Very disappointed with this company. They advertise clear drawdown limits, but after losing my account they suddenly applied a hidden 1% risk rule that was never made clear enough upfront. My accoun... See more
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Hi all, it's been almost 8 months trading on IF 👑having best experience, everything is smooth, received more than 10payouts always without any issue, you should give a try. Best of luck
Company replied
I have been with instant funding prop firm now for two good years now I haven't experienced any issue with them though I had breached some accounts.They have disbursed 4 payouts within 24hrs without n... See more
Company replied
I understand and accept that my previous $4,000 payout was rejected because I exceeded 50% of the daily drawdown on a single trade. At that time, I did not fully understand the rule, and I accep... See more
Company replied
Company details
Written by the company
Instant Funding redefined prop trading by offering traders direct access to funded accounts through its signature Instant Funding model without profit targets, time limits, or daily drawdowns. By skipping challenges and evaluations, traders can start trading right away and keep up to 90% of their profits, with accounts scaling to $3.82M. This way, they can fully focus on developing their skills and reaching new heights.
Contact info
United Kingdom
- support@instantfunding.com
- instantfunding.com
Breach of guidelines
It is a scam
It is a scam. They are hiding the server level restrictions and if they even support the cTrader or MT5 API access, they are not allowing the TRADE... You will learn that when you request a support for it.

Reply from Instant Funding
SCAM COMPANY
SCAM COMPANY! I HAVE PASSED 10.000 ONE-PHASE MICRO ACCOUNT. IN THIS ACCOUNT DD WAS 4% AND ONCE I LOST 2% ACCOUNT BRACNHED FOR RISK FOR PER TRADE. IN ADDITION WHILE I WAS PASSING CHALLANGE SPREAD WAS VERY HIGH IN EUR JPY AROUND 80 PIPS. I HAVE SCREENSHOTS. ACCOUNT NUMBER WAS 8090354

Reply from Instant Funding
Instant funding company rejects withdrawal request
Headline: Instant funding company rejects withdrawal request
Unfair Payout Denial & Lack of Transparency Regarding 1% Breach Claim
Review:
I am writing this to alert the trading community about my recent experience with Instant Funding. My withdrawal was denied, and my account was closed based on an alleged breach of the 1% drawdown rule—a claim that is mathematically and technically impossible based on my trading logs.
The Facts of My Case:
1. Mathematical Impossibility: My realized loss was $471.40. To hit the 1% ($1,000) limit, my remaining 0.2 lot position would have needed to reach a floating loss of over $528. Despite checking the XAUUSD price action during that specific window (09:10 - 10:01), the market never reached the price required to trigger such a loss.
2. Failure of System Execution: By their own admission, their automated system failed to flag any breach in real-time. I was allowed to continue trading for days/weeks in "good faith," only to have my payout denied during a "manual review" after I became profitable.
3. Burden of Proof: I have formally requested the CSV Server Logs (Tick Data) with millisecond timestamps to prove their claim, but transparency has been non-existent.
It is highly unprofessional for a prop firm to allow a trader to keep trading and then "find" a breach only when it’s time to pay out. I have documented all my equity curves and screenshots as evidence.
I am still open to resolving this if the firm provides the requested server logs or reinstates my account/payout. Until then, I advise fellow traders to be cautious of these "manual review" tactics.
Id number :8077457

Reply from Instant Funding
Great customer services
Great customer services. I recommend this if you want to learn to trade with small capital and instant access to funding. Staff quickly resolved any misunderstanding about unjustified breached in my account. Really helpful and really paying.

Reply from Instant Funding
Good customer service
I like the firm's customer service. I have traded with other firms before, but their support teams either send links to read or ignore complaints. Instant Funding's support was good; they responded promptly and addressed my question. Tayyaba was very helpful.

Reply from Instant Funding
Poor Customer Service
Submitted a query and was told it would be forwarded to the relevant team, but it’s now been over 5 working days with zero acknowledgment or update.
Followed up few times and still no response.
Very disappointing level of communication. Would expect at least a basic update or acknowledgment instead of complete silence.
Ticket 253690
Updated 16th Apr 2026 (After 5hrs) -
The team has since taken the time to review my case more thoroughly, and I appreciate the effort and seriousness in addressing the matter. The outcome has been clarified, and I am satisfied with the response and resolution provided.
Thank you to the team for taking the case seriously and following through on the review.

Reply from Instant Funding
This company is doing fraud and scam
This company is doing fraud and scam, recently last month i bought an account of if micro 25k usd instant account made profit target submitted my withdrawal they sent the first withdrawal, now i made again the profit target submitted the withdrawal yesterday and first they rejected the withdrawal based on false allegations like the ip sharing, after I submitted the screenshots with my ip address MAC address and the last withdrawal date they didn’t reply for 1 day after 1 day they come up with new allegation a different one saying that you have voilated the reverse trading, completely insane if you have detected this violation why didn’t you mention this first time, totally unfair and completely scam behaviour from there support team as well after I mentioned them that i will post these screenshots on public platforms they blocked my account as well they breach my account which they provide as a good gesture they mentioned in the email.
I have all the proofs in the form of screenshots also send them to support.

Reply from Instant Funding
Worst experience , silly reason for breach and denied payout
My experience with this prop firm has been extremely disappointing and frustrating.
Account Number: 8086035
Date of Breach: 04/10/2026
Time: 04:06:10
Despite trading with proper consistency and following the rules provided by the Instant Funding program, my account was suddenly marked as breached under unclear reasoning.
What’s even more concerning is that my payout was cancelled without a proper and transparent explanation. I submitted all the required proofs, including trade history and evidence of my risk management, but everything was still denied without clear justification.
From my experience, it feels like traders are allowed to pass challenges, but when it comes to payouts, issues are raised and accounts are breached instead of being fairly reviewed.
I am fully willing to provide:
- Complete trading proof
- My strategy and risk management
- Even attend an interview to explain everything in detail
If this issue is not resolved and my refund of $80 is not processed, I will be forced to publicly share all proofs, including detailed breakdowns of my trades and experience, across social media platforms.
I hope the company takes this seriously and resolves the matter fairly.
This review is based entirely on my personal experience.
@humerashaik

Reply from Instant Funding
Scammers Scammers
Scammers Scammers! Instant funding is clearly a Scammer prop firm. Please avoid them, I am sharing my payout denial with proofs that they rejected it unfairly. Recently I brought a 10k instant micro account from instant funding and made 515$ out of which my profit split was 463$ and I requested my payout but they rejected it by saying risk rule violation of 1% risk per trade but below is what actually happened. It's clearly visible in screenshot trade history that my stop loss was 120pips (72$) but trade closed at 190pips (113$) due to their heavy slippage even in normal market hours. on one side they are saying that risk is calculated as the distance between entry and stop loss (entry-Sl) and other side they rejected my payout. You can clearly check screenshots of the email in which they asked that 1% risk rule is calculated as distance between entry and stop loss level. Stay away from it please. I attached everything for proofs.
Account no. 8086064

Reply from Instant Funding

Reply from Instant Funding
Faced unnecessary slippage
I bought an account for 5k account (onephase)and took my first trade today which was to buy gold and I set my stoploss at 40 to 50 pips, meaning my entry was approximately at 4644.33 and my SL was around 4640 but after some time without any news my trade closed at 4614, meaning in a single trade I lost 5 times of my normal loss and my account was breached. When I spoke to the support team they said that slippage depends on the market conditions…. Does this mean we don't know how slippage works. I should get a retry on my account

Reply from Instant Funding
I took two trades and my account was…
I took two trades and my account was failed with no reason
Its all a scam
I'm done with this

Reply from Instant Funding
Instant funding
Everything you're saying is a lie to avoid paying me what I'm owed. I trade independently, and all my trades are my own. I keep a record of every single transaction. I know perfectly well that you're lying and making up flimsy, baseless excuses. I will tell my YouTube channel's clients to avoid this fraudulent company and work with the highly reputable We Master Trade.

Reply from Instant Funding
Unfair Payout Rejection & Poor Support Response
I had a very disappointing experience with this prop firm regarding my payout request and account handling.
I requested a payout after successfully completing all requirements and trading for around 15 days. After that, I was asked to attend a risk interview, which I scheduled at the earliest available time. I waited 5 days for the meeting, completed it, and was told everything was fine and in order.
However, the very next day, my payout was rejected and all my accounts were marked as breached without providing any clear or verifiable evidence. The reason given was “account management,” but I want to clearly state that all trading and account activity was handled solely by me. There was no third-party involvement, no copy trading, and no account sharing.
I requested proof multiple times and even offered to go through additional verification, but no concrete evidence was provided. On top of that, I opened multiple support tickets and sent several emails, but received little to no response.
This situation caused significant inconvenience. I spent around 23 days in total (trading + waiting + delays), and as a trader, time is extremely important.
Additionally, my active accounts were also breached under the same reasoning, and despite acting in good faith, no refund or fair resolution was provided.
Based on my experience, I was not provided with any authentic or verifiable reason for these actions, which raises serious concerns about transparency and fairness.
I would advise other traders to proceed with caution and carefully evaluate their experience before committing to this firm.
I am still open to a fair resolution and hope the company will reconsider and handle this matter professionally. Dear Support Team,
Thank you for your response.
I would like to clarify that I have fully cooperated with your company throughout the entire process, including attending the risk interview and being available for any additional verification or meeting if required.
However, despite your claims, I have not been provided with any concrete proof or verifiable evidence that my account was managed by any other person. I clearly state that all trading activities and account management were conducted solely by me.
If your company believes otherwise, I kindly request that you provide specific evidence, such as proof of copy trading, IP mismatch, account sharing, or any third-party involvement. I am fully prepared to review and respond to any such evidence.
At this stage, if your company does not wish to continue working with me and is unable to process my payout, I respectfully request a full refund of the payments made for my active accounts. To the best of my knowledge, I have not violated any rules.
If no evidence is provided and the payout cannot be processed, I would prefer to discontinue my relationship with your firm and continue my trading journey elsewhere.
I request that this matter be handled fairly and professionally. I look forward to your response.
Thank you.
Sincerely,

Reply from Instant Funding
Misleading Rules, Contradictory Enforcement, and Profits Withheld
🚩They Closed My Funded Account Using a Rule That Doesn’t Exist in Their Own Terms
Instant Funding closed my funded account and withheld my profits using a rule that is not clearly defined, not consistently applied, and contradicts their own communications.
I followed the rules exactly as they were written, traded consistently, and generated profits—only to have my account closed using a definition of “risk” that is nowhere stated in their official guidelines.
What they enforce and what they publish are not the same thing, and I have the emails to prove it.
Here’s exactly what happened.
Their website states:
“Risk per Trade Idea
You may not risk more than 1% of your starting account balance at any time in one trade idea. A trade idea includes all open positions on a single instrument in the same direction (Buy or Sell). Closing and reopening a position in the same direction on the same instrument within 10 minutes is treated as the same trade idea and does not reset the limit. Exceeding this limit will result in a hard breach.”
That’s it.
There is no definition of how “risk” is calculated. No mention of:
* stop-loss distance
* entry-to-stop calculations
* lot size formulas
* Yet when they closed my account, they told me:
“Dear Trader,
I’m reaching out regarding some recent findings on your account (can't say due to guidelines). Our monitoring system has detected a serious breach of our Gambling and Over-Leveraging Rule, specifically the 1% risk/loss per trade threshold, which applies to funded accounts.
As outlined in our trading guidelines:
"You may not risk more than 1% of your account balance on a single trade idea. A trade idea includes all open positions on a single instrument in the same direction (Buy or Sell). Exceeding this limit is classified as gambling and will result in a hard breach.”
Please note that risk is calculated as the distance between Entry and Stop Loss (Entry–SL).
If your Stop Loss risk exceeds 1% of your starting balance, it is also considered a violation of this rule.
These rules are in place to ensure a fair and responsible trading environment. You can review the full details of this policy here”
Calling stop-loss risk “also considered” a violation proves it is not the defined rule, but an added interpretation applied during enforcement.
If this were truly the rule, it would be clearly written—not introduced after the fact.
🚩 The Core Problem
There are two completely different versions of the rule:
* The website version → vague 1% limit
* The enforced version → hidden stop-loss formula
You cannot enforce a rule using a definition that is not written anywhere in the actual rule.
🚩Stop-Loss Contradiction (This is where it really falls apart)
They later sent an email on March 20th, 2026:
“All trades must have a Stop Loss set within 60 seconds… this rule has been introduced…” (temporary measure)
Let’s be clear:
If risk has always been based on stop-loss distance, then:
why were stop losses not always required?
why was this introduced later?
and why was it temporary?
That completely destroys their claim that the rule was “consistent.”
Even worse:
* The email never said stop-loss distance must stay within 1%
* It never said stop-loss placement determines a hard breach
So traders were told to use stop losses—but not how they would be used to fail you.
🚩 “Hard Breach” That Wasn’t Immediate
They claim this is an instant hard breach.
Reality:
* I continued trading
* I was only told at the payout stage
Their explanation:
“The breach was recorded in real time in the backend…”
That’s meaningless.
If the trader has no visibility, it is not real-time enforcement.
It’s retroactive enforcement after profits are made.
🚩 Conflicting Definitions of Risk
They told me:
“Risk is based on stop-loss distance”
But publicly here in trust pilot, they've said:
“The 1% rule is measured on realized losses”
Those are two completely different calculations.
They are switching definitions depending on the situation.
🚩 What This Really Means
* The rule does not define how risk is calculated
* The calculation method is introduced after the fact
* A key requirement (stop loss) was added later—and temporarily
* Enforcement happens without real-time transparency
* Different explanations are used to justify the same action
And based on all of that:
* My account was closed
* My profits were denied
* And I was told the decision is “final”
🚩 Conclusion
This is not a misunderstanding.
This is a rule being:
* vaguely written
* flexibly interpreted
* and selectively enforced
You cannot follow a rule that is not clearly defined in the first place.
If you’re considering Instant Funding, understand this:
The rules you read are not necessarily the rules they enforce.
Proceed carefully.

Reply from Instant Funding
IF have these tendency of ignoring…
IF have these tendency of ignoring issues. Emails go unanswered BUT when you address the same issues on DISCORD they immediately blacklist you and you can't post or comment...This is immoral for lack of a better word and they are riding on ignorance. I raised an issue on "add ons" why I should pay for an "add on" for 2% increment on DD then reduce the leverage to 1:8 from 1:20????? What is the rationale???? My number is

Reply from Instant Funding
This is a scam. This company not give our payouts
IF PRO Instant Funding is not approving KYC and is experiencing payout errors. Instant Funding does not recommend or support this platform due to these issues.

Reply from Instant Funding
please do not purchase this instant…
please do not purchase this instant funding accounts they are not giving payouts to profitable traders all the time they have new rules when you place withdrawal and new reason and they try not give payout. when i placed withdrawal for first time they do not have any problem because amount was small and when i have placed withdrawal for second time they rejected that because that amount was very big and they changes rules every now and then. please be fair to traders when it comes to payouts i have proofs of first account and second account also

Reply from Instant Funding
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