Iwoca always been great and helpful and it's there when I mostly needed. Last minute cash injection was required and Iwoca supported and approved within 24 hrs without a hitch. Thanks for your support... See more
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Simple easy process and they didn't just dismiss my application straight away even though it's a fairly new company looking to grow. I only needed a small loan to fund the start of a contract and they... See more
The loan funds were delivered as quickly as I wanted and the staff were so helpful as they replied to all my questions in a professional way. Also, the loan system has approved £7000, when I reduced i... See more
IWOCA are really easy to work with, their website works well, borrowing momey is very flexible, and there is always a real person on the end of the phone if you need to speak to someone.
Company details
About iwoca
Written by the company
We want small business owners to spend less time on paperwork and more time running their businesses.
When they go to their banks for finance they face long waits, endless forms and absurdly rigid criteria. That means the UK’s 5.5 million small business owners are spending more time than they need to checking boxes and filling out forms to get the funding they need.
We built a new type of lending service to make things simpler and stop small businesses getting left behind. We’re here to make finance feel like a superpower, not a headache.
Find out more at iwoca.co.uk or call us on 020 3397 3375.
About iwoca
Written by the company
- A simple application
- It only takes 5 minutes to submit an application and we can have you approved in hours. Best of all it costs nothing to apply and there is no commitment.
- Full flexibility
- Borrow as much as you need up to your credit limit and keep the funds for any period up to 24 months (no long-term commitments).
- A dedicated UK-based account manager
- You will have your own account manager to answer any questions. No call-centres, no waiting on hold.
- A better deal as you grow
- We want you to see iwoca as your business partner. As your business grows we will look at increasing your credit limit and reducing your interest rate.
Contact info
101 New Cavendish Street, W1W 6XH, London, United Kingdom
- 020 3397 3375
- support@iwoca.co.uk
- iwoca.co.uk
4.7
Excellent
13K reviews
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Shark of a business
Shark of a business. Avoid at all costs. They charge extremely high interest rates and act like they are there to support businesses. Avoid at all costs.
August 24, 2026
Unprompted review
Reply from iwoca
Hi Sergen,
Thank you for your feedback and I am sorry to hear about your recent experience.
We aim to be completely transparent about the cost of lending, which is why we provide a full repayment schedule before any drawdown occurs. This ensures all our customers can see exactly what they will owe and make a fully informed decision before taking any funding.
This repayment schedule will always provide a monthly repayment amount and how this is allocated between the principal balance and interest (as well as the total cost of borrowing on the facility).
However, we will be reaching out to you within the next week or so with more information.
Kind regards,
Joe.
Quick and easy
August 22, 2026
Absolutely brilliant… fantastic service…
Absolutely brilliant… fantastic service and so helpful
August 21, 2026
Excellent provider for small business financing
Very useful finance option for small businesses, providing a great service for financial assistance, quick & easy to apply, swift processing & transfer of funds to the business account, would highly recommend.
August 13, 2026
Everything is going well and smoothly…
Everything is going well and smoothly very nice communication with customer service in so grateful
Many thanks
August 14, 2026
Five star service
August 14, 2026
Harjit provided me with the best advice…
Harjit provided me with the best advice and the finance was in place that same day.
Highly recommended
August 21, 2026
Amazing service and a quick turnaround.
August 14, 2026
Effective communication and…
Effective communication and professional team. Quick and efficient system
August 21, 2026
Excellent organisation
Excellent organisation , very professional and understands business requirements in full
August 20, 2026
Always fast responses
August 13, 2026
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