Home Loan Factory Reviews 

6
TrustScore 4 out of 5

4.2

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Company details

  1. Mortgage Broker
  2. Financial Consultant

Written by the company

Getting a mortgage shouldn't feel like pulling teeth. At Home Loan Factory, we’re a close-knit team of Wellington-based financial advisers who genuinely love helping Kiwis get into their homes—without the usual stress, jargon, or sleepless nights. Whether you are a first home buyer trying to figure out how a Kāinga Ora 5% deposit actually works, a self-employed business owner needing a complex lending solution, or just looking to refinance and restructure for a better rate, our team is right there in your corner. We also provide expert KiwiSaver advice, ensuring your funds are working as hard as possible for your future. We know you have better things to do than drown in bank paperwork. That’s why we use streamlined digital tools to make the application process incredibly fast and simple. But behind the tech is a real, dedicated team actively negotiating with major banks and non-bank lenders to secure the most competitive approvals for you. We believe financial advice should be straightforward, honest, and delivered in plain English. We’re here to act as your calm, personal guides throughout the entire property journey. Let us do the heavy lifting with the banks, so you can focus on the exciting part—planning your next move.


Contact info

4.2

Great

TrustScore 4 out of 5

6 reviews

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4.2

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(6)

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Rated 5 out of 5 stars

Couldn’t recommend Andy and his team…

Couldn’t recommend Andy and his team enough.

It’s always a little extra special when the person looking after your finances is genuine and you know your in safe hands.

He looks after our mortgage, keeps an eye on things whenever our interest rates are due to change, and also manages our kiwisaver. He’s always proactive, easy to talk to and happy to explain things without making it feel overwhelming or complicated.

We really appreciate having someone we trust who genuinely looks out for us and makes sure we’re getting the best options available. Couldn’t ask for better service or a better person to have in our corner! 🏡❤️

Would absolutely recommend him to anyone looking for someone trustworthy and genuinely invested in helping them get the best out of their finances.

-Georgia

December 19, 2025
Unprompted review
Rated 5 out of 5 stars

⭐⭐⭐⭐⭐

⭐⭐⭐⭐⭐
I highly recommend Andrew Palliser his mortgage brokering service. From the beginning, he has been incredibly helpful, professional and easy to deal with. He took the time to understand my situation, explained everything clearly, and made the whole mortgage process feel much less stressful.
Even after settling on my home, Andrew has continued to be helpful whenever I’ve had questions, and I really appreciate the ongoing support and advice.
I’m very happy with my mortgage and with the service I received. Thank you, Andrew, for all your help and for making the process so much easier! 😊

August 27, 2026
Unprompted review
Rated 5 out of 5 stars

Andrew (Andy) Palliser is the man

Andrew (Andy) Palliser is the man! Highly recommend his services. Was very impressed with his line of work. Prompt responses and smashing turnaround times. Andy catered to our needs and understood us well! Thank you Andy for making this dream come true and believing in our journey. Bless you and the Team

May 1, 2026
Unprompted review
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Rated 5 out of 5 stars

Stress free and trustworthy

Andy's knowledge has been instrumental in helping us structure the mortgage that best support our needs. He is intuitive and advised us on how to best balance our financial needs and lifestyle requirements. He makes the whole process as stress-free and quick to answer any questions.

June 1, 2026
Unprompted review

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