Iwoca always been great and helpful and it's there when I mostly needed. Last minute cash injection was required and Iwoca supported and approved within 24 hrs without a hitch. Thanks for your support... See more
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Review summary
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Simple easy process and they didn't just dismiss my application straight away even though it's a fairly new company looking to grow. I only needed a small loan to fund the start of a contract and they... See more
The loan funds were delivered as quickly as I wanted and the staff were so helpful as they replied to all my questions in a professional way. Also, the loan system has approved £7000, when I reduced i... See more
IWOCA are really easy to work with, their website works well, borrowing momey is very flexible, and there is always a real person on the end of the phone if you need to speak to someone.
Company details
About iwoca
Written by the company
We want small business owners to spend less time on paperwork and more time running their businesses.
When they go to their banks for finance they face long waits, endless forms and absurdly rigid criteria. That means the UK’s 5.5 million small business owners are spending more time than they need to checking boxes and filling out forms to get the funding they need.
We built a new type of lending service to make things simpler and stop small businesses getting left behind. We’re here to make finance feel like a superpower, not a headache.
Find out more at iwoca.co.uk or call us on 020 3397 3375.
About iwoca
Written by the company
- A simple application
- It only takes 5 minutes to submit an application and we can have you approved in hours. Best of all it costs nothing to apply and there is no commitment.
- Full flexibility
- Borrow as much as you need up to your credit limit and keep the funds for any period up to 24 months (no long-term commitments).
- A dedicated UK-based account manager
- You will have your own account manager to answer any questions. No call-centres, no waiting on hold.
- A better deal as you grow
- We want you to see iwoca as your business partner. As your business grows we will look at increasing your credit limit and reducing your interest rate.
Contact info
101 New Cavendish Street, W1W 6XH, London, United Kingdom
- 020 3397 3375
- support@iwoca.co.uk
- iwoca.co.uk
4.7
Excellent
13K reviews
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Great customer service from Brat and…
Great customer service from Brat and quick and professional.
Highly recommended
August 18, 2026
The team at Iwoca are so attentive and…
The team at Iwoca are so attentive and explain everything very well. Excellent service!
August 18, 2026
I have had multiple short term loans to…
I have had multiple short term loans to bridge my finances by these guys
It’s quick it’s easy and you only draw down what you need
Alex is a good manager
August 18, 2026
Unprompted review
Flawless service!
August 11, 2026
Fantastic quick funding
August 11, 2026
Fast and simple, great payment options.
Simple easy process and they didn't just dismiss my application straight away even though it's a fairly new company looking to grow. I only needed a small loan to fund the start of a contract and they offered me the full amount I needed. Rates are fair as long as you can afford to pay the loan off in a shorter timeframe, you also don't need to accept the full amount offered and can use as much as you need when you need which is a brilliant idea, means you have funding available but don't need to pay for it unless you withdraw.
August 17, 2026
The loan funds were delivered as…
The loan funds were delivered as quickly as I wanted and the staff were so helpful as they replied to all my questions in a professional way. Also, the loan system has approved £7000, when I reduced it to £3750, they kept £3250 for me to be withdrawn by 11 September 2026 if I want. That's really excellent idea.
August 17, 2026
I have been with IWOCA for many years…
I have been with IWOCA for many years now, and they have never let me down. They have helped me through cash flow problems, and as a small business, this is such a relief.
August 17, 2026
Unprompted review
I got very good experience and they are…
I got very good experience and they are very professional
August 4, 2026
I love your company with speed
I love your company with speed and accuracy. Am proud of you and and looking forward for bigger business opportunities.
August 16, 2026
They do what they say.
August 9, 2026
Really impressed with my experience…
Really impressed with my experience with iwoca. The whole process was seamless, straightforward and incredibly easy from start to finish. The team were helpful, responsive and great to deal with throughout. Everything was handled quickly and efficiently, without any unnecessary complications. A genuinely excellent experience — highly recommended.
August 7, 2026
They just gave me a break
They just gave me a break, when no one else would ,and I have even bin late a few times with payments ,they text 2 days ago out the blue and asked if I would like £370 ok it's not a lot but every bit helps
August 14, 2026
Reliability
Excellent service from start to finish. The application process was straightforward. I was happy with the service and would recommend them to anyone looking for a reliable loan provider.
August 7, 2026
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