designed to protect investors.
The 2025 Carney Budget has prioritized the implementation of real-time payment rails in 2026, which should meaningfully improve funding timelines once in place.
Just to clarify, you can withdraw any positive cash balance under $50 at any time. The only limitation is that if your available balance is $50 or more, individual withdrawals must be at least $50, which helps reduce processing costs and avoid frequent small transactions.
If you ever see a balance that can’t be withdrawn, it’s usually because some funds are still tied to active investments or temporarily unavailable due to a bank reversal. We're always happy to take a look if something doesn't seem quite right.
Thank you again for the thoughtful suggestions. Feedback like yours helps us improve the experience for everyone, and we’re happy to discuss any of this further if you ever want to reach out.
globally quite good
I've been investing some money with Gopeer for about 2 years now and my personnal experience is globally quite good. It's interesting when you want to diversify your investments. I have not borrow any money so can't comment on that part.
November 11, 2025
Reply from goPeer
Thanks for the review, David! Glad we could offer a way for you to diversify investments. We're happy to have you be part of our investor community.
Great service
I have had a rep contact me to make sure things were going well. I think that customer service is a great part of any company and should be at the forefront of all businesses
June 18, 2025
Reply from goPeer
Thanks for leaving a review, Eric! We agree and are very proud of our customer support team. We'll be sure to pass along the message to them.
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