Root Insurance Reviews 

3,134
•
TrustScore 3.5 out of 5

3.7

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Review summary

Created with AI, based on recent reviews

Considering 227 reviews, most reviewers were somewhat happy with their experience overall. Consumers frequently mention that obtaining auto coverage is quick, simple, and entirely straightforward, featuring very reasonable prices compared to competing providers. Many people deeply appreciate the user-friendly digital application and the smooth, hassle-free setup process for managing their policies efficiently. Some reviewers were not happy with unexpected extra fees and sudden rate increases shortly after starting their new plans. Others also mentioned frustrating experiences communicating with customer service representatives, alongside noticeable communication delays during the claims handling process. People occasionally noted difficulties when attempting to resolve billing problems or getting timely assistance when needed.

What people talk about most

Price

Clients share ambiguous opinions on price, with many reviewers praising the affordable rates, cheaper... See more

Service

Reviewers mention ambiguous feedback about service, with many consumers expressing appreciation for prompt,... See more

Customer service

People report negative experiences with customer service, highlighting rude representatives, unhelpful... See more

Payment

Customers consistently note negative experiences with payment, highlighting unexpected charges after... See more

Reviews shaping this summary

Rated 4 out of 5 stars

I enjoy the cheaper saving on insurance but.. I pay $16 on fees alone for installment fees and renewal policy fee. They seem to want you to want you not to pay monthly. Never had a problem but it... See more

Company replied

Rated 4 out of 5 stars

It was easy to get insurance through root insurance and the rate was perfect for me! My experience getting the insurance was good, no problems. So I only gave it a four because I haven't had to use it... See more

Company replied

Rated 4 out of 5 stars

after shopping around for auto insurance, I came across Root. It was by far, for me, cheaper than any I previously searched. Thanks

Company replied

Rated 4 out of 5 stars

The app was easy, the price of my insurance very reasonable compared to other companies I called and I’ve definitely started referring family members and friends.

Company replied


Company details

  1. Money & Insurance

Written by the company

We use artificial intelligence to help good drivers save an average of $1187 a year on car insurance. Download our free app, take the test drive and get a quote!


Contact info

3.7

Average

TrustScore 3.5 out of 5

3K reviews

5-star
4-star
3-star
2-star
1-star

No recent history of asking for reviews

This company hasn't invited customers recently, so reviews may not be representative

Replied to 93% of negative reviews

Typically replies within 1 week

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3.7

All reviews

(3,134)

211 reviews in the last 12 months

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Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 1 out of 5 stars

Root would not pay

We had an accident that was caused by someone insured with Root. The police report clearly indicated fault of the party insured by Root. Root Insurance company would not cover the accident since they said it was the insured party's son and not the person that purchased the insurance--his Mom. They even admitted that it was their insured person's fault but told us we would have to take them to court since they would deny payment for the repairs.

September 22, 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Ted. We're sorry to hear about your accident and we hope everyone is safe. Please know that we've shared your feedback with our claims department for review. —Root Insurance Social Media Team

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Rated 5 out of 5 stars

You made the transition very easy

You made the transition very easy. Let’s see how it continues.

February 5, 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Thanks for sharing, Robert. We're glad to hear we could make it easy to get started and we'll be here if you need anything along the way. —Root Insurance Social Media Team

Rated 5 out of 5 stars

Great

It was a good experience

February 2, 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

We're happy to hear that, Debbie. Thanks for the 5-star review. —Root Insurance Social Media Team

Rated 5 out of 5 stars

Found the insurance on Credit Karma and…

Found the insurance on Credit Karma and found I could save $23 a month so I jumped at the chance, made the switch from Progressive so easily and I’m all set.
I guess I just don’t know if they send the info to the state for me or not?

February 5, 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Betsey. We're happy to hear you're saving with us. If you have questions about the status of your policy or anything else specific to your account, you can reach our customer support team at contact@joinroot.com. —Root Insurance Social Media Team

Rated 1 out of 5 stars

My quote went up 600$ out of nowhere

My quote went up 600$ out of nowhere. From 358 a month it went up to 460$ 😂
Left them really quick and now with direct auto and my payment is only 145$ a month. Not worth it!

February 1, 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Sonia. We're sorry to hear you decided to cancel, but we understand why you may choose another carrier if you can find a lower rate elsewhere. Thanks for your time with us. —Root Insurance Social Media Team

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Rated 5 out of 5 stars

Application only took a second and I…

Application only took a second and I needed insurance to get my tags and this was pretty cheap. Thank you

February 2, 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Lisa. We're happy to hear we could make insurance easy for you and help you save. Thanks for the 5-star review. —Root Insurance Social Media Team

Rated 5 out of 5 stars

Great prices 😆

Great price when you sign up with convenient payment and fast delivery of your insurance cards and other information 🤗

February 2, 2026
Unprompted review
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Reply from Root Insurance

Thanks for sharing, Mirza. We're glad to hear it was easy to get started and that you're happy with your rate. —Root Insurance Social Media Team

Rated 5 out of 5 stars

Delivered as promised

Once the trial period was over, Root offered me an amazing policy for an even better price. Sign-up was quick and painless. No hassles, no agent trying to sell more coverage. Will be recommending ✌️

February 2, 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Thanks for your support, Ken. We'll be here if you need anything along the way. —Root Insurance Social Media Team

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Rated 1 out of 5 stars

Run! Do not trust Root with your possessions

I’m sharing my experience as a consumer to highlight serious concerns with communication, transparency, and basic empathy during a claims process that lasted over 40 days.

Timeline:
• My vehicle became undrivable due to a covered claim
• I was without the use of my vehicle for over 40 days
• Multiple emails went unanswered for days at a time
• I was repeatedly forced to call just to receive basic updates

During this process, I received inconsistent and shifting information.

Beyond the technical mishandling, the lack of empathy and consideration for the real-life impact of being without transportation for over a month was unacceptable. Insurance is meant to provide support during difficult situations, not add stress through silence, misinformation, and delay.

As of today, my vehicle is finally ready for pickup. Due to the continued lack of accountability, I am allowing the Texas Department of Insurance to handle this matter through the appropriate regulatory channels.

This has been one of the worst service experiences I’ve encountered, and it has permanently impacted my trust as a paying customer. Keep in mind this was a MINOR claim that could have been resolved over 30 days ago. This is not the company you want to deal with when facing a loss of your possessions.

December 21, 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Shanequa. We're sorry to hear about your experience and have shared your feedback with our claims department for review. —Root Insurance Social Media Team

Rated 5 out of 5 stars

easy way to get insurance

January 30, 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Thanks for sharing, Onur. We're glad to hear we could make insurance easy for you. —Root Insurance Social Media Team

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Rated 5 out of 5 stars

Amazing and Affordable Insurance

Amazing company! Easy to sign up and it is actually affordable!! Highly recommend to drivers!

January 26, 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

We're happy to hear you're saving with us, Jake. Thanks for the 5-star review. —Root Insurance Social Media Team

Rated 5 out of 5 stars

So good

So good, it’s a different experience that works for your true lowest insurance. Using real data.

January 23, 2026
Unprompted review
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Reply from Root Insurance

We're glad you like it, Brian. Thanks for leaving a review. —Root Insurance Social Media Team

Rated 5 out of 5 stars

AWESOME ROOT SERVICE

The ease of the website to review and pay for policy

January 20, 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

We're happy to hear that, Demetria. Thanks for the 5-star review. —Root Insurance Social Media Team

Rated 1 out of 5 stars

Our vehicle was hit by a Root driver-Root will not pay!!!

Our vehicle was hit by a Root driver, the police report shows their driver was at fault, and the body shop shared pictures of damages and Root doesn't want to pay. Beware of this low-class insurance carrier.

December 11, 2025
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, Dr. Castilleja. We're sorry to hear about the accident and we hope everyone is safe. Please know that we've shared your review with our claims department. —Root Insurance Social Media Team

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Rated 5 out of 5 stars

I love root

I love root ! Simple easy and amazing pricing !!!

January 21, 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Thanks for the love, Chrissy. We're glad you decided to give Root a try. —Root Insurance Social Media Team

Rated 3 out of 5 stars

Unresolved Question

I had this insurance for only a day, trying to get my account set up for their 30-day test drive. When I called for help, the sales rep didn't really understand my question due to a language barrier, so I asked him to transfer me to someone who could understand and help me. The sales rep quickly put me on hold, and a few seconds later, I was hung up on! Never got my issue resolved! If I can't get help with a simple fix, then what makes me think they would be able to help if I had a major problem!

January 15, 2026
Unprompted review
Root Insurance logo

Reply from Root Insurance

Hi, April. We're sorry to hear of any trouble getting in touch. Please know that we've shared your feedback with our customer support team for review. —Root Insurance Social Media Team

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