After dealing with at least half a dozen boat insrance company's over the last 30 years, and especially the last few years being so complex combining online and over the phone, I would rate the servi... See more
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As someone just starting in dinghy sailing this was my first experience with insuring a dinghy as I had never owned one before. RipeInsure4 Boats was straight forward to use and competitively priced.... See more
Company replied
Simple, clear easy to use website. Haven't had claim experience yet, thankfully, so can't comment. But very happy after several years & rates extemely competitive.
Company replied
I’ve been thoroughly impressed by Insure4Boats. They consistently answer the phone quickly, ensuring you’re never left waiting. What stands out most is their genuinely helpful support team—each time... See more
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Company details
About Insure4Boats
Written by the company
We arrange specialist boat insurance for boaters who love what they do.
Whether you own a yacht, sailing boat, narrowboat or SUP, our policies are designed to help financially protect boaters from potential risks such as theft, loss, and damage. Plus, we offer optional extras such as European cover if needed.
We focus purely on boat insurance which means no unnecessary extras, flexible cover options and a specialist, UK-based customer service team with expert knowledge.
At Insure4Boats, we understand the needs of boaters, that’s why we try to make it easy to obtain a quote and take out a policy. Take a look at our reviews below to see what some of our policyholders are saying.
Whether you own a yacht, sailing boat, narrowboat or SUP, our policies are designed to help financially protect boaters from potential risks such as theft, loss, and damage. Plus, we offer optional extras such as European cover if needed.
We focus purely on boat insurance which means no unnecessary extras, flexible cover options and a specialist, UK-based customer service team with expert knowledge.
At Insure4Boats, we understand the needs of boaters, that’s why we try to make it easy to obtain a quote and take out a policy. Take a look at our reviews below to see what some of our policyholders are saying.
Contact info
One Stockport Exchange, Railway Road, SK1 3SW, Stockport, United Kingdom
- 0800 668 1661
- admin@insure4boats.co.uk
- insure4boats.co.uk
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4.7
Excellent
4K reviews
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Dead easy to do and reasonable price.
August 8, 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Happy Boat Insurance
Hassle free renewals, great communications, good value and very professional, I would recommend Insure4Boats for boat insurance.
August 4, 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Very helpful and efficient
Quick answer to call; very efficient, helpful and friendly agent - her name is Elina if I’ve spelt it correctly - and she managed to renew my two policies very quickly. Couldn’t ask for more. Thank you.
August 5, 2026
Unprompted review
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Really efficient and cost effective…
Really efficient and cost effective insurance. Good aftercare, with a consistent response to all questions from a the same member of the team.
Would definitely recommend.
August 4, 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Very easy to get insurance by the…
Very easy to get insurance by the internet great price hopefully never have to make a claim but peace of mind knowing it's there
July 29, 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Reply from Insure4Boats
Hi Barry, thank you for taking the time to leave us a review. We're delighted to hear you found us to be "Good insurance."
We did notice that your review was rated 3 stars, so we wanted to check whether there was anything we could have done better. We always welcome customer feedback, as it helps us improve the service we provide.
If there was anything about your experience that didn't quite meet your expectations, we'd really appreciate hearing from you so we can learn from it. Equally, if your 3-star rating doesn't reflect your overall experience and was left in error, we'd be grateful if you would consider updating it.
Thank you again for choosing Insure4Boats, and we hope to continue providing you with great service. If you’d like to discuss this further or need any assistance, please don’t hesitate to get in touch with us at admin@insure4boats.co.uk and a member of our team will be happy to help.
Kind regards,
Teigan
Easy application
A competitive quote to insure my Portabote and outboard, which most boat insurers don't recognise. I've used them for the last 5 years, and never felt the need to change.
July 27, 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Happy with renewal price and renewal…
Happy with renewal price and renewal made easy to do on line
July 28, 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
I think the experience is very good and…
I think the experience is very good and thay are very helpful and polite when haven a telephone conversation
July 24, 2026
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
Straight Forward Claim Rejected
I have two dinghy insured with Insure4boats but not for much longer. I was racing my Flying Fifteen in the Wednesday night series at Chew. Rounded the windward mark and hoisted the kite. Half way down the tight reach there was a big bang and the port shroud broke. We took the main down and found the mast had been bent. I filled out a claim for and got a quote for a new mast. My claim has been refused on the grounds of wear and tear. This situation is the very reason we buy insurance and if Insure4Boats don't honour the claim there is no point purchasing their cover.
July 1, 2026
Unprompted review
Reply from Insure4Boats
Hi Russell, thank you for taking the time to share your feedback. We're sorry to hear that you're disappointed with the outcome of your claim.
As our Customer Service team does not have access to the full details of individual claims, we're unable to comment on the specific circumstances or the decision that has been made in this public forum.
We value all customer feedback, as it helps us continue to improve the service we provide. If you’d like to discuss this further or need any assistance, please don’t hesitate to get in touch with us at admin@insure4boats.co.uk and a member of our team will be happy to help.
Kind regards,
Teigan
Unfortunately this insurance company…
Unfortunately this insurance company Ripe did not pay my genuine claim
There is no point being insured by a company who don’t pay out claims
July 17, 2026
Reply from Insure4Boats
Hi Stephen, Thank you for taking the time to leave your feedback. We're sorry to hear that you were disappointed with the outcome of your claim.
As we do not have any details relating to your claim from your review, we are unable to comment on the specific circumstances. However, we understand how frustrating it can be when a claim outcome is not what you were expecting.
If you would like us to look into your concerns, please get in touch with our customer service team with your policy details. We'll be happy to review your experience and ensure that any questions regarding the claims decision are answered as fully as possible.
We value all customer feedback, as it helps us continue to improve the service we provide. If you’d like to discuss this further or need any assistance, please don’t hesitate to get in touch with us at admin@insure4boats.co.uk and a member of our team will be happy to help.
Kind regards,
Teigan
Excellent customer service
Excellent customer service and a smooth claims process
I recently had to make a claim for a new dinghy mast following a racing incident, and the entire process was remarkably painless. The initial online claim form was very user-friendly. Dealing with Mr. J Wright at Mac Marine Claims (the loss adjusters) was straightforward and professional throughout.
The claim was paid without any hassle, and the only additional information requested was a quick statement from a safety boat crew member. Thank you for your excellent customer care!
One small suggestion for improvement: It would be great to receive an automated email confirmation whenever information or documentation is submitted online or via email during the process, just for peace of mind.
Thanks again
July 20, 2026
Unprompted review
Reply from Insure4Boats
Thank you so much for taking the time to leave us a great review for others to read! We’re really pleased you’ve had such a great experience with us. If you need anything in the future, please don’t hesitate to contact us.
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