Circles 360 - Powered by StepLadder Reviews 161

TrustScore 4.5 out of 5

4.3

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Rated 1 out of 5 stars

I joined stepladder to save and build credit. In my current circle 2 members have 3 hands and 1 of these people has drawn consecutively over 3 months which is really disappointing and not random in my... See more

Company replied

Rated 5 out of 5 stars

I Joined stepladder to get enough funds for a deposit to purchase my first home. I wasn’t sure if it was going to help me in any way. I went ahead anyway as I believe in doing things that are outside... See more

Company replied

Rated 5 out of 5 stars

3rd year with SL. I too had the experience of receiving savings on the last day, however I recently joined a new circle and I was selected for a draw. Step ladder is great for various reasons, sa... See more

Company replied

Rated 5 out of 5 stars

I joined StepLadder last year in December, got drawn 2 months after, what can I say, best concept ever! I am pleased to see that many people already bought their house using Stepladder and I look forw... See more

Company details

  1. Non-Bank Financial Service

Written by the company

We don’t need another finance app - we need each other... Circles 360 is the simplest way to organise group saving without chasing, creating spreadsheets, or awkward messages. Instead of relying on credit or saving in isolation, Circles 360 gives friends, families and communities a simple digital tool to organise structured savings groups. Participants agree on an amount and schedule, track progress transparently, and pay each other directly using their own bank accounts. The platform provides the structure, visibility and accountability that make saving together easier. Saving in groups has existed globally for generations. Circles 360 simply brings this trusted behaviour online.


Contact info

4.3

Excellent

TrustScore 4.5 out of 5

161 reviews

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Rated 5 out of 5 stars

StepLadder

StepLadder, I am so happy about the services I do get from staff , no doubt about it. I called StepLadder a goal achiever.,Eye opener, With Lucy and Matthew weekly Talk on Instagram.
I am definitely in the right place
Thank you everyone in StepLadder

June 14, 2021
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Rated 5 out of 5 stars

Stepladder is for the people!

Stepladder is a great company for the people!
With the break down of community pardner's (due to the introduction of accessible loans) this was refreshing to see a company put community first, helping people generate and build house deposits. Being an ambassador and having run a successful circle myself, I can see first hand how Stepladder are literally changing the lives of so many people! Definitely check them out

June 1, 2021
Unprompted review
Rated 5 out of 5 stars

Best concept ever!

I joined StepLadder last year in December, got drawn 2 months after, what can I say, best concept ever! I am pleased to see that many people already bought their house using Stepladder and I look forward to keep using Stepladder and recommending it to everyone!

March 17, 2021
Unprompted review
Rated 5 out of 5 stars

Great company

Great company, really helpful throughout the entire process. Quick turnaround when you need help. I must admit at first I thought it was a scam but I’m glad to confirm it is not. Great way to save!

March 12, 2021
Unprompted review
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Rated 5 out of 5 stars

My experience so far on the journey has…

My experience so far on the journey has been really enjoyable, intuitive and with new insights to learn from every email click through. On an occasion, when things could have potentially gone awkward;the speed and relative ease with which the issue was sorted, gave me further reasons to trust StepLadder. I enjoy interacting with members of the team and have found them very helpful. Would happily recommend Stepladder:Savings made easy!

November 9, 2020
Unprompted review
Rated 5 out of 5 stars

Happy client.

I have been so happy I joined stepladder.It has helped me to reach my saving goals. Thank you.

October 16, 2020
Rated 5 out of 5 stars

StepLadder is a great way of saving…

StepLadder is a great way of saving money and sticking to your savings plan. I also love the regular virtual talks they do via their Instagram page and newsletter. Thanks for the support during the home buying process!

October 9, 2020
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Rated 5 out of 5 stars

Dunica Sinclair

Lucy from StepLadder has been amazing from the start - lucy or peter was always there to answer any questions i had or they also tried to get back to me in a timely matter. They made the process as straight forward as possible and i was lucky enough to get win the draw fairly early on so couldnt be happier. Thank you so much for everything!

September 8, 2020
Unprompted review
Rated 5 out of 5 stars

A reliable organisation, compassionate and caring.

Where do I start? Honestly, stepladder....am writing this review with strong emotions. I was scared to start with in joining stepladder. Then decided to join with 25 pounds a month and l took 2 circles. I got paid when I don't even remember that am saving somewhere. On my birthday, stepladder were the only one who sent me a massive cookies, and during black lives matter ,the Founder of stepladder, Paul. i suppose, sent me a heart warming email about the whole thing! I mean.... it's over whelming what these people does. No one cares in UK but this organisations does. I called to really thank them for the surprise massive cookie sent to me. they didn't pick my call. I was a bit disappointed there. but l guess they are busy. Am staying with you guys.

August 8, 2020
Unprompted review
Rated 5 out of 5 stars

Stepladder is doing a great job

Stepladder is doing a great job . I am pleased with their transparency and the lovely team. I will suggest it to everyone that wants to save up to buy their property.

July 9, 2020
Unprompted review

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