Groundfloor Reviews 403

Groundfloor answers the common investor delima. How to invest in Real Estate and get the banks out of our profits. Example: I invested $1,500 on 7/26/22. Got paid of 9/6/22 $1,520.31 (13% interest rate)
Compare that to your savings account rate. Its all backed by 1st position liens on Real Estate.

Great experience so far!
I've been investing for over a year now and nothing but positive results. No bad investments to date and enjoy the nice returns on my various investments.

I have enjoyed the opportunity to tour the country and invest in the livelihood of folks I will never meet. Those buying homes to renovate are hiring plumbers, roofers, cabinet hangers, tile layers, landscape workers, electricians, painters and cleaners. That could be 5-10 other people benefiting from my investment. Having helped with most of these tasks, I know what it takes and I am proud to help put money in the pocket and food on the table for honest working people I will never otherwise impact. It makes me feel good.

Easy to navigate site. Clean online dashboard. Plenty of investment options with a low minimum of just $10.
Been investing in GF since 2014 and have a lifetime yield of around 10%.

Have been investing through ground floor for the last few years and its one of the most seamless experience.

I am an earlier adopter. I am not a financial advisor. I am an investor. As an early early adopter and investor, I lean into risk. Sometimes the risk pays off and other times, not so much. With Ground Floor, I can say my gut and due diligence has literally paid. Very glad to be invested with Ground Floor.

Well I've had my issues with the company here and there, all of which we have worked to resolve over time.

I've been with them for years now and I'm proud to say that I finally joined ownership within the company even though I could afford was two shares.

Well every investment has a wrist that goes with it, it's hard to come by a debt focus instrument with a first lien position that only requires you to invest $10.

I have seen several losses even at 50% it was like five bucks depending on how much I invested and I easily made that more up from the other investments.

Because of this company I was able to start beginning to grow wealth just and I hope one day they allow me to finally have payments withdrawn automatically at 50% back to me and 50% reinvested because that would be awesome.
I'm annoyed by all the calculator usage I have to do and fortunately now I'm extremely good at it (tons of change from interest).

I'm very pro groundfloor and highly recommend, However, if it is not for you Then that is okay.
I recommend though that you should definitely find something that is because there are so many different type of opportunities for the debt instruments or alternative and to not invest "Only to me is a waste."

Groundfloor is a growing local company that is quickly spreading it's wings around the country providing unique investment opportunities in real estate for individuals for as little as $10/investment. This helps to create other small businesses (renovations, subcontractors, rental investments and revitalizing communities. I truly like the business model and I love the direct communication we receive from the company. You can tell they truly care about their investors and their customers. Personally, I am averaging 10+% over the last couple of years. It is a great alternative and diversification for my personal portfolio.

Love Groundfloor.us and its simplicity to invest in alternative options besides the stock market.

Groundfloor continues to exceed expectations. I look for alternative investments regularly and I am excited I found Groundfloor’s LROs. I feel my money is safe with this company and am happy about the high returns.

As far as customer service is concerned, anytime I have had questions or concerns, Groundfloor staff have been very responsive. I would give the staff 5 stars for the quality of their customer service with investors. The reason why I did not give 5 stars overall is because unfortunately the majority of the loans I have invested in have essentially been in default which means for me the investor that several of these loans have gone beyond the normal period that would make these short-term investments. I do understand and appreciate that each of these loans is backed with collateral (the property), but I would like to going forward see more careful vetting of lenders or at least more firm boundaries set with the lenders. Several of the lenders have been given multiple chances by Groundfloor to respond and come up with a game plan for repayment but appear to really be dragging their feet in actually paying off their debts. I am not suggesting turning this into a standard bank loan program but do think there is a need to set some more firm, clear boundaries with lenders.

Hey, I am grateful for this chance to invest and learn more about loans and finance. This system is concise and easy to follow.

Customer service is top notch real person answers the phone fixed the problem in a minute.

Hi - I'm basically quite happy with the overall experience and consistent performance of the investments I've made. The site is easy to use and I can choose projects I think are sound.
I'd like to suggest that Groundfloor create categories of loans that people like myself who are aware of how the climate crisis is going to impact residential real estate would prefer to invest. For example:
1. houses that are not in a flood plain (Note that FEMA has said their flood plain maps are now inaccurate.) Same goes for houses that are going to get affected by sea level rise in the next 50-100 years. I don't feel comfortable investing in those.
2. Houses in hotter locations that are not going to be sound investments either because they are not designed with adequate low carbon HVAC equipment and/or because they are in areas of the country that will soon be unlivable due to heat waves.
On that other hand, I think many people would like to invest in house renovations and new construction that includes renewable tech like PV panels, heat pump HVAC and heat pump water heaters, passive house standards, etc.
Thank you!

In my opinion and experience, Groundfloor is one of the best opportunities for small investors to invest in hard money real estate loans. I am very satisfied with my experience and return with private lending through Groundfloor.

This is an easy process to invest & earn interest at higher rates than current bank rates,

Chelsea made sure I got the information I needed. She was patient and thorough.