I paid my loan in full, and was told I would get an email confirming this. i did not get this email, but the following day I did get an email offering me further finance, which I find predatory. I... See more
Company replied
While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more
To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more
I paid my loan in full, and was told I would get an email confirming this. i did not get this email, but the following day I did get an email offering me further finance, which I find predatory. I... See more
Company replied
Great online process, very fast turn around with entire process including money in your bank once contract accepted and signed, easy to follow, straight forward and straight up, great communication fr... See more
When I went through some financial difficulties the Collections team helped me by adjusting my payments to suit my budget, which allowed me to catch up without stress. But the best thing was, I was tr... See more
I have been thinking for ages about getting a loan for my dental issues but was too embarrassed and thought it wasn't a good enough reason and thought it would be rejected. I decided to take a chance... See more
Since our beginnings in 2014, Harmoney has sought to transform the way people borrow and lend money. We’ve created Australasia's largest direct online lending experience, having facilitated over $1.6 billions in loans to over 50,000 customers on both sides of the Tasman, giving people more choice and options. Along the way we’ve created over 100 jobs, and created a purpose‑driven culture focusing on helping people do better through technology, big data, and responsible lending.
Level 3/110 Customs Street West, 1010, Auckland, New Zealand
Replied to 33% of negative reviews
Typically replies within 24 hours
How this company uses Trustpilot
See how their reviews and ratings are sourced, scored, and moderated.
This is now the third loan I have taken out with Harmoney. Just an easy fast experience, topped with friendly, patient and professional customer service. This loan was for debt consolidation and initially came with a little technical hold up but got sorted quickly and received great advice from the Harmoney Team. Funds were transferred into my account within 24 hours of loan being approved and debt accounts settled within two days. I have also now been given a much lower interest rate and very manageable repayment plan. Thank you once again Team for the opportunity and awesome customer service.

Reply from Harmoney
I gave it because the service I got from Harmoney was really great. They were happy to help with anything. Thank you again for everything.
Very helpful and quickly work ,all Harmony staff are very experienced and knowledgeable.

Reply from Harmoney

Reply from Harmoney
Excellent service. Everything done online much easier and fast response.
Easy to work with fast response will definitely go through harmoney all the time when I need love harmoney 100% recommend
I'm grateful for Harmoney always helped me on this taught times. Thank you Harmoney.

Reply from Harmoney
Easy application process, fast response time and just overall good customer service
The online application is easy to use.
Kept up to date with messages re application status
Super easy to deal with, quick responses and money was in my bank same day.
Thanks Harmoney
Very happy with their service. They came through when I needed the help for my family.
Thank you so much Harmony ❤️
Efficient fast service and well informed along the way.
Super easy to use, efficient and they call back super fast. Great customer service.
I've used Harmoney a couple of times over the last five years. I cannot fault their excellent customer service, always friendly, and helpful, and all while remaining professional. They have extremely efficient processes in place which means your application, including the very important decision making, is quick. They've really helped me out a lot and I have no hesitation in recommending them to you all.
Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.
Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.
Learn more about other kinds of reviews.
We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.
Learn about Trustpilot’s review process.
Here are 8 tips for writing great reviews.
Verification can help ensure real people are writing the reviews you read on Trustpilot.
Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.