Hampshire Trust Bank (HTB) Reviews 2,491

TrustScore 4.5 out of 5

4.4

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Created with AI, based on recent reviews

Looking at 384 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently highlight the ease of use of the website and the straightforward account opening process. Many people appreciate the efficient service, particularly regarding ISA transfers and the quick handling of queries. The overall user experience is consistently described as positive, with clear instructions and good online navigation. However, some customers also noted issues with communication, particularly concerning emails about funding ISAs when transfers were already in progress. A few people found the website confusing in certain areas, and some experienced difficulties with customer service, including unhelpful responses or problems with authentication codes.

What people talk about most

User experience

Customers had positive experiences with user experience. Many reviewers found the process of opening an... See more

Website

Reviewers mention positive feedback about the website. Many customers found the online process easy to... See more

Customer service

Reviewers highlight ambiguous aspects of customer service. While many customers praise the great... See more

Service

Clients share positive opinions on service, highlighting quick responses, good communication, and efficient... See more

Payment

Users describe ambiguous interactions with payment. While some customers found it easy to open and fund... See more

Reviews shaping this summary

Rated 4 out of 5 stars

Easy to set up a new ISA account with HTB and arrange the transfer of an old ISA into the new ISA. Just one slightly confusing step where you have to nominate all or some of pre-existing ISA where the... See more

Company replied

Rated 4 out of 5 stars

My only gripe is when you give one provider fifteen days notice authorisation to transfer your maturing ISA. Then it's not done on the maturity date. It can be a week to ten days before the funds tran... See more

Company replied

Rated 4 out of 5 stars

I wanted to transfer an I.S.A. from Close Brothers to HTB. I filled in the application correctly online and then the only correspondence from HTB was numerous emails asking me to fund my ISA. I was o... See more

Company replied

Rated 4 out of 5 stars

Website application a little unclear in places eg transfer ins. Also received numerous emails reminding to pay in funds when you already new it was a transfer in.

Company replied


Company details

  1. Bank

Written by the company

Hampshire Trust Bank is a specialist bank, staffed by experts focused on helping UK businesses realise their ambitions. Our dedicated bridging finance, development finance, specialist mortgages and wholesale finance teams ensure that businesses receive the outstanding service, lasting relationships, integrity and expertise they need to prosper. We also provide savings accounts to individuals and businesses and since we lend to SMEs, our savers can be sure their money will help boost the British economy. The bank is authorised by the Prudential Regulation Authority and regulated by the Prudential Regulation Authority and the Financial Conduct Authority.


Contact info

  • 80 Fenchurch Street, EC3M 4BY, London, United Kingdom

  • htb.co.uk

4.4

Excellent

TrustScore 4.5 out of 5

2K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

Replied to 97% of negative reviews

Typically replies within 48 hours

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Great easy process

February 23, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Pete, thank you for taking the time to leave feedback.

We're pleased that you found the process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars

Easy process and app is very useful

Easy process and app is very useful. Sufficient detail too.

March 6, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Mark, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars

Excellent bank

Having made a deposit and then having to withdraw within 14 days cooling off, I have nothing but praise for HTB. Great communication and efficiency. Money back within days. Great Bank.

March 27, 2026
Unprompted review
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

The interest rate and the ease of…

The interest rate and the ease of joining

March 16, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you're happy with the product and you found the application process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Mark, thank you for taking the time to leave feedback.

We're pleased that you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

Good interest rate for savers

Good interest rate for savers. Savings account easy to open. Good and timely communication.

February 25, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Dee, thank you for taking the time to leave feedback.

We're pleased that you're happy with the product and service and found the application process easy.

Hampshire Trust Bank

Rated 2 out of 5 stars

ISA allowances

Why do investment companies (Banks etc) assume that their customers have not used up all their ISA allowance, and continue to bombard you with so-called outstanding offers. I have used up all of my ISA allowance investment for 2025-26, but still continue to be offered to use up the ISA allowance. Banks, give your customers a rest and don't assume that not all of them still have money to invest in a Cash ISA etc.

Mark

March 20, 2026
Unprompted review
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Mark, thank you for taking the time to leave feedback.

We're sorry that you're unhappy, we're always keen to improve and have passed this onto the relevant team.

Hampshire Trust Bank

Rated 5 out of 5 stars

Verey professional in all things with…

Verey professional in all things with all aspects and verey easy to deal with

February 20, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

The process overall was easy

The process overall was easy, efficient and stress free.

March 3, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Peter, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

Rated 2 out of 5 stars

They were lucky to keep my Money,last…

They were lucky to keep my Money,last time I re-invested.
It was only the interest rate and my laziness that kept me there- certainly not their communication!!
And now we have the same with my Mother, who wishes to transfer in a cash ISA.
The only response to her query is some vague remark about her current provider ,initiating the process??It is HTB who should initiate the transfer!!
What's wrong with this outfit??

March 17, 2026
Unprompted review
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're sorry that you're unhappy with the service you have received.

Please can you kindly provide us with some more information for us to be able to assist you further. Alternatively please give us a call on 020 7862 6222 and we would be happy to help.

Hampshire Trust Bank

Rated 4 out of 5 stars

Good saving rate

Easy use website

March 17, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Maria, thank you for taking the time to leave feedback.

We're pleased that you found our website easy to navigate and that you're happy with the interest rate.

Hampshire Trust Bank

Rated 5 out of 5 stars

Excellent service

Helpful and knowledgeable customer service. Seamless transfer and credit of funds to my account.

March 12, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're pleased that you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

I found HTB bank offered exactly what I…

I found HTB bank offered exactly what I wanted and very quick and easy to use.

February 20, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Anthony, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

Rated 1 out of 5 stars

I was not able to transfer money into the account.

I was not able to transfer money into the account, because my bank flagged it up as something fishy. I tried again and again, HTB asked me to talk to Lloyds, which I did, and Lloyds said the problem must be with HTB. So I gave up. My account is empty and should be closed.

February 12, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Thank you for taking the time to leave feedback.

We're sorry that you're unhappy and had to close your account.

We're always keen to improve and have passed this onto the team.

Hampshire Trust Bank

Rated 5 out of 5 stars

Simple

Simple, efficient and easy to follow instructions

February 23, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Paul, thank you for taking the time to leave feedback.

We're pleased that you're happy with the service.

Hampshire Trust Bank

Rated 5 out of 5 stars

Investing with confidence

My Cash ISA was taken out without difficulty on line and the paper work arrived on time

February 16, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi David, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

Rated 5 out of 5 stars

Easy to open the accoint

February 16, 2026
Hampshire Trust Bank (HTB) logo

Reply from Hampshire Trust Bank (HTB)

Hi Janet, thank you for taking the time to leave feedback.

We're pleased that you found the application process easy.

Hampshire Trust Bank

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look