Indiainitiative Reviews 

I recieved guidance from Mr Arjun , It was a pleasure to receive guidance and assistance regarding investment opportunities. The process of opening a bank account was made straightforward and efficient. I truly appreciate the helpful advice and support provided . The investment guidance offered was clear and insightful, which has been very beneficial. Overall, the assistance was exceptional and greatly appreciated.

I’ve been working with Mr Priyesh Desai as my financial advisor for over a year now, and it’s been an excellent experience.

From our very first conversation, Priyesh took the time to understand my complete financial picture before offering any recommendations.

What sets Priyesh apart is his comprehensive approach. He’s helped me with long-term retirement planning using tax-efficient strategies, reviewed my existing investments and insurance policies with fresh eyes, and provided clear recommendations that actually made sense for my situation. When I needed to restructure some loans, he facilitated the process smoothly and helped reduce my overall borrowing costs.

What I appreciate most is his commitment to ongoing engagement. We meet periodically to review my portfolio, discuss market conditions, and identify new opportunities—it’s not a “set and forget” relationship.
If you’re looking for a financial advisor who combines expertise with genuine care for your financial wellbeing, I highly recommend Priyesh and India Initiative.

Arjun was very helpful in the overall process. I bought few insurances through him and the process was absolutely friendly.

I recently had the opportunity to work with Arjun Parab for my financial planning needs, and the experience has been nothing short of exceptional. From the very beginning, Arjun demonstrated a genuine interest in understanding not just my finances, but the bigger picture—my goals, priorities, challenges, and long-term aspirations. Before offering any advice, he took the time to carefully assess my current situation and made sure he had a clear understanding of what I hoped to achieve.

What truly stood out to me was the clarity and simplicity with which he explained complex financial concepts. Even though I don’t have a strong background in finance, Arjun made everything easy to follow, breaking things down in a way that felt both approachable and empowering. At no point did I feel overwhelmed or unsure about the recommendations he made.

Another aspect of my experience that I deeply appreciated was his honesty and transparency. Arjun didn’t rely on generic or one-size-fits-all advice. Instead, he created well-thought-out strategies that were tailored specifically to my circumstances. Every suggestion he provided felt meaningful and relevant, and it was clear that he put real effort into ensuring that the plan aligned with my personal goals and comfort level.

His dedication didn’t stop after our initial discussion. Arjun followed up consistently, checking in to see how I was progressing and whether I needed any adjustments or clarifications along the way. This ongoing support gave me a great sense of confidence and made me feel like I had a trusted partner guiding me through each financial decision.

Overall, I highly recommend Arjun Parab to anyone seeking reliable, insightful, and professional financial guidance. His expertise, integrity, and commitment to his clients truly set him apart. Working with Arjun has been an incredibly valuable experience, and I feel much more informed and secure about my financial future thanks to his guidance.

Arjun is an exceptional financial consultant who makes the entire process feel simple and stress-free. He takes the time to genuinely understand your personal goals and financial comfort level before suggesting anything. Instead of pushing generic products, he tailors a plan that fits you—nothing more, nothing less.
He also explains the idea behind “invest easily” in a way that actually makes sense. The whole approach focuses on helping you start investing without feeling overwhelmed, breaking things down into manageable steps and clear choices. You never feel pressured or burdened with plans you don’t need.
If you want someone who listens, simplifies, and guides you with honesty, Arjun is absolutely worth recommending.

I’ve had a great experience working with Arjun as my financial consultant. He is very approachable and takes the time to truly understand my personal investment requirements. Arjun designs financial plans that are tailored to my needs and never burdens me with options that aren’t necessary. I also appreciate how he proactively follows up whenever there are new investment opportunities he believes might benefit me. Overall, I’m very satisfied with his guidance and would definitely recommend him to anyone looking for a trustworthy and thoughtful financial consultant.

I took consultation from Mr. Arjun about insurance . He guided me through whole process . And he has been always responsive and promptly reply when help needed.

Amazing support

Parikshith and Gaurav was so kind enough and more informative it was very good to see our people touching heights and supporting in this country. Once again thank you lot for the support and I hope I made right choice of investment.

Highly recommend. I have been using services from Indiainitiative since about 4 years. My contact person ,Priyesh, is very helpful and understanding and explains every new service or investment briefly. I will be investing with them only in future too.

We have started our journey with Indiainitiative by opening Pension plan and Deutsche Bank mutual funds since the beginning of 01.01.2024. Since then, even after a lot of tries, we had been not been able to schedule a service meeting with them within this almost 2 years time period. At first, we thought Mr. Gaurav Rathi and their team might be unavailable for few weeks and would approach us with some new dates, but that never happened. Everytime I asked him for scheduling a meeting, he would say we wouldn’t be available. This already raised red flags on how they want to continue their businesses relationship.

After that, when we told them we wanted to close all our funds at Deutsche Bank and need the Deutsche Bank internet login credentials pf my wife to proceed forward since 3 months. We even reached out to Mr. Jagraj Mahal directly but unfortunately he is also unable to assist us regarding that.

I would not recommend Indiainitiative to anyone who wants to use any of their services since they are absolutely unreresponsive.

It is always fun discussing with Arjun regarding our options. Excellent experience! He explains everything clearly, offered sound investment options, and always keeps our interests first. Very professional and trustworthy.

Comprehensive, Transparent, and Truly Life-Changing Financial Guidance for Expats in Germany
Working with Arjun Parab from India Initiative has been one of the best decisions I’ve made since moving to Germany. Like many expats, I was overwhelmed by the complexity of the German financial and insurance system, private vs. public health insurance, pension schemes, tax implications, and investment options. Arjun made everything simple, structured, and tailored to my situation.
From the very first consultation, Arjun came across as extremely knowledgeable, patient, and genuinely interested in helping me achieve financial clarity and stability. He took the time to understand my goals, income structure, and long-term plans before offering any solutions. Every recommendation he made was backed by data, clear explanations, and full transparency about benefits and potential risks.
He not only guided me through health and income protection but also helped me set up a long-term investment strategy that fits my future plans including property ownership and retirement. His insights into Riester Rente, private pension options, and tax-efficient savings plans were invaluable.
What truly stands out is his approach he never pressures you into decisions. Instead, he ensures you understand every detail so that you can make informed choices. It’s rare to find someone who combines professionalism with such honesty and personal care.
Since working with Arjun, I’ve been able to:
Switch to a better and more affordable private health insurance plan
Start a long-term investment portfolio with solid returns
Structure my savings in a tax-optimized way
Gain full clarity on my financial roadmap in Germany
For anyone especially expats who feels uncertain about navigating finances, insurance, or investments in Germany, I cannot recommend Arjun highly enough. His expertise, integrity, and personalized guidance truly set a new standard for financial consulting.
If you want to build wealth confidently and secure your future in Germany, Arjun is the person you can trust.

My experience with India initiative is excellent. Mr. Arjun explained me in details. He is so patient through out the conversation. He delivered all pros and cons for the service and also explained us the importance and legality. He is good guy and I will recommend India initiative to everyone in Germany. Good Job guys. Thanks for making easy for us to understand these things.

I have started gold investment here in Germany all credits goes to Arjun who guided me through the process and future benefits

Hello,
From initial start I was in contact with Arjun Parab .He was always relaxed, calm while explaining about investment plans in Germany .Never saw him rushing during meetings .

Well good understanding about investment plans in Germany with good command on German language .

I will recommend him if anyone planning to invest in Germany.

Helpful guidance about investments in Germany from Arjun, and diversifying investments.

I had a great experience working with Arjun Parab for my healthcare insurance. He was always available whenever I had questions and took the time to explain everything in detail. What I really appreciated was how easy he made the whole documentation process — it was smooth and stress-free. He’s professional, approachable, and genuinely cares about helping his clients. Highly recommend!

We had an outstanding experience with Priyesh Desai. He was an excellent guide from start to finish, demonstrating both efficiency and clear communication. We always received the thorough details necessary to make the optimal choice regarding our loan. The entire process was handled quickly. We couldn't be happier with the support we received!

Priyesh has supported us all along the financing process and was super proactive and detail-oriented explaining us even the tiniest details. He supported us to negotiate the best possible interest rates and the overall experience was so good and seamless. Highly grateful for all the support and keep up the good work!

Priyesh Desai was very helpful at each and every stage of the process. Great communication, proactive and provided detailed information so that we could make the best decision to move forward with our loan. Really quick turnaround too. Grateful for the amazing support!