Only company I will go to in the future at times when unexpected expenses pop up , if you are an existing customer it literally only takes a couple of minutes to apply for the money you need and for t... See more
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Based on these reviews
I had a generally positive experience with Lending Stream when I needed a small amount of money before payday. The application process was straightforward and quick, and I received a decision wi... See more
Company replied
Was simple and quick really good great help when need for few days wouldnt leave longer to pay back sooner you pay full amount less intrest you pay
Company replied
Lending stream are here to help and check your affordability and are always at hand if you need any help if you are struggling. I recommend lending stream.
Company replied
Company details
About Lending Stream
Written by the company
Lending Stream is a UK-based direct lender. We provide six-month short-term loans to help people manage unexpected expenses.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Since 2008 we have helped over 900,000 customers across the UK. Our goal is to make borrowing simple. That means no hidden fees and clear information.
With Lending Stream:
- Apply online 24/7, with decisions made in seconds.
- If approved, cash is sent to your bank in 90 seconds.*
- No early repayment fees.
New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1500.
We consider applications with bad credit. We understand life happens and a credit score doesn't tell the whole story.
*It may take longer to reach your account depending on your bank’s processes.
Authorised and Regulated by the Financial Conduct Authority. Registration Number 689378.
Short term loans from Lending Stream
Written by the company
- New customers can borrow from £50 to £800. Existing customers can borrow from £100 to £1,500.
- With Lending Stream you get 6 months repay, no early repayment fees and we look at more than just your credit history on your application.
- Trusted
- Over 50,000 reviews with 4.8/5 average rating, we are rated Excellent on Trustpilot.
- Convenient
- 24/7 simple & online application. Instant decision. Direct lender since 2008.
- Affordable
- Repay over 6 months. Pay off early with no extra fees and save on interest.
- Fast
- Cash sent to your bank in under 90 seconds, if approved. It may take longer to reach your account depending on your bank’s processes.
- Representative Example: Given a Representative APR of 1271%, if you borrow £300 over 6 months at 292% p.a. (fixed), you would owe 6 equal repayments of £96.39. You will repay £578.36 in total. Warning: Late repayment can cause you serious money problems. For help go to moneyhelper.org.uk.
Contact info
PO Box 10756, LE3 4GX, Leicester, United Kingdom
- 0203 808 4440
- info@lendingstream.co.uk
- lendingstream.co.uk
4.9
Excellent
31K reviews
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If you pay back early they don't give…
If you pay back early they don't give you another loan.
September 4, 2025
Reply from Lending Stream
Hi Anthony,
Thank you for your feedback. We're sorry to hear you feel this way. We understand it can be disappointing when a new loan application isn't successful, especially after repaying early.
All applications are assessed individually based on a range of criteria at the time of applying, and we're not always able to offer a loan even to customers who've had loans with us before. While this may not be the outcome you were hoping for, eligibility can change over time, so it may be possible to apply again in the future if your circumstances change.
If you'd like to discuss this further or have any questions about your application, please don't hesitate to contact us at https://www.lendingstream.co.uk/contactus/ or call us on 0203 808 4440.
Thanks again,
Lending Stream
Easy to sort ...help when I need it
April 23, 2026
Reply from Lending Stream
Hi Susan,
Thank you for your 5-star review! We're pleased to hear that we were able to help you when you needed it and that you found our service easy to use.
Thanks again,
Lending Stream
Easy process and super fast transfer…
Easy process and super fast transfer matter of minutes
April 22, 2026
Reply from Lending Stream
Hi Daniel,
We're so glad the process was easy for you, and that you received your funds in just a few minutes! Thanks for the great feedback.
Lending Stream
Very helpful and fast
April 23, 2026
Reply from Lending Stream
Hi Paul,
We appreciate you sharing your experience; we are so glad we could help you quickly and efficiently.
Lending Stream
The best and fastest way to get your…
The best and fastest way to get your loan.. very reliable
April 19, 2026
Reply from Lending Stream
We're so happy to hear that you consider our service the best and fastest way to get a loan. We appreciate your positive feedback regarding our reliability!
Lending Stream
Excellent fast service and took the…
Excellent fast service and took the stress away immediately. Highly recommended
April 23, 2026
Reply from Lending Stream
Hi Jason,
We appreciate you recommending our fast service. We are so happy that we could provide a stress-free experience for you. Thanks for the review!
Lending Stream
Fantastic quick service.
April 19, 2026
Reply from Lending Stream
Hi Craig,
We appreciate you sharing your experience! We're glad our service was helpful and straightforward for you. Thank you for your positive feedback.
Lending Stream
Only company I will go to in the future…
Only company I will go to in the future at times when unexpected expenses pop up , if you are an existing customer it literally only takes a couple of minutes to apply for the money you need and for the cash to be in your bank.took so much worry off my shoulders.
April 19, 2026
Reply from Lending Stream
Hi Kerry,
We appreciate you sharing your positive experience! It's great to hear our quick application process and fast funding helped ease your worries during unexpected times. We're happy to be your go-to resource.
Lending Stream
Reply from Lending Stream
Hi Ray,
We're happy to hear that your experience was fast, easy, and accessible. Thank you for your feedback.
Lending Stream
Reply from Lending Stream
We're happy to hear that you had a quick and easy loan process. Thank you for sharing your positive experience with us!
Lending Stream
Easy to navigate and good terms
Easy to navigate and good terms. I'll be using this again if need be
April 19, 2026
Reply from Lending Stream
Hi Jay,
We're happy to hear that you found our services easy to use and beneficial. Thank you for your positive feedback; we appreciate your time!
Lending Stream
Reply from Lending Stream
We're happy our platform was easy to navigate. Thank you for your positive feedback; we appreciate you sharing your experience with us.
Lending Stream
Helpful service.
April 23, 2026
Reply from Lending Stream
Hi Merilyn,
We're happy you found our service fast, efficient, and helpful, with a quick payout. Thank you for your very positive feedback!
Lending Stream
i cannot say enough they are just great…
i cannot say enough they are just great i would be totally lost with out lending stream
April 22, 2026
Reply from Lending Stream
Hey John,
We appreciate your kind words! We're happy to hear that our services have been so helpful to you, and we are grateful for your positive feedback.
Lending Stream
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