If Skadeförsäkring AB Reviews 

15,615
•
TrustScore 4 out of 5

4.2

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

See what reviewers are saying

Rated 5 out of 5 stars

I contacted IF försäkring to see what insurance I can get since as a member of Sveriges Ingenjorer and the terms were beneficial for me. Its not the cheapest insurance on the market but the advertis... See more

Company replied

Rated 4 out of 5 stars

The whole process of buying insurance through customer service, not online, was pleasant in that response time and courtesy were always perfect. Three things got me. First, the website is exclus... See more

Company replied

Rated 1 out of 5 stars

I didn't get a renewal by post because of some technical error. Then, because cover was better with Dina I moved to them. IF didn't cancel my cover and now I'm double insured! The most annoying thing... See more

Company replied

Rated 5 out of 5 stars

I had health insurance at IF while living in Latvia and had a great experience with them, such as you can quickly reaching customer service and getting support. Now, in Sweden, I have bought new ho... See more

Company replied

Company details

  1. Insurance Company
  2. also in
  3. Auto Insurance Agency
  4. Home Insurance Agency
  5. Personal Insurance Company

Written by the company

Vi erbjuder prisvärda försäkringslösningar som ger våra kunder trygghet och stabilitet i boende, vardag och företagande.

Written by the company


Contact info

4.2

Great

TrustScore 4 out of 5

16K reviews

5-star
4-star
3-star
2-star
1-star

Asks customers to review

This company invites their customers to review, whether positive or negative

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

4.2

All reviews

(15,615)

722 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Good service

Good service and well explain about insurance details

October 25, 2026
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hej Rukshan!

Thank you for your kind review! We're happy to hear that you received good service and that the details of your insurance were explained clearly.

Kind regards
Jonathan, If

Rated 5 out of 5 stars
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hej Ridvan!

Vad härligt att höra att du är nöjd!

Tack för att du väljer att vara kund hos oss.

Jag önskar dig en fin dag!

Vänliga hälsningar
Nellie, If

Rated 1 out of 5 stars

Too long to write,but very very not…

Too long to write,but very very not happy about Company.They only take money,but when need fix case,then starting problems.0 stars from 5.Also they helped move me from orher company to them and finally i paid two insurances on one car.Becouse of they mistake.

September 18, 2026
Unprompted review
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hi Janis!

I’m sorry to hear that you’ve had this experience with us, that you’re dissatisfied and that you ended up with duplicate insurance coverage. That is, of course, not how we want our customers to feel.

I hope you’ve already contacted us regarding the issue with the duplicate insurance policies, if not, please reach out to us so we can help you resolve this!

Kind regards
Nellie, If

Rated 1 out of 5 stars

I didn't get a renewal by post because…

I didn't get a renewal by post because of some technical error. Then, because cover was better with Dina I moved to them. IF didn't cancel my cover and now I'm double insured! The most annoying thing is no one answers the mails to kundjanst!
Hardly worth the high price if they don't communicate. Won't bother with IF again. They use to be great, too much cost cutting and digitisation.

September 1, 2026
Unprompted review
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello Simon,

I am very sorry to hear that you didn’t receive the information about the renewal. I am also sad to hear that the conversation by email wasn’t as convenient as we want it to be.

We would very much like to help you with the insurance and make sure that you aren’t double insured in the future. You are welcome to call us on 0771-655 655 so we can make sure to help you.

Kind regards,
Maja, if

Rated 5 out of 5 stars

Helpful and responsive customer service

I have only recently taken out the insurance, so I cannot comment on the claims process yet.
However, during the initial process, the customer service was very kind, helpful, clear and quick to respond.
So far, I have had a very positive experience.

August 19, 2026
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello Giulia,

Thank you for your review!

I'm glad to hear that you, by so far, are satisfied with our service. We are happy to assist you in the future if you would need our help.

Kind regards,
Agnes, If

Rated 5 out of 5 stars

All good

I get help fast and all information on time

July 3, 2026
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hi Bojana;

Thank you for sharing your experience with us.

I´m glad that we could provide you with fast service and and all information when needed.

Dont hesitate to get back to us if we can help you further.

Kind regards,
Linnéa

Rated 4 out of 5 stars

Great customer service but structural issues for people with no personennummer

The whole process of buying insurance through customer service, not online, was pleasant in that response time and courtesy were always perfect.

Three things got me. First, the website is exclusively Swedish, not even English is an option. Second, there is no access to Mina Sidor without a personennummer. Third, without personennummer we only get the lowest level of insurance. Premium is out of reach.

This being the European Union, I am saddened to note these points as a convinced European. I feel very strongly about it. For the sake of objectivity, I will abstain from stronger expressions.

June 18, 2026
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello Christoph,

Thank you for taking your time to leave us a review and feedback regarding our site and the possibilities for insurances when you don't have a Swedish social security number.

You have the possibility to upgrade your insurance when/if you get a Swedish SSN. And we have most information in english on the following site: www.if.se/privat/kundservice/in-english, for you to read.

We are aware of the difficulties to log in to My pages without an bank-id and are sorry that hear that you feel saddened for not being able to log in. But don't worry, we'll send the exact information that would have been available on My pages, to you by post!

I wish you a lovely summer and you are more then welcome to e-mail us or give us a call if you have any questions, we are here to help!

Kind regards,
Agnes, If

Rated 5 out of 5 stars

Excellent service

Excellent service, that treats customers are real people, not potential fraudsters

July 5, 2026
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello Susan,

Thank you for your comment. It makes me very happy to hear that you find us helpful and caring.

Kind regards,
Agnes, If

Rated 5 out of 5 stars

Easy and helpful

Easy and helpful. Got my compensation for stolen bikes.

June 28, 2026
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello,

I'm happy to hear that you are satisfied with our service! Hope you'll find a new bike to ride around with this summer.

Kind regards,
Agnes, If

Rated 1 out of 5 stars

Skadedjur not covered by IF…

IF Villaförsäkring does not cover pest control (skadedjur) in its Villa Premium insurance. Instead, they fully delegate this responsibility: "Det är Anticimex som ansvarar för skadedjursförsäkringen och du kontaktar dem direkt om du behöver hjälp."

Anticimex operates largely as they see fit, with minimal accountability. IF support agents initially confirmed over the phone that Anticimex should handle wasp nest removal in my case — this turned out to be false. My wasp allergy, which I explicitly mentioned, was met with complete indifference.

A second IF representative later called to apologize for the misleading information I had received.

Advertising an insurance benefit you are not responsible for — to the point of misleading your own support team — is a serious problem. Partnering with a company of questionable reputation compounds this further; Anticimex reviews in Sweden speak for themselves.

The final outcome from both IF and Anticimex: they offered to send me a spray can and a wasp trap, which I would have to install myself. I again made clear that I am allergic to wasps. Their response: "get someone else to do it."

This is what you are paying insurance for.

June 3, 2026
Unprompted review
Rated 1 out of 5 stars

Poor and deceiving service

Poor and deceiving service. Can't believe that these reviews are real. My recommendation stay far away from this company.

April 30, 2026
Unprompted review
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello Waqas,

I am very sorry to hear that you aren’t pleased with our service.

We would like to know more about what happened and if there is anything we can do for you in this matter.

You are welcome to give us a call on 0771-655 655.

Kind regards,
Maja, If

Rated 4 out of 5 stars

Wonderful service and products

Wonderful service and products

November 24, 2025
Unprompted review
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hi Kaito!

Thank you for your comments! We're happy that our services have met your expectations.

Kind regards,
Jonatha, If

Rated 1 out of 5 stars

Feel let down and misinformed

I had to replace part of my house ventilation system- the motor.
I called IF to check If my insurance could help with the cost and was told they would cover 20% of the bill. In the end after I paid the information changed. They could not help with any part of the cost. Very disappointing and feel misinformed. Am looking at other companies.

December 16, 2025
Unprompted review
If Skadeförsäkring AB logo

Reply from If Skadeförsäkring AB

Hello Yvonne,

I'm sorry to hear that you feel disappointed with us.

To ensure that your insurance is right for your needs, I would like to ask you to contact us at 0771- 655 655 where we can go through the contents of the insurance together.

We take your feedback very seriously in order to constantly improve and will of course include what you have written.

Kind regards,
Agnes, If

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look