I wanted to obtain a policy to cover my jewelry after learning that my homeowners policy had very little jewelry coverage. One never wants to experience a loss, but knowing we have a relationship... See more
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Losing any piece of valuable jewelry is something that no one ever wants to go through, thankfully Jewelers Mutual exists. They made the experience endurable and worked quickly to get my fiancee's rin... See more
Company replied
Very easy and efficient process. Handled claim well and completely replaced my broken bracelet that could not be repaired. I had no out of pocket expense. Will def keep my jewelry insured with this co... See more
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I have been with JM for several years now and the experience is wonderful. We had to submit a claim a while back for my husband's band and it was super simple, we go a response within a few days (we s... See more
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Company details
- #3 of 7 best companies in Jewelry and Watch Insurance Company
- #11 of 22 best companies in Business Insurance Company
- #48 of 116 best companies in Insurance Agency
About Jewelers Mutual Group
Written by the company
Jewelers Mutual Group was founded in 1913 by jewelers, for jewelers. We started out insuring jewelry stores and businesses; then, in 1953, we added coverage for personal jewelry like yours.
Why Jewelers Mutual?
We don't insure cars or houses or fancy purebred dogs. We insure jewelry and only jewelry. 💍 💎
We are the jewelry insurance experts.
Your jewelry isn’t ordinary, so don’t settle for ordinary insurance.
Jewelry Insurance Coverage
No matter the type of jewelry you insure, it’ll be protected by our comprehensive repair or replacement coverage. Here’s what’s covered under Jewelers Mutual:
- Loss: You left your ring somewhere (like on a beach towel or restaurant). You know it’s out there but you can’t find it. It’s covered.
- Theft: We know the feeling of heartbreak when something you love is stolen. But rest assured, your stolen piece is covered.
- Damage: You hit your engagement ring on the edge of a table, and it cracks. We’ll cover that.
- Disappearance: Your jewelry could be lost, stolen or at the bottom of a lake. You may not be able to explain where it is or how it vanished. Don’t worry, that’s covered.
- Worldwide Travel: You can travel across the globe and not have to worry about wearing your favorite jewelry.
Homeowners Policy vs. Jewelry Insurance
Most homeowners insurance policies do cover jewelry to some extent. In many cases, however, your coverage is limited by:
- Limitations or exclusions on situations covered
- Requirements to use jewelry replacement companies
- Needing several estimates before settling a claim
- Coverage value limits (leaving the rest up to you)
Keep in mind, a jewelry claim filed against your homeowners policy could affect your entire policy, meaning your premium could go up or your eligibility for your entire homeowners policy could be affected at renewal.
With a Jewelers Mutual policy, one of our jewelry experts connects you with the jeweler of your choice to find the same kind-and-quality replacement. All the work is done for you behind-the-scenes by someone who specializes in fine jewelry.
Trust your home to a homeowners policy, but trust your jewelry to the jewelry insurance specialists.
Contact info
24 Jewelers Park Drive, 54956-3703, Neenah, United States
- 888-884-2424
- personaljewelry@jminsure.com
- jewelersmutual.com
4.7
Excellent
15K reviews
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Reply from Jewelers Mutual Group
Thank you for your feedback, Jackie!
Reply from Jewelers Mutual Group
Thank you so much for the kind words, Ray!
Jewelers Mutual was very easy to get a…
Jewelers Mutual was very easy to get a quote and set up insurance on my jewelery. I couldn't be happier.
June 15, 2026
Reply from Jewelers Mutual Group
We're so glad you found the process easy, Kirk!
Great response when we lost an hierloom
We had a family hierloom lost or stolen. JMG was prompt in their investigation and coverage. The item was covered at a fair price and our Jeweler was able to recreate what was lost very close to the original.
May 27, 2026
Reply from Jewelers Mutual Group
Hi JH, while it's never pleasant to lose a family heirloom, we're so happy we were able to assist you in recreating a close replacement.
It was easy to get my jewelry fixed.
April 15, 2026
Reply from Jewelers Mutual Group
Hi Mary, we're very pleased to hear that!
Jewelers Mutual is a wonderful investment.
Jewelers Mutual is an excellent investment to protect your jewelry. I definitely recommend getting your jewelry appraised and insured before something unfortunate happens, your out pocket repairs can and will add up.
April 14, 2026
Reply from Jewelers Mutual Group
Hi Mary, thank you for the recommendation! We strive to provide our customers with the confidence to wear their jewels ☺️
Great coverage and simple to use
June 12, 2026
Reply from Jewelers Mutual Group
Hi Jim, thank you for the kind words!
Thank you Jewler mutual
Thank you Jewler mutual, easy to navigate very customer friendly
June 11, 2026
Reply from Jewelers Mutual Group
Thank you for the positive feedback!
Good Insurance Company
Company has been timely with communications and explanations of coverage and premiums. Easy to work with and any questions are answered timely. I appreciate that type of service
June 4, 2026
Reply from Jewelers Mutual Group
Hi Jim, we appreciate you! Thank you for your feedback as we strive to make the process easy for customers. ☺️
I think it's great to have surveys to…
I think it's great to have surveys to find out what your customers wants and needs.
June 9, 2026
Reply from Jewelers Mutual Group
Thanks for the kind words - we appreciate your feedback!
Reliable & Friendly
Reliable & Friendly. No hesitation when it came time to submit a claim.
June 4, 2026
Reply from Jewelers Mutual Group
Hi Todd, thank you for the kind words! We're happy to help.
Fast and easy
I liked how easy it was to download my appraisal. You made it easy to apply for insurance and it was fast.
June 1, 2026
Reply from Jewelers Mutual Group
Hi Tara, we're so happy to hear it was easy and fast for you to apply!
I highly recommend that you get your…
I highly recommend that you get your jewelry insured, especially in this economic climate, but I also want to encourage you to go to a company that will give you cash so that you can just buy whatever you want because the runaround that I’ve gotten from this company has gone on for almost a year and I’m exhausted. It was totally not worth it.
June 6, 2026
Reply from Jewelers Mutual Group
Hi Lynn, we value your feedback and understand your frustration. A manager will be reaching out to you today to discuss further.
Great online customer service
June 5, 2026
Reply from Jewelers Mutual Group
Thanks for the kind words, Deborah!
Done quickly and without any problems.
May 12, 2026
Reply from Jewelers Mutual Group
We're happy to hear that, Barbara!
New member here
New member here, insure your jewelry fast and easy with Jewelers Mutual.
May 29, 2026
Reply from Jewelers Mutual Group
Thanks for the positive feedback Ramon!
Jewelers Mutual is the best for Jewelry…
Jewelers Mutual is the best for Jewelry insurance. The claims process is easy to use and they communicate with you right away. I am very pleased with the service they provide to us.
January 12, 2026
Reply from Jewelers Mutual Group
Hi Royce, we're so happy to hear that you've been pleased with the service you've received.
I would recommend everyone with jewelry…
I would recommend everyone with jewelry to get insurance from Jewelers Mutual. They are reasonable in price. You will eventually need repairs or replacement, and they are there for you! They were for me.
May 30, 2026
Reply from Jewelers Mutual Group
Thank you for the kind words, Billie! We're always happy to help ☺️
Reply from Jewelers Mutual Group
Thanks for the kind words, Andrey!
Reply from Jewelers Mutual Group
We're glad to hear it, Sue. ☺️
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