The loan officer made too many promises that he couldn’t follow through on. Spoke before actually have concrete answers which causes many issues and unforeseen circumstances. We will be using another... See more
Company replied
Location
Switch locationSpectrum Center Drive 100, ste 470, 92618 Irvine, California, US
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See what reviewers are saying
Walked thru every step of process. Funded loan based on assets provided. Friendly reps who responded to all questions/concerns.
I had the pleasure of working with Griffin to close out one of my rental properties in West Palm. Gabe and Liz were the duo that really pushed hard for my loan to get across the finish line. I had m... See more
Company replied
Joe Yaeger is a great loan officer. Been working with him for years and use him exclusively and refer everyone to him! If you want a great experience, try him out.
Company replied
Company details
- Mortgage Lender
- also in
- Finance Broker
- Financial Consultant
- Loan Agency
- Mortgage Broker
- Non-Bank Financial Service
About Griffin Funding - Irvine
Written by the company
Loan programs
Griffin Funding is a national direct mortgage lender based in San Diego, California. We underwrite in house, so we make the credit decision ourselves rather than passing your file to a third party.
We specialize in borrowers whose income does not fit a standard W-2 box: self-employed business owners, real estate investors, and veterans. The online application takes about 10 minutes, and files move in days rather than weeks. Since 2013 we have funded more than $3.6 billion to over 8,000 clients.
Loan programs we offer
- Bank statement loans — qualify using 12 or 24 months of business or personal bank statements instead of tax returns. Built for self-employed borrowers, contractors, and business owners who write off heavily.
- DSCR loans — qualify an investment property on its own rental cash flow (debt service coverage ratio) rather than your personal income. No W-2s, no tax returns.
- VA loans — purchase and refinance options for veterans, active-duty service members, and eligible surviving spouses, including zero-down purchase loans.
- Home equity loans and HELOCs — including fixed-rate HELOCs and reverse second mortgages, for pulling cash out without touching your first mortgage rate.
- Conventional, FHA, USDA, and jumbo loans — the full traditional suite alongside our non-QM programs.
What sets Griffin Funding apart?
- In-house underwriting and common-sense review, so self-employed income is not a dead end.
- A platform of institutional non-QM loan buyers, which is why we can place files other lenders decline.
Terms and conditions apply. Equal Housing Lender. NMLS# 1120111. (844) 305-2067. Visit griffinfunding.com
The Griffin Guarantee
Most lenders stop thinking about your loan the day it closes. We don't.
We treat your mortgage as something we manage, not something we sold you. After closing we keep watching the market against your rate and terms, and when refinancing would genuinely save you money we call you. You do not have to track rates yourself or wait for a mailer, and if the numbers do not work we tell you that too.
That relationship is the point. It is why most of our business comes from clients and referrals rather than lead lists.
Contact info
Spectrum Center Drive 100, ste 470, 92618, Irvine, California, United States
- 844-305-2067
Griffin Funding
4.2
Great
9 reviews
Asks customers to review
This company invites their customers to review, whether positive or negative
Replied to 77% of negative reviews
Typically replies within 1 week
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Absolutely amazing and smooth…
Absolutely amazing and smooth experience, they close and execute very quickly. They are great with communication and explanations.
October 15, 2026
Reply from Griffin Funding - Irvine
Dorian, we love hearing this! It's great to know the team kept things moving quickly and made sure you understood what was happening along the way. Thanks for taking the time to share this with us!
Walked thru every step of process
Walked thru every step of process. Funded loan based on assets provided. Friendly reps who responded to all questions/concerns.
October 13, 2026
Top Mortgage Company for Business Owners
Amazing communication; on time closure; dedicated and knowledgeable loan processor. Best service for entrepreneurs and business owners.
July 1, 2026
Reply from Griffin Funding - Irvine
We love hearing this! Clear communication and a team that knows their stuff can make all the difference, especially when you're balancing the demands of running a business. Thanks for sharing your experience!
Joe Yaeger is a great loan officer
Joe Yaeger is a great loan officer. Been working with him for years and use him exclusively and refer everyone to him! If you want a great experience, try him out.
April 13, 2026
Reply from Griffin Funding - Irvine
Kathy, it means a lot that you’ve continued to work with Joe over the years and feel confident referring others to him. We’ll make sure he sees your kind words. Thanks for continuing to trust him with your business!
Inaccurate representation
The loan officer made too many promises that he couldn’t follow through on. Spoke before actually have concrete answers which causes many issues and unforeseen circumstances. We will be using another company in the future.
July 1, 2026
Reply from Griffin Funding - Irvine
We’re sorry to hear about your experience, Olivia. We understand how frustrating it is when expectations are set before the details are confirmed, especially when it leads to unexpected issues. We appreciate you sharing this feedback and recognize how important clear, accurate communication is throughout the loan process.
I have no words strong enough to show…
I have no words strong enough to show my appreciation and gratitude for all the hard work in assisting me with my home loan! Thank you so very much!!!!
February 20, 2026
Reply from Griffin Funding - Irvine
Karen, your kind words mean so much! We’re happy our team could help you with your home loan, and we’ll be sure to share your appreciation with everyone who helped along the way.
My DSCR loan application went smooth…
My DSCR loan application went smooth and the loan agents were very professional.
October 6, 2026
Reply from Griffin Funding - Irvine
We’re glad to hear the process went smoothly and that you had a good experience with the team, John! Thanks for taking a moment to share this with us.
Thank you to Joe and team you all were…
Thank you to Joe and team you all were so great to work with.Looking forward to working again with you.
September 30, 2026
Reply from Griffin Funding - Irvine
We’re so glad you had a great experience working with Joe and the team, Tammy! We’ll be sure to share this with them. We’d love to work with you again!
Gabe and Liz get 5 stars
I had the pleasure of working with Griffin to close out one of my rental properties in West Palm. Gabe and Liz were the duo that really pushed hard for my loan to get across the finish line.
I had my share of challenges that didn't make it easy for either of them, but they always communicated with me every step and never tried to hide something I wouldn't like to hear.
They were very honest and trustworthy and for that I'm going to bring new loans their way. It's nice when you have a team fighting for you. I really appreciate them both.
September 29, 2026
Unprompted review
Reply from Griffin Funding - Irvine
Jason, we really appreciate this! It sounds like Gabe and Liz stuck with you through some challenging moments and kept things honest and transparent the entire way. Having a team that will fight to get things across the finish line makes a big difference. We’ll make sure they see this!
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