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Ledn Reviews 

1,047
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TrustScore 4.5 out of 5

4.3

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Rated 5 out of 5 stars

Been moving idle BTC and ETH to Ledn through the last/current dip. Collateralized loan terms are perfect for me with very low risk of liquidation; yet, I have been able to acquire more BTC at what I... See more

Rated 5 out of 5 stars

The number one company I trust when it comes to borrowing using Bitcoin as collateral. These guys are a life saver when you find cash flow hard. You utilise your collateral and know they will look af... See more

Rated 1 out of 5 stars

Ledn's KYC process requires a facial scan, which is a very sensitive biometric data. This data is handled by a 3rd party company called "Persona". In Persona's TOS it states that they can share and... See more

Rated 5 out of 5 stars

What a great business. After many have failed, Ledn continue to deliver for those of us at the forefront of digital innovation. Brilliant platform (once you get in!) with excellent (though small... See more

Company details

  1. Cryptocurrency Service
  2. also in
  3. Alternative Financial Service
  4. Asset Manager Service
  5. Car Finance and Loan Company
  6. Loan Agency
  7. Non-Bank Financial Service

Written by the company

Ledn is a leading financial services company at the forefront of Bitcoin-backed lending, offering secure and innovative solutions tailored to both retail and institutional clients. Founded with a mission to bridge the gap between traditional finance and digital assets, Ledn provides a range of products including Bitcoin-backed loans, growth accounts with competitive interest rates, and related financial services. By using Bitcoin as collateral, Ledn enables clients to unlock liquidity without selling their holdings, thus preserving their exposure to potential long-term appreciation. The company is committed to transparency, security, and compliance, working with best-in-class counterparties to ensure robust risk management and operational excellence. A recent milestone for Ledn is the securing of a $50 million Bitcoin-backed syndicated loan from Sygnum, a Swiss digital asset banking group. This partnership not only validates Ledn’s position in the market but also sets a new standard for transparency and counterparty quality in the digital asset space. Ledn’s services are designed to meet the needs of a diverse clientele, from individuals seeking to leverage their Bitcoin holdings to institutional investors looking for yield opportunities in a rapidly evolving financial landscape. As Bitcoin adoption grows, Ledn is well-positioned to lead in this emerging sector.

Written by the company


Contact info

History in the making!

The industry's first syndicated BTC-backed loan

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4.3

Excellent

TrustScore 4.5 out of 5

1K reviews

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4.3

All reviews

(1,047)

21 reviews in the last 12 months

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Rated 5 out of 5 stars

Future of Lending

The kind and professional service of their email agents is heartwarming and reassuring to say the least, where banks fail to understand compassion these guys lead by example. I warmly recommend you try out their service! 💪🧡

September 8, 2025
Unprompted review
Rated 1 out of 5 stars

DO NOT USE. Guaranteed they are rehypothecating, and lying.

DO NOT USE.
They seem great until it's time to get your collateral back. They were slow walking it after we repaid our loans in full, so we called our bank and our bank confirmed the wire went through immediately.

Ledn's response? It takes "3-5 days to process a wire." That is a COMPLETE LIE in the USA. Our bank confirmed their bank received payment this morning.

If they hold our collateral for 5 days, they are obviously using it in ways they say they aren't. Also all the other 2025 loan companies will tell you who is holding the collateral - LEDN WILL NOT.

Red flags all over, DO NOT USE.

September 2, 2025
Unprompted review
Ledn logo

Reply from Ledn

Hi Dustin, thanks for your feedback.

We’re sorry to hear that your experience didn’t meet expectations. That’s never something we take lightly, and we’re passing your feedback to our product & operations teams.

We process loan repayments and return collateral as quickly as possible once funds are received, which sometimes can take time to reflect in our accounts. We'll work to ensure this is clearer to our clients.

We also understand how important trust and transparency are, especially when it comes to your bitcoin. Loan collateral is securely held in custody either with Ledn or our trusted funding partner—it is never used to generate interest. You can learn more here: https://help.ledn.io/hc/en-us/articles/28283140591255-What-Are-Custodied-Loans

We’re committed to making this process even clearer going forward and appreciate you sharing your concerns.

—The Ledn Team

Rated 5 out of 5 stars

The number one company I trust with Bitcoin

The number one company I trust when it comes to borrowing using Bitcoin as collateral. These guys are a life saver when you find cash flow hard. You utilise your collateral and know they will look after.
Ledn is much better than all the companies like it, and obviously way better then the companies that went bankrupt (that is your risk but imo Ledn is safe)

August 2, 2025
Unprompted review
Rated 5 out of 5 stars

A process concluded....

If it wouldn't have been for my unfamiliarity with the platform, becoming approved for the loan would have truly taken seconds. The company till now, is trustworthy and the proposition to keep my collateral very pleasing. Always again!
I found the money in my account only a day later!

August 18, 2025
Unprompted review
Rated 5 out of 5 stars

Consistently Fast, Reliable, and Transparent

I've completed around 15 loans with Ledn over the past few years, and every single one has been processed quickly and efficiently. There were never any surprises or hidden issues, just straightforward service that does exactly what it promises. The platform is easy to use, and support has always been responsive when needed. I’ll definitely continue using them and recommend them to anyone looking for a trustworthy option in the space.

July 1, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent customer service

Excellent customer service, quick response time and detail explanations to my questions. The Ledn team gives you confidence that you're making a great decision.

July 31, 2025
Unprompted review
Rated 5 out of 5 stars

I found Ledn through a trusted YouTube channel

I found Ledn through a trusted Bitcoin-focused YouTube channel I’ve followed for years—and it’s been one of the best decisions I’ve made in the space.

I met the team at the Bitcoin conference in Vegas, including Mauricio. Young, sharp, responsive. That gave me confidence—they live and breathe Bitcoin, not hype.

Ledn is transparent, secure, and focused only on Bitcoin. They work with regulated custodians and high-credit banks. You always know where your Bitcoin is—and they even offer public proof-of-reserves.

Yes, there are a few small charges, but everything is clear if you take the time to read. Their support replies within minutes, day or night.

Other platforms bait you with low rates and hit you with hidden fees or sketchy fine print. Ledn doesn’t play those games.

If I could ask for one thing, it’d be a solid iOS app. But honestly? I’d still choose them over the competition any day.

Highly recommended.

February 8, 2025
Unprompted review
Rated 5 out of 5 stars

Fantastic service

Fantastic service! Amazing customer support. Ridiculously fast response, approval and funding times. I’ve used their service many times and will continue to do so.

July 11, 2025
Unprompted review
Rated 2 out of 5 stars

ledn avoid if you want your BTC back in a timely manner

Very efficient in accepting your BTC and providing a loan but when it comes time to withdraw the BTC from the platform they are deliberately useless, 6 days before I received my BTC from them and only after I had lodged a ticket and had a zoom call with one of their representatives.
6 days for them to release my coins is bordering on criminal

July 4, 2025
Unprompted review
Rated 2 out of 5 stars

BE CAREFUL. Everything Sounds Good At First

It was easy to open the account and qualify for my BTC backed loan. However they still have not transferred my 135K, 4 days later. It is difficult to trust an organization that markets its speedy, "sometimes within 12 hours" funding, and then says it has questions needs to do some "checking" when the time comes to actually hand over the moola. They have my BTC, and currently, I have nothing. In the age of rampant scamming i would be terrified about this, but LEDN seems to have a good rep so I am hanging in there. Definitely not happy about it. At least their customer service responds.

June 19, 2025
Unprompted review
Rated 1 out of 5 stars

Poor handling of biometric data

Ledn's KYC process requires a facial scan, which is a very sensitive biometric data. This data is handled by a 3rd party company called "Persona". In Persona's TOS it states that they can share and sell your biometric data to 3rd parties.

I hope they can change how they handle customer information. Biometric data should never be sold.

June 5, 2025
Rated 5 out of 5 stars

So easy and fast.

Only took 24 hours to open an account, apply for a loan, loan accepted, collateral transferred, money received in my account... on a holiday weekend!
More than impressed.

May 26, 2025
Unprompted review

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