J.J. Best Banc and Co. Reviews 7

TrustScore 4 out of 5

3.8

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Company details

  1. Car Finance and Loan Company
  2. Auto Insurance Agency
  3. Loan Agency
  4. Non-Bank Financial Service
  5. Used Car Dealer

Written by the company

J.J. BEST & Co. is the nation’s oldest, largest and most experienced classic and collector car lender. The company finances individual purchases of antique, exotic, hot rod, kit, muscle, sports and classic cars and trucks. Additional lines of business include loans for boats, RVs and aircraft as well as insurance for this collateral through an affiliate company, J.J. BEST Insurance Agency. J.J. BEST’s lending process is known for low rates, long terms, quick approvals and the ‘best’ service, led by experienced and professional loan officers and processors.


Contact info

3.8

Great

TrustScore 4 out of 5

7 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 100% of negative reviews

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Rated 1 out of 5 stars

I had an extremely frustrating…

I had an extremely frustrating experience with JJ Best Banc and would not recommend them.

The entire process was a complete waste of my time. Communication was slow, unclear, and very disorganized from the start. I was repeatedly asked for information that had already been provided, and it felt like there was no real coordination behind the scenes.

The loan officer I dealt with, Matthew Smith, came across as completely unprepared and inexperienced. It honestly felt like I was dealing with someone on their first day rather than a professional lender handling a serious financing request. That made an already frustrating process even worse.

If you are looking for financing, I strongly suggest looking elsewhere and saving yourself the stress and wasted time. This was one of the most frustrating lending experiences I’ve had. 🚫

March 19, 2026
Unprompted review
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Reply from J.J. Best Banc and Co.

Hello Greg,

Loans for used boats can sometimes process more slowly than we would like and we regret that. We take your comments seriously and investigated our handling of the application. When you are considering several vessels and when the potential loan requires our use of a banking partner for underwriting, there can be errors and/or constraints on our response times. We did find however that our loan officer worked with you during off-hours on multiple occasions to bridge any delays. Thank you sincerely for your feedback.

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Rated 5 out of 5 stars

Justin was an absolute pleasure to do…

Justin was an absolute pleasure to do business with. I highly recommend them.

March 12, 2026
Unprompted review
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Reply from J.J. Best Banc and Co.

Thank you so much for your kind review! We're so glad to hear that you had a great experience working with Justin . Justin is truly an asset to our team, and it’s always wonderful to hear that their efforts are appreciated. We’re grateful for your support and trust in J.J. Best!

Rated 5 out of 5 stars

Used JJ Best Banc and Co when I…

Used JJ Best Banc and Co when I recently purchased a classic car and the experience couldn’t have been easier. Ryan got me approved in minutes. He kept me up to date on the process and funding. Great company service.

February 9, 2026
Unprompted review
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Reply from J.J. Best Banc and Co.

Hi Larry,

Thank you for taking the time to leave such a wonderful review! It’s always a pleasure to hear when our customers enjoy their experience. Your positive words mean a lot to our team, who work hard to provide the best possible service. We appreciate your recommendation!

Rated 3 out of 5 stars

Ryan and underwriting process was…

Ryan and underwriting process was really good. Securing Insurance was excellent.

After approval was a real let down. Your funding process soured the experience. It was clunky and created delays in solidifying the transaction. Being in financial service, I know that this process can be better and still ensure lien recording in your favor.

There have to be better options versus mailing a check to fund.

Although I have 30 days to register and record the lien, I received immediate pressure to have this done despite your funding delays. Wasn’t a good experience even compared to the previous two times I’ve financed vehicles with you. Would recommend Ryan and the insurance contact, however.

February 23, 2026
Unprompted review
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Reply from J.J. Best Banc and Co.

Hi Ronnie,

Thanks for taking the time to share your feedback with us. We're sorry that our funding process didn't meet your expectations. Our funding process can experience delays in certain instances, and this was the case with your recent purchase. For example, to ensure your protection, some additional measures are taken when the seller is a private party.

However, customer satisfaction is our number one priority. Please contact our Loan expert, Ryan, who can explain in greater detail if you would like to reach back to him at your convenience. We are very pleased to have financed three vehicles for you Ronnie, and appreciate your well-considered feedback!

Rated 5 out of 5 stars

Best financing experience

Ryan called me within thirty minutes of me putting an inquiry on there website. It was after hours on a weekday and he walked me through the process and got it started. After the first deal I was working on fell through Ryan was right there with a great attitude and once I found another car I wanted he made all the changes and never missed a beat! Awesome team and Ryan gets 10 stars!

March 2, 2026
Unprompted review
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Reply from J.J. Best Banc and Co.

Hi James,

Thank you for your amazing review! We’re so happy to hear that Ryan was able to make your experience special. They work hard to ensure every customer feels valued, and we’re thrilled that you noticed their dedication and care. It’s feedback like yours that keeps our team motivated.

Thank you again for trusting J.J. Best!

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Rated 5 out of 5 stars

My first time using a lender

My first time using a lender
Ryan was awesome and made the the process easier.
Got a loan and a nice toy.
Thank you Ryan and J.J. Best.

February 20, 2026
Unprompted review
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Reply from J.J. Best Banc and Co.

Thank you so much for your kind review! We're so glad to hear that Ryan was able to make the process easier. Ryan is an asset to our team, and it’s always wonderful to hear that their efforts are appreciated. It's feedback like yours that keeps our team motivated.

Thank you again for trusting J.J. Best!

Rated 5 out of 5 stars

The transaction went smoothly and Ryan…

The transaction went smoothly and Ryan was a pleasure to work with. Thanks again in financing the vehicle of my dreams.

February 16, 2026
Unprompted review
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Reply from J.J. Best Banc and Co.

Hi Stephen,

We’re so happy to hear that you had a great experience with our service. Our team strives to provide exceptional service and knowing that we’ve met your expectations truly means a lot to us. We appreciate your support!

Enjoy every mile ahead in your dream vehicle!

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