LANDBAY Reviews 613

TrustScore 4.5 out of 5

4.5

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Review summary

Created with AI, based on recent reviews

Considering 137 reviews, reviewers overwhelmingly had a great experience with this company. Customers consistently praise the service, staff, and customer service, highlighting their helpfulness, efficiency, and proactive approach. Many appreciate the smooth and streamlined processes, with particular mention of quick response times and effective communication from various teams, including underwriters and BDMs. Conversely, some people were dissatisfied with the product and response time. A few customers reported issues with product transfers being overly complicated or experiencing delays in mortgage redemption due to staff training. There were also concerns about unprofessional and patronizing communication from an adviser during a call, and in one instance, a very poor service experience during a product transfer, leading to a client being charged a higher rate.

What people talk about most

Service

Customers consistently note positive experiences with service, praising the efficiency, responsiveness, and... See more

Staff

Clients share positive opinions on staff, frequently praising the helpfulness and professionalism of BDMs and... See more

Customer service

Consumers find customer service to be positive. Many reviewers highlight the great support from BDMs and... See more

Product

Customers had ambiguous experiences with product. While some reviewers praised the great products, rates, and... See more

Response time

Reviewers mention ambiguous feedback about response times. Many customers praise the quick and efficient... See more

Reviews shaping this summary

Rated 5 out of 5 stars

we came to landbay late in the day on a modern auction purchase after previous lender let us down. underwriter (David F) was superb, totally got the urgency of the situation. can't expect that sort of... See more

Company replied

Rated 5 out of 5 stars

Recently did a Ltd company BTL Purchase for a client. The BDM Rahead was very informative and knew the criteria very well. The underwriter stayed in contact throughout and we had a direc... See more

Company replied

Rated 5 out of 5 stars

I worked with Christ Plaster on my clients 4 x BTL remortgages and he was incredible to work with. He was so proactive and was able to underwriter and agree the cases in record time., the clients h... See more

Company replied

Rated 5 out of 5 stars

As a broker, I am loving the new product transfer process and portal with Landbay. The whole process from start to finish was really smooth and streamlined and the underwriter kept me informed throug... See more

Company replied


Company details

  1. Financial Institution
  2. Market Operator

Written by the company

Landbay is an award-winning specialist buy-to-let lender providing landlord lending solutions via our intermediary network. Our team offers in-depth knowledge of the buy-to-let mortgage industry, combined with a technology-enabled approach to lending, which equips us to take on complex cases.


Contact info

4.5

Excellent

TrustScore 4.5 out of 5

613 reviews

5-star
4-star
3-star
2-star
1-star

Replied to 72% of negative reviews

Typically replies within 2 weeks

How this company uses Trustpilot

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Rated 5 out of 5 stars

Efficient

From the beginning Harry Phillips has been amazing, the underwriting seamless and mortgage offer within a reasonable time.

October 23, 2025
LANDBAY logo

Reply from LANDBAY

Hi Moshin,

Thank you for your feedback and 5 star review! We hope to work with you again soon.

Rated 1 out of 5 stars

Landbay are the most unprofessional…

Landbay are the most unprofessional lender i have ever known . I paid off a mortgage account 27th February this year and they still have there charge on the property which means that completion today was postponed . I then called to ask what is going on only to be told that they put the wrong title number on the DS1 so Head Office have sent it back asking for the right title number so more delays and no apologies . I have reported them to the Financial ombudsman so see how we get on .

October 14, 2025
Unprompted review
Rated 5 out of 5 stars

Harry and Chris were great

Harry and Chris were great, mortgage offer is issued within 2 days of application for a limited company buy to let purchase

October 10, 2025
Unprompted review
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Reply from LANDBAY

Hi Caner,

Thanks for your review. We're glad you enjoyed working with us and have passed this on to Harry and Chris.

Rated 5 out of 5 stars

I worked with Christ Plaster on my…

I worked with Christ Plaster on my clients 4 x BTL remortgages and he was incredible to work with. He was so proactive and was able to underwriter and agree the cases in record time., the clients have a large property portfolio and having used other lenders in the past – the service really stood out as exceptional.

I have been so impressed with the overall service provided by Chris and Ian May and wouldn’t hesitate to use Landbay for any new cases.

October 3, 2025
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Reply from LANDBAY

Thank you for your feedback! We’re thrilled to hear that Chris and Ian delivered such an exceptional experience. Providing fast, reliable service is what we strive for, and we really appreciate your support.

Rated 2 out of 5 stars

This was a straightforward product…

This was a straightforward product switch. You requested a new valuation at significant cost and very detailed ID request despite the client being an existing client. The delays resulted in the client being on SVR for 1 month and the additional interest cost was avoidable in my opinion.

October 1, 2025
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Reply from LANDBAY

Thanks for taking the time to share your feedback. Our Product Transfer process can sometimes differ from other lenders because of our funding model. We work with multiple funding partners to offer a wide and competitive range of buy to let mortgage products, and occasionally this means your funding partner may change during a transfer.

We understand this can add an extra step, but we’re committed to keeping the process smooth and transparent through our fully digital journey. Your comments are really valuable to us and help us continue improving the experience for our customers.

Rated 5 out of 5 stars

Great Service

Recently placed a Ltd Co Buy to let with Landbay. Both my BDM Harry and the underwriter, David (who I had direct access to) were extremely helpful. Was a very positive experience and I look forward to placing business with them again.

July 1, 2025
Unprompted review
LANDBAY logo

Reply from LANDBAY

Hi Carole,

Thank you for your review. We're so glad that you enjoyed working with us and have passed your feedback on to Harry and David!

Rated 5 out of 5 stars

Big thanks to Harry Phillips and team…

Big thanks to Harry Phillips and team at Landbay. This was my first Buy to let case with them and am glad to say that I received great help and support at every stage.
Their portal is very user friendly and didn’t feel like it was my first time using it.
Strongly recommend Landbay and team for your Buy to let applications.

September 9, 2025
Unprompted review
LANDBAY logo

Reply from LANDBAY

Thank you for your amazing review, and we're so glad your first case with us went smoothly, Dipak. We look forward to working with you again soon!

Rated 3 out of 5 stars

This was the most complicated and drawn…

This was the most complicated and drawn out product transfer that I have ever been involved with and I have been a mortgage intermediary for over 40 years!

September 4, 2025
LANDBAY logo

Reply from LANDBAY

Hi Ismail, thanks for taking the time to share your feedback.

Our Product Transfer process can sometimes differ from other lenders because of our funding model. We work with multiple funding partners to offer a wide and competitive range of buy to let mortgage products, and occasionally this means your funding partner may change during a transfer.

We understand this can add an extra step, but we’re committed to keeping the process smooth and transparent through our fully digital journey. Your comments are really valuable to us and help us continue improving the experience for our customers.

Rated 5 out of 5 stars

Top Lender!

Amazing selection of products and excellent BDM!

September 4, 2025
LANDBAY logo

Reply from LANDBAY

Thank you for your feedback. Hope to work with you again soon!

Rated 2 out of 5 stars

Rate switch process was painful and…

Rate switch process was painful and felt like a full mortgage application

September 4, 2025
LANDBAY logo

Reply from LANDBAY

Hi Ash, thank you for taking the time to share your feedback.

Our Product Transfer process can sometimes differ from other lenders because of our funding model. We work with multiple funding partners to offer a wide and competitive range of buy to let mortgage products, and occasionally this means your funding partner may change during a transfer.

We understand this can add an extra step, but we’re committed to keeping the process smooth and transparent through our fully digital journey.

Your comments are really valuable to us and help us continue improving the experience for our customers.

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