ING Nederland Reviews 

4,505
TrustScore 2.5 out of 5

2.4

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Rated 5 out of 5 stars

I found ING very helpful for managing my day to day banking needs. I was struggling with a debit card related question and they immediately solved it via their chat bot. I didn't even have to call...... See more

Company replied

Rated 1 out of 5 stars

Great going guys. With this last cyber incident, I do hope that you get you finally start hiring maybe real people and work instead of making everything so expensive all the time. What this means is... See more

Company replied

Rated 1 out of 5 stars

NL81 INGB 0115 3980 07 You claimed my Overstapservice was canceled on July 31st before I closed my account, yet for two weeks every incoming transfer to my Revolut IBAN has bounced due to you... See more

Company replied

Rated 1 out of 5 stars

You don't desafter this review and what happened we had a nice lady who took care of us and follow us on our request and even checked that everything was completed..thank you to that professionel pers... See more

Company replied

Company details

  1. Bank

Written by the company

ING Nederland. Alles om jou vooruit te helpen. Zodat jij kunt doen wat je belangrijk vindt. Persoonlijk contact opnemen? Kijk op ing.nl/contact voor de mogelijkheden.


Contact info

2.4

Poor

TrustScore 2.5 out of 5

5K reviews

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2.4

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(4,505)

1,113 reviews in the last 12 months

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Rated 1 out of 5 stars

They don’t help

They don’t help, so much not responsible and try to push you out instead of help.

August 24, 2026
Unprompted review
ING Nederland logo

Reply from ING Nederland

Good afternoon, I'm sorry to hear that you didn't got help. Please share you details in our request so we can get in contact by phone. ^Bram

Rated 1 out of 5 stars

Bank with lots of misinformation

The worst bank I worked with so far. The informations are cracked on their services. When you try to apply for any product as loan, overdraft or credit card. The site informs that you need 3 months of income to be eligible to have a credit limit. Then, you apply for a credit card and it fails, you call the bank and they say you need at least 6 months as a client, a new info that does not clearly shows during the process.

Their algorithm to detect income has flaws, until now it didn’t recognise my salary and it is affecting all my history with the bank. However, they don’t do a manual correction because it needs a lot of time as client to do so, which makes no sense.

You apply for a loan, it gets rejected automatically. It says you can contest and request a manual assessment. You do so and the attendant says that because of one unsuccessful direct debit, it automatically denies and it is not possible to manually make another request or analysis. Again, a conflict with the information on the site.

The experience with ING makes this relationship to be unreliable. You never know what to expect, what new thing will come up! It looks like they put the services and products just as pro forme and when to really give, than the bureaucracy and system makes it impossible .

Also, their response of checking all other information does not proceed. All credit bureaus check almost the same information, I have been accepted for an American Express platinum, with the same searches and only ING blocks. The reason told me was that the income is not sufficient.

August 19, 2026
Unprompted review
ING Nederland logo

Reply from ING Nederland

It's disappointing to hear that your experiences did not meet your expectations.

When assessing applications for products such as a loan, credit card, or overdraft facility, we do not look solely at your income. Several factors are taken into account, including your expenses, account activity, any financial commitments, and other relevant information. As a result, an application may not be approved, even if you have a regular income.

We understand that this may sometimes be different from what is expected and can be disappointing. We will take your feedback regarding the clarity of the information provided and the communication around applications on board internally.

^Marco

Rated 4 out of 5 stars

Mail came within 3 days..but..card was…

Mail came within 3 days..but..card was supposed to have arrive first..in accordance to ING....called..Service was..ok ..

Card not yet received??

August 20, 2026
Unprompted review
ING Nederland logo

Reply from ING Nederland

Good morning! Thank you for your rating. If there is any uncertainty regarding the arrival of the card and you would like to discuss this, please provide your details in the information request, and we will contact you by phone. ^Bram

Rated 5 out of 5 stars

Works for me

I found ING very helpful for managing my day to day banking needs. I was struggling with a debit card related question and they immediately solved it via their chat bot. I didn't even have to call... What a relief.

August 19, 2026
Unprompted review
ING Nederland logo

Reply from ING Nederland

Hi Celine! Thank you for sharing your experience! ^Bram

Rated 1 out of 5 stars

ING's Sheer Incompetence Left Me Without Money for Weeks!

NL81 INGB 0115 3980 07

You claimed my Overstapservice was canceled on July 31st before I closed my account, yet for two weeks every incoming transfer to my Revolut IBAN has bounced due to your total incompetence and failure to clear the redirection rule. I have contacted you multiple times without resolution.

Remove this Overstapservice rule from the central register immediately without asking for further information or adding more obstacles.

Consider this your absolute final warning: fix this central database error within 3 business days, or I will immediately file a legal claim in court and hold ING fully liable for all damages.

August 13, 2026
Unprompted review
ING Nederland logo

Reply from ING Nederland

Thank you for your review. We're sorry to hear about your experience and that your previous contact with us has not yet led to a solution. We understand how frustrating this must be.

We would like to get in touch with you to discuss your situation further. Could you please share your phone number via the information request? We will then contact you. ^Marco

Rated 1 out of 5 stars

Great going guys

Great going guys. With this last cyber incident, I do hope that you get you finally start hiring maybe real people and work instead of making everything so expensive all the time. What this means is, our data was sold, clearly. Email, phone numbers, everything was shared with third parties. Oh but make sure not to respond to suspicious email or whatsapp messages, right, so it's my job to do your job as a bank?

Make bank but don't do the work, the work will be done by your customers, sure thing.

August 8, 2026
Unprompted review
ING Nederland logo

Reply from ING Nederland

Hello Anil. I do understand your concern but it's not exactly like that. There has been no impact on ING systems, bank accounts, or customer financial data. This doesn't mean our costumers don't have to keep their eyes open for any suspicious activity (as per usual) but it is not exactly how you mentioned.

Orders placed between August 1 and August 5 that were to be processed via the warehouse will be cancelled! These orders did not reach our warehouse and are not being processed. Customers will receive an email regarding this. No action is required on the part of the customers!

Still, thank you for your concern!^Jeroen

Rated 1 out of 5 stars

Do not consider getting insurance with…

Do not consider getting insurance with ING. My experience has been extremely disappointing.

Both of our flights were cancelled, yet ING has refused to take responsibility for the claim. They promised a response within 10 days, but it has now been more than two weeks without any meaningful update or resolution.

What has been even more frustrating is their refusal to communicate with me in English. Despite serving many international customers, they have insisted on communicating only in Dutch, making the claims process unnecessarily difficult and frustrating.

Based on this experience, I have completely lost confidence in ING. I will be moving both my bank accounts and my insurance policies to another provider.

August 5, 2026
Unprompted review
ING Nederland logo

Reply from ING Nederland

Good morning Jonathan,
I’m sorry for the difficulties you’ve experienced in communicating regarding your insurance claim. I can understand that this is frustrating. Nevertheless, we would still like to discuss this with you. Could you please provide your telephone number via the information request form? We will then contact you by telephone to discuss this. ^Sander

Rated 1 out of 5 stars

I spent more than 2 hours every day for…

I spent more than 2 hours every day for 5 days straight trying to contact the customer service.

August 5, 2026
Unprompted review
ING Nederland logo

Reply from ING Nederland

Hi Oto, so sorry to hear this has been your experience. I've asked you to share your name and phone number so we can contact you. ^Michelle

Rated 5 out of 5 stars

my thoughts and facts

One of the best, easiest acessable,understandable bank i ever dealt with with, Supportive customer service team, and Very Protective, and strict of main objective what bank provides “Safety of customers funds” !

July 31, 2026
Unprompted review
ING Nederland logo

Reply from ING Nederland

Hello Makal! Thank you for this wonderful reviews of yours! ^Jeroen.

Rated 1 out of 5 stars

ING’s website is misleading

ING’s website provides misleading—or, at best, extremely poor—information about increasing your daily payment limit.

I increased my limit, and the text directly underneath clearly stated: “This is the amount you can pay today. Mobile and online payments also count.” However, when I attempted to make a mobile or online payment, it was declined because this apparently falls under a completely different limit. There was no clear warning, no immediate way to resolve the problem, and I was told I had to wait another four hours.

I had already arrived at the car dealership two hours early specifically to ensure that the payment could be completed. Instead, I was left waiting for hours, wasting both time and money and disrupting our holiday plans.

To make matters worse, when I tried to submit a complaint through ING’s website, the complaints page could not be found.

For a bank of ING’s size, this is simply unacceptable. The website and app should clearly explain what each limit covers, ideally through a prominent warning when the limit is changed. Judging by other customers’ experiences, I am clearly not the first person this has happened to.

Very poor and misleading information, resulting in considerable inconvenience and wasted time. Please correct the payment-limit instructions and fix the online complaints process. Customers should not have to resort to Trustpilot simply to be heard.

July 17, 2026
Unprompted review
ING Nederland logo

Reply from ING Nederland

It's disappointing to read that the information about payment limits was not clear enough and that this caused so much inconvenience. We take your feedback seriously. You can find more information about the different payment and transfer limits on our website: https://www.ing.nl/en/personal/payments/money-transfers/insight-into-your-limits ^Marco

Rated 5 out of 5 stars

Website is ideaal

Website is ideaal, functioneert als een klok !!!

July 16, 2026
Unprompted review
ING Nederland logo

Reply from ING Nederland

Bedankt voor je mooie review en de 5 sterren. 🤩 ^Margreet

Rated 4 out of 5 stars

👍😎❤️❤️😎

I long time in your client.
I come from Hungary 2009, and I still now in your side! So thanks always to the great job❤️

July 15, 2026
Unprompted review
ING Nederland logo

Reply from ING Nederland

Thank you for your kind words! We're delighted to hear you've been with us since 2009. Your trust means a lot to us, and we truly appreciate your loyalty. ^Bram

Rated 1 out of 5 stars

Greenwashing at its finest

Greenwashing at its finest. Actions don't match the words.ING talks a big game about sustainability, but their actual funding tells a different story. They continue to pump billions into fossil fuels and industrial factory farming, driving climate change and habitat destruction. I refuse to let my money support a bank that fuels the destruction of nature and animals. It is time to close my account!

July 1, 2026
Unprompted review
ING Nederland logo

Reply from ING Nederland

Good morning. I understand your frustration. Many people feel there is a significant gap between the sustainable ambitions banks communicate and the investments they actually continue to make in practice. At the same time, it is important to acknowledge that the transition to a more sustainable economy is complex and will not happen overnight. As a customer, you naturally have the right to choose a bank that aligns better with your values. By consciously choosing where to deposit your money, you send a clear signal that sustainability should not just be empty words, but must also be visible in concrete choices and investments.
^Margreet

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