HSBC UK Reviews 

29,355
•
TrustScore 4.5 out of 5

4.4

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Review summary

Created with AI, based on recent reviews

Considering 11,462 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff for being exceptionally helpful, polite, and professional during phone calls and branch visits. People also appreciate the user-friendly online platform, smooth account switching processes, and reliable day-to-day banking services that make managing finances easy. Reviewers often express long-term loyalty, noting that representatives consistently provide clear guidance and thorough support for various financial needs. However, some people mentioned difficulties reaching customer support through busy phone lines and dealing with local branch closures. Some customers also noted occasional communication issues regarding specific account offers, unfulfilled promotional bonuses, or restrictive mortgage advice.

What people talk about most

Staff

Consumers find staff to be exceptionally helpful, often praising their courteous, professional, and... See more

Service

Customers had positive experiences with service, noting that staff are friendly, professional, and very... See more

Customer service

Customers consistently note positive experiences with customer service, praising helpful and knowledgeable... See more

User experience

Clients share positive opinions on user experience, highlighting that the online platform and mobile... See more

Payment

Users describe ambiguous interactions with payment, as experiences with financial transfers and account... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I did a current account switch thanks to HSBC's incentives. Switch went smoothly and day-to-day banking via app and online is perfect. HSBC has delivered on its promises and so has earned my trust and... See more

Company replied

Rated 5 out of 5 stars

Excellent, efficient and very helpful service. They made what could have been a complicated enquiry easy to deal with and worked hard to find a solution. Chris, the Branch Manager, was brilliant,... See more

Company replied

Rated 5 out of 5 stars

though there are few bank branches still open for face to face contact...the online system seems to work well when combined with the telephone availability. No problems with the representatives when s... See more

Company replied


Company details

  1. Bank

Written by the company

HSBC UK helps millions of people look after their day-to-day finances and manage their wealth, offering retail banking and wealth management to personal and private banking customers. We partner with businesses from small and medium sized enterprises to large corporates – supporting every stage of their growth and their international ambitions – through our universal banking capabilities. Please kindly do not share any personal or sensitive information.


Contact info

4.4

Excellent

TrustScore 4.5 out of 5

29K reviews

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Replied to 95% of negative reviews

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4.4

All reviews

(29,355)

10,736 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Premier onboarding team has been very…

Premier onboarding team has been very helpful

September 26, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your positive feedback, Amandeep. We’re delighted to hear that our Premier Onboarding Team has been so helpful. We appreciate you taking the time to share your experience and hope you have a lovely day 😊

Rated 1 out of 5 stars

I’ve been a business customer for over…

I’ve been a business customer for over 25 years
First time I’ve asked to speak to a manager and was refused, when I said I would wait they said I couldn’t wait.
I put a complaint in saying I’d like a call back I’ve waited 7 days still no call back I’ve received a letter that is not relevant to my complaint and I’ve replied asking for the call back I’ve had a response saying I can go to the ombudsman this is a final response.
I think loyalty only works one way with this bank

September 15, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Sharon, we’re sorry to hear about your experience and understand your frustration, particularly as a long-standing business customer.

We wanted to let you know about the complaint timescale, the complaint will be acknowledged by letter within five working days of being raised. Our specialist complaints team will investigate the matter and keep you updated on its progress. While we aim to resolve complaints as quickly as possible, it can take up to eight weeks to provide a final response.

We take complaints seriously, and our specialist team will work to achieve the best possible outcome for you. If you need further support, please email social.media.uk@hsbc.com, using #4848918 as the subject line, and include your full name and postcode. I will do my best to support you - Thank you, Aishanie

Rated 1 out of 5 stars

This bank sucks

This bank sucks. I have been warned. Bunch of absolutely clueless, rude and arrogant front desk reps in Cambridge branch. Get lost HSBC UK in Cambridge.

August 7, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Cena,

We are really sorry about your experience in the Cambridge branch , and we are really keen to get further information and discuss this further with you. Could you please email us quoting the reference number I am really sorry about your local branch closing, and I am really keen to get further information and discuss this further with you. Could you please email us quoting the reference number #4848595 with your full name and post code to social.media.uk@hsbc.com. Thank you 🙏

Rated 1 out of 5 stars

I WILL MAKE IT MY DUTY.

I WILL MAKE IT MY DUTY TO TELL EVERY PERSON I MEET ON THIS EARTH HOW APALLING, UNCARING AND DOWN RIGHT USELESS YOU ARE AS A BANK.
IM 67 HAVE RUN MY OWN COMPANY FOR 41 YEARS SO I HAVE HAD LOTS OF DEALINGS WITH MANY INSTITUTIONS AND YOU ARE THE WORST BY A MARGIN THAT WE HAVE NOT GOT WORDS FOR YET.
YOU HAVE EXCELLED YOUR SELF THIS MORNING, AGAIN SO I WILL BE ON THE PHONE AGAIN TO YOU TODAY.
LAST TIME IT WAS FOR NEARLY 4 HOURS AND 7 DIFFERENT PEOPLE AND I GOT NO WHERE.
AAHHH, THE JOY OF DEALING WITH HSBC.
YOU DISGUST ME.
PEOPLE YOU HAVE BEEN WARNED.

September 18, 2026
Unprompted review
Rated 1 out of 5 stars

BEWARE OF HSBC!

BEWARE OF HSBC! A SHOCKING FAILURE IN CUSTOMER SERVICE AND FRAUD SUPPORT

I have never experienced such a dismissive and frustrating response from a bank, especially when dealing with a serious fraud issue.

My card was added to Apple Pay without my knowledge or consent and was subsequently used abroad and in multiple locations nowhere near where I live. This should have been treated as a serious security and fraud matter.
Instead, the response from HSBC was appalling.

The branch representative showed no interest in listening, understanding the situation, or offering meaningful support. The fraud service was equally frustrating, robotic, repetitive, and seemingly incapable of communicating internally. I had to explain the entire story over and over again to different members of staff, despite having already completed the necessary verification. Rather than sharing information internally and progressing the case, each person simply asked the same questions again. To them, my time and the seriousness of the situation were irrelevant.

When a customer is dealing with suspected card fraud, the last thing they should have to do is repeatedly convince their own bank that something is wrong.

Where is the communication? Where is the urgency? Where is the customer support?

This experience has completely undermined my confidence in HSBC. A bank should protect its customers and take fraud seriously. Shame on you HSBC UK!

September 19, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi Kitty, I’m sorry to hear about your experience, particularly when reporting suspected fraud. I understand how distressing and frustrating it must have been to repeat the details of the case and feel that your concerns weren’t being progressed.

I’d like to look into this further and help where I can. Please email social.media.uk@hsbc.com, using #4848444 as the subject, and include your full name and postcode. You can also provide a brief summary of what happened, so we can investigate this appropriately. - Thank you, Aishanie

Rated 1 out of 5 stars

Creditfix/ IVA / HSBC

8Have an IVA with Creditfix on the 25 July 2019 for 6 years and completed on the 06 May 2026 and ended and now Closed. during the 6 years john Lewis was one of creditors on my IVA but then john Lewis then passed the Debt what I owe them unto HSBC Bank. Now during that time I have being making all my monthly payments to Creditfix as they are the one who is dealing with all my creditors on my IVA i have stick to my arguments make all my payments on time until the end of this year when it comes to an end and then Closed and then received my Completion Certificate from Creditfix. then a month i was on ClearScore check my credit report and noticed that HSBC has contacted Equifax credit reference angcey and told them that i have missed 5 payment and one of them was recently in January of this year so contact Creditfix regarding this and got back an reply saying that they have contacted HSBC there relevant department and told them that my IVA has ended and Closed and that they needed to Update it at there End. Then got an email from Equifax credit reference angcey saying that they have checked my ClearScore credit report online and I have 2 account with HSBC as an my ClearScore credit report i see another account which claim to be a Store card which i don't even have any account with HSBC bank or Store card only the one account which was from my IVA which has ended and finished Closed. So this HSBC Bank is trying to get money from me which i don't owe them anything or have any of there credit store card since my IVA has finish i have not even applied for anything from them So this bank is a Criminal so I would like to ask HSBC which other account i have with you??????????? apart from the one which was on my IVA which has ended and finished and closed from Creditfix and why haven't you when Creditfix contacted you and told you that my IVA is ended and finished and Closed and that you need to Update at your end you have not and have not contacted Equifax credit angcey and told them?????????????? because you are thife and lair i have my IVA Completion Certificate and on it there is Only 1 account on there that I had with you then this bank cannot be trusted and I would Never Never Never recommend this bank to anyone and on my IVA Completion Certificate you have been paid by Creditfix as it's on there i hope that i have got your attention because you are a criminal bank i just want people to be aware of this bank

May 6, 2026
Unprompted review
Rated 5 out of 5 stars

Brilliant experience at HSBC…

Brilliant experience at HSBC Llandrindod Well today, swiftly solved both my concerns with kindness, support and professionalism, can’t praise Naveen more highly… all the staff were excellent. Thank You.

September 25, 2026
Unprompted review
Rated 5 out of 5 stars

Megan is really welcoming and clear…

Megan is really welcoming and clear explaining the products. thank you Megan 😊

September 25, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your lovely feedback, Savilla. We’re delighted to hear that Megan was welcoming and explained the products clearly. We appreciate you taking the time to share your experience and enjoy the rest of your day 😊

Rated 5 out of 5 stars

ABSOLUTELY AMAZING CUSTOMER SERVICE!

ABSOLUTELY AMAZING CUSTOMER SERVICE!! Teresa dealt with my issue and was extremely friendly and supportive and highly recommend to see her if having any concern regarding anything. TOP CLASS SERVICE Teresa!!

September 25, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your fantastic feedback, Subhan. We’re delighted to hear that Teresa provided friendly, supportive and exceptional service. We appreciate you taking the time to share your experience and enjoy the rest of your day 😊

Rated 5 out of 5 stars

Ruth G - the forever GOAT

Thank you so much Ruth for her excellent and exemplary service and assistance. I went to 5 HSBC branches in the past three days - I have to say she is the BEST EVER BANKER I had.

September 25, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your wonderful feedback, Matthew. We’re delighted to hear that Ruth provided excellent service and assistance, especially after your visits to several branches. We appreciate you taking the time to share your experience and hope you have a lovely weekend 😊

Rated 5 out of 5 stars

It was every helpfull

It was every helpfull

September 25, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your feedback, Krishna. We’re pleased to hear that you found our support helpful. We appreciate you taking the time to share your experience and enjoy the rest of your day 😊

Rated 4 out of 5 stars

After querying our premier account…

After querying our premier account entitlement we were told we did not qualify any longer. However after you checked our account we were told we still qualified so good result

August 20, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for sharing your review, Danielle 😊. We're pleased we were able to recheck your Premier account entitlement and confirm that you still qualify. We're glad it was a good result in the end 🙌

Rated 5 out of 5 stars

Reliable and robust banking profile

Reliable and robust banking profile - large network and international scope

September 25, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for your feedback, Luc 😊. It’s great to hear you find HSBC reliable and robust, and that our large network and international reach have made a positive difference for you🙌

Rated 1 out of 5 stars

Called Support ( HSBC UK)to verify a…

Called Support ( HSBC UK)to verify a recurring payment setup that did not go through, and explained that my phone just broke down and was currently using an older phone that could not install the Bank App - Guess what the security question was? Can you tell me where the payment you received yesterday came from? ......... Unbelievable. (did not pass security - call ended)

September 25, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Hi David, apologies about this experience. We’d like to learn more about this. Please reach out to us on social media, you can find us on Facebook, Instagram, or X. You’ll just need to quote #4847971 as your reference. Alternatively, you can call us on 📞03457 404 404, 8am-8pm daily. Thank you.

Rated 5 out of 5 stars

Recently took advantage of the generous…

Recently took advantage of the generous current account switch offer and signed up to a premier account. Process was smooth and bonus was paid as promised. I’m pleased !

September 25, 2026
Unprompted review
HSBC UK logo

Reply from HSBC UK

Thank you for leaving us such a positive review, Mark. We're really happy you found the process of applying for a premier account smooth and that you have had your bonus. Welcome to HSBC premier😊

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