Banner for LendingClub

LendingClub Reviews 12,106

TrustScore 4.5 out of 5

4.7

While we don't verify specific claims because reviewers' opinions are their own, we may label reviews as "Verified" when we can confirm a business interaction took place. Read more

To protect platform integrity, every review on our platform—verified or not—is screened by our 24/7 automated software. This technology is designed to identify and remove content that breaches our guidelines, including reviews that are not based on a genuine experience. We recognise we may not catch everything, and you can flag anything you think we may have missed. Read more

Review summary

Based on reviews, created with AI

Reviewers overwhelmingly had a great experience with this company. Customers consistently praise the ease and speed of the application process, often noting how quickly funds were deposited into their accounts. Many appreciate the transparent payment terms and the convenience of setting up automatic payments. The service is frequently described as amazing, with people highlighting the helpfulness of customer service in resolving issues and providing clear information throughout the process. However, some customers reported issues with delayed fund deposits or payments to creditors, and some experienced issues with payment routing. A small number of people also found the account verification process to be slow, taking several days, and some experienced confusing messages during the application.

What people talk about most

Payment

Reviewers express satisfaction with the payment process, highlighting its convenience and efficiency. Many... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the ease, speed, and... See more

Service

People report positive experiences with service. Customers consistently praise the ease and speed of the loan... See more

Response time

Clients share positive opinions on response time, often highlighting the fast interaction and quick... See more

Customer service

Consumers generally express satisfaction with customer service. Many reviewers highlight the helpfulness and... See more

Based on these reviews

Rated 5 out of 5 stars

You guys solved my financial problems I debt that I accrued from almost 10 years ago when I was sick with cancer I made my payments on time every month but I could never catch up because of the s... See more

Rated 5 out of 5 stars

Whenever i had a question or concern, someone was able to assist to get my situation resolved. I was informed how long the process might take but to my surprise the loan proceeds was deposited the day... See more

Rated 5 out of 5 stars

Amazing service—thank you! The process to apply and consolidate my debt was incredibly easy. I’m now saving over $246 per month on credit card fees, which adds up to $2,952 a year. I’m a real person,... See more

Rated 5 out of 5 stars

The whole process was very easy, fast and smooth. You tell them your needs and it’s tailored to them. I like how convenient it was to have deposit directly to the account and set my payments automatic... See more

Rated 5 out of 5 stars

This was a painless quick transaction. No petty questions to answer, which I experienced with another lender. I did a loan, and the funds were available almost immediately. This was a great experience... See more

Rated 5 out of 5 stars

I had avoided contracts for years and opted for credit cards. The interest became so heavy and the application for Lending Club was so easy and straight forward. In one afternoon, I applied and was ap... See more

Rated 5 out of 5 stars

I have continued to do business with lending club because they make the process super easy. From the point I applied for the loan to receiving the funds in my account was very fast and efficient. The... See more

Rated 5 out of 5 stars

The whole loan process was pretty quick and simple for me. I have no complaints. Got the loan approved and had my first payment taken out. So far no issues or complaints. Customer service has been pre... See more

Rated 2 out of 5 stars

They did not pay a debt that I approved. The money went to a company called "Waste disposal" When I questioned them about it, I was told that it was a common occurrence and they were aware of the sit... See more

Company replied

Rated 5 out of 5 stars

I was leary of doing the transaction over the internet. You made it so easy with only one question that I had to clarification for. All four debts were paid in a timely manner and it was much apprec... See more

Rated 5 out of 5 stars

Every thing went smoothly, There customer service was excellent! I would recommend this to anyone looking for a loan. I was pleasantly surprised how easy it was,I would definitely do it again 👍

Rated 5 out of 5 stars

This was a great and expeditious experience with Lendingclub. This was my third loan, after paying off my previous two and the process is very smooth and straightforward. I will refer anyone lookin... See more

Rated 5 out of 5 stars

I have used Lending Club several times and each time the process has been smooth with no delays. The money arrives within a day or so and the people I talk with are professional, attentive, and caring... See more

Rated 1 out of 5 stars

The account verification process needs to be quicker. It takes too many days. I connected with plaid and still waiting 4 days.

Company replied

Rated 5 out of 5 stars

This was actually my second loan with this company. I had a great experience getting a debt consolidation loan with Lending Club. I did it all on line. I was approved quickly and the money was in m... See more

Rated 5 out of 5 stars

The experience was a lot less complicated and less stressful than working with other lenders. I appreciate that once the loan is approved, it is possible to set a date for the auto payment that is mos... See more

Rated 5 out of 5 stars

Lending Club has helped me payoff all of my credit cards so I would not get behind in them, and now I am all caught up. Also, I appreciate them transfering some of the payments to the creditors to get... See more

Rated 5 out of 5 stars

My experience was wonderful The instructions were simple to follow and I am so pleased with my decision to give Lending Club a try l have already told my friends about it! Thank You so much for your... See more

Rated 5 out of 5 stars

This was the best loan process I have ever been through. Clear communication and instruction. Ease of use to submit information, and the turnaround time was exceptional on receiving the funds.

Rated 4 out of 5 stars

Application was quick and easy. Very straightforward. No hoops to jump through. Applied on Saturday and application was accepted and the funds arrived on Tuesday morning! Thank you!

Rated 4 out of 5 stars

It was easy to apply. Things happened when I was told. Actually, it was faster than I expected. I do not give 5 stars because messages were confusing. I was told the loan was approved. But then it wou... See more

Rated 4 out of 5 stars

Treatment of past borrowers in good standing is what brings me back. With quick funding is a big plus. Thank you for being there when I need you

Rated 2 out of 5 stars

Getting the loan was easy. However, it's been 30 days since and 1 of my cc still hasn't been paid or the funds sent to me. I have called 6 times and am getting the runaround. (The story I'm told does... See more

Company replied

Rated 1 out of 5 stars

Horrible website, the tech is maintained by what seems like 5 year olds. Applications wont load, applications wont submit, mobile app wont load, its deffinatly not user error or internet issues. The c... See more

Company replied

Rated 5 out of 5 stars

Lending Club has always been there for me. They have blessed me with many loans. The whole process of getting a loan from Lending Club is fast and easy. When a person is already stressed becaus... See more

Rated 5 out of 5 stars

Wow! What a great experience. I was so nervous about refinancing high interest loans but Lending club made it so easy and hassle free. Application was easy, payment was seamless and now I'm saving ove... See more

Rated 5 out of 5 stars

The ease of process was refreshing. I applied and had funds very quickly. I have no comments on customer service experience, as I have yet to need it.

Rated 5 out of 5 stars

This was really easy to get the loan information together. The funding happened in 3 to 5 business days just like you all said it would. Thank you for helping us get out of the credit card rat race... See more

Rated 5 out of 5 stars

The simplicity and ease of filling out the application made my experience great. The fast or almost immediate approval was amazing. The speed of all selected accounts being funded was spectacular.... See more

Rated 5 out of 5 stars

Thank you from the bottom of my heart for this loan! It happened exactly when I needed it to pay for something unexpected. I’ve had several loans with this company and they are awesome to work with.

Rated 5 out of 5 stars

This is the second time I have used this service. The application process is very simple and by far has better rates than credit cards. It makes it easier to manage and pay off your debt quickly.

Rated 5 out of 5 stars

This is my second loan through Lending Club. The process is smooth, easy, and fast. They approved my loan and distributed the funds to my bank and credit card within hours. The money was in my account... See more

Rated 5 out of 5 stars

I would recommend them to anyone. I applied a Thursday at about 23:30 hours and mid morning Friday I was notified that I was approved, was notified that it would be several days (don’t remember the n... See more

Rated 5 out of 5 stars

Wow! This was so easy. I appreciate the quick process. This will help me get on track. These interest rates are horrible on credit cards. Thank you lending tree

Rated 5 out of 5 stars

The quickness of this process was absolutely amazing, I can't thank Lending Club enough. I will undoubtedly deal with lending club again in the future.

Rated 5 out of 5 stars

Great experience working with Lending Club! The entire process from application to approval to funds transfer was seamless! Very impressed with this company and would highly recommend! Thank you Lendi... See more

Rated 5 out of 5 stars

Easy and fast. Mist importantly the loan interest and payments were transparent and i was able to set up autopay from my bank

Rated 5 out of 5 stars

Smoothest loan experience I could have imagined. Rates and fees clearly stated up front. Highly recommended.

Rated 5 out of 5 stars

By far the fastest online loan I've ever had with reasonable rates. Start to finish was 3 days and a lot quicker than I was told. If I need another loan, I'll definitely use Lending Club.

Rated 5 out of 5 stars

Lending club has never let us down its easy to apply the process is fast will continue to use them

Rated 5 out of 5 stars

I was so surprised how quick and easy this was. In fact, it was too easy and at first thought it might be a scam. But money was transferred in 3 days. Oh, and allowing me to pay off my credit cards ra... See more

Rated 5 out of 5 stars

I am very satisfied with my experience. The processing time, on line application had good instructions and easily understandable. The payments are well in my budget

Rated 5 out of 5 stars

Very easy application and approval. Quick deposit and fair terms. Will be using LendingClub again and again!

Rated 5 out of 5 stars

The application was easy and straightforward. They kept me informed throughout the process. My loan was funded in a timely manner. I'm using the loan to pay off credit card debt. Not only I will be pa... See more

Rated 5 out of 5 stars

The loan process was simple, direct, and to the point. It was by far the most honest and less time consuming application I have ever applied for and the most ever less stressful. The best part wa... See more

Rated 1 out of 5 stars

Worst company if you are looking for a personal load. Don't waste your time they are lack of customer service and support.

Company replied

Rated 1 out of 5 stars

My experience wasn’t very good. The product quality didn’t meet my expectations, although the delivery was on time. Hopefully, they can improve their quality in the future.

Company replied

Rated 5 out of 5 stars

This time around the experience was so smooth and easy. I have been a customer in the past and will continue to use you all in the future for all of my loan needs.

Rated 1 out of 5 stars

I would give a zero if I could. This company lies to you. They told me I was approved for a loan. When I didn't receive my loan I asked when should I expect it in my account they said they canceled... See more

Company replied

Rated 5 out of 5 stars

It was easy and non threatening to apply for a loan. The numbers were more reasonable than any other lender.

Rated 5 out of 5 stars

The process was simple and easy, as well as how long it took to payoff what I needed paid and deposited the rest into my account. I would highly recommend this company. I will be using them in the fut... See more

Rated 5 out of 5 stars

Great job on this loan. Quick, fast, complete and creditors were paid within 3-5 days of loan. I day approval rating. Awesome!!!


Company details

  1. #1 of 26 best companies in Bank
  2. #35 of 104 best companies in Financial Institution

About LendingClub

Written by the company

About LendingClub

Written by the company

LendingClub is reimagining what a bank can be by building our business around a simple belief: when our members win, we win. Leveraging innovative technology and engaging mobile-first experiences, our integrated suite of financial products helps people keep more of what they earn and earn more on what they save. Our 5+ million members love us for easy access to credit, plus checking and savings accounts that reward smart financial choices like on-time payments and consistent saving.

Need more information?

___


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

12K reviews

5-star
4-star
3-star
2-star
1-star

At Trustpilot, it's all about human content. This business can also access our AI-assisted response tool which helps them draft replies.

How this company uses Trustpilot

See how their reviews and ratings are sourced, scored, and moderated.

Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

This was an amazing experience Lending…

This was an amazing experience Lending Club makes the process very easy. They paid everything that I requested within 3 days, and the remaining funds were in my bank account the next day.
I would highly recommend Lending Club.

April 7, 2026
Rated 5 out of 5 stars

Easy online application

Easy online application. Fast funding once approved. Affordable monthly payments. No penalty for early payoff. Finally, a company that has helped in a way to make me feel like I could breathe again! (This is my 2nd loan through this company and would work with them again in the future).

April 9, 2026
Rated 5 out of 5 stars

Fast and speedy service

Fast and speedy service. Life changing to help decrease debt. The best decision I made. Thank you lending club for helping me to decrease debt I would highly recommend!

April 9, 2026
Rated 1 out of 5 stars

loan says in review for a month either…

loan says in review for a month either approve it or deny it.... very frustrating!!! not recommend!

April 10, 2026
LendingClub logo

Reply from LendingClub

Thanks for bringing this to our attention. We’ll attempt to contact you directly. If you need something in the interim, please contact us at 1-888-596-3157, Mon-Fri 5am-5pm PST or Saturdays 8-5pm PST.

Rated 5 out of 5 stars

Fast and stress free

Once you see your offers and choose the one that’s best for you, it takes about 2 days to hit your account . The application is super easy and fast.

April 10, 2026
Rated 5 out of 5 stars

Seamless user experience

Lending club has one of the most seamless user interface and the overall user experience from any friends and family I’ve recommended also love this bank. Truly the pinnacle of financial service!

April 9, 2026
Rated 5 out of 5 stars

Personal loan

Everything was an easy streamline process. This was a 1st for me and I found it to be a very easy process.

April 10, 2026

The Trustpilot Experience

Anyone can write a Trustpilot review. People who write reviews have ownership to edit or delete them at any time, and they’ll be displayed as long as an account is active.

Companies can ask for reviews via automatic invitations. Labeled Verified, they’re about genuine experiences.

Learn more about other kinds of reviews.

We use dedicated people and clever technology to safeguard our platform. Find out how we combat fake reviews.

Learn about Trustpilot’s review process.

Here are 8 tips for writing great reviews.

Verification can help ensure real people are writing the reviews you read on Trustpilot.

Offering incentives for reviews or asking for them selectively can bias the TrustScore, which goes against our guidelines.

Take a closer look