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LendKey Reviews 483

TrustScore 4.5 out of 5

4.5

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Rated 5 out of 5 stars

Being in loan and real estate for so long, but I have never encountered such an excellent personal loan like LendKey. Loan process is so easy, the best rate 9% APR, different length of payment history... See more

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Rated 1 out of 5 stars

I had a bill due, and no notice was given. I got a call from a rep, but they wouldn't even say what it was regarding and just ask for sensitive information with no guarantee who it was. I sure h... See more

Rated 5 out of 5 stars

From initial account creation to finalizing terms and setting up auto-pay, LendKey makes it easy! I had my old high interest loans taken over and bundled into one much lower interest loan. The entire... See more

Rated 5 out of 5 stars

I’ve been with LendKey for quite a while now (cumulatively). I’ve refinanced my private student loan several times over the past five years and LendKey was a serviced I selected twice, to include the... See more

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About LendKey

Written by the company

Get to Know LendKey

LendKey is on a mission to make lending simple. We connect our partner financial institutions with consumers looking for education loans to help them achieve their goals. Consumers enjoy low-rate loans through our digital platform. Applying for a loan with LendKey is fast, transparent, and has no unnecessary fees.

First-Class Customer Service

Applying for a loan can be daunting but don’t worry, we are here to help! Our dedicated customer support team is there to help you through the loan process and can answer any questions you may have. Give us a call or email.

Student Loan Refinancing

Refinancing student loans allows you to do a few things. If you have multiple loans, you can combine them into one brand new loan making it more convenient to stay on top of personal finance. You’ll also have the chance to release consigners on your existing loans, eliminating them from any liability. A student loan refinance replaces all your existing loans (or a single student loan if you only have one) with a new loan with new terms. By qualifying for a lower interest rate or reducing the payback period of the new loan, you could save thousands in interest over the life of the loan. By refinancing your existing student loans, you could see a dramatic reduction in your interest rate. Check your rate with no impact to your credit score via LendKey.com.

Private Student Loans

Achieve your dreams of higher education with a low-rate student loan through LendKey! You may be able to borrow up to 100% of your school-certified cost of attendance. This may include tuition, room and board, textbooks, and other related education expenses. Students can apply for this loan if they are enrolled at least half-time in a degree-granting program from an approved school. This application is credit-based so if you do not have an established credit history and a steady source of income, a cosigner may be needed.


Private student loans should be used as supplemental funding after exhausting all sources of financial aid, including grants, scholarships, and federal student loans. Federal loans offer more attractive terms when compared to most other borrowing options, including private student loans. For more information on federal loans, visit http://www.fafsa.ed.gov.


Contact info

  • 9999 Carver Road, Suite 400, 45242, Blue Ash, United States

  • lendkey.com

4.5

Excellent

TrustScore 4.5 out of 5

483 reviews

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Replied to 100% of negative reviews

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Rated 5 out of 5 stars

I like how simple and easy the…

I like how simple and easy the refinance process was. The site is relatively easy to use. On your account page, you can see everything right away, which I really like. However, it would be ideal to have an app.

April 3, 2022
Rated 5 out of 5 stars

Fast and great service

The application process and the money distribution was quick. Lankey was able to find insecure a low interest rate for my private student loans

March 24, 2022
Unprompted review
Rated 1 out of 5 stars

Sketchy at best

I am the cosigner for my daughters loan. I have a regular income (employee) and submitted the W2's (had 2 different jobs last year). Have another income and submitted the 1099 (side consulting job). My regular income alone would have addressed the requirement for the loan but now they need 3 years of detailed tax returns. Sounds like they are data mining personal information.

March 8, 2022
Unprompted review
Rated 5 out of 5 stars

Great service and great rate

The experience was very good from start to finish. It took less than 2 weeks from start to end. They were very responsive and the rate saved us a good amount of money. I would recommend LendKey to anyone looking for a loan.

March 3, 2022
Rated 1 out of 5 stars

The loan I requested was not given

The loan I requested was not given. I had asked for an overpayment to be able to pay off other bills but this could not be done. Very disappointed as in the past refinancing I was able to have this done.

February 28, 2022
Rated 5 out of 5 stars

This was by far the easiest process…

This was by far the easiest process I've ever done. It was so quick and not hard to navigate. I really needed my interest rate lower and I needed to get my co-signer off, I did both of those through LendKey. I am so thankful and excited to pay lower and less overtime.

February 28, 2022
Rated 3 out of 5 stars

Better rate, not the easiest process

I came to LendKey immediately after going most of the way through the ReFi process with another widely-known student loan ReFi company - stopping short of signing on the X. The process at the other company was incredibly easy - just minutes and a few little inputs and it was time to sign. But I worried that it was too easy - it made me double back and make sure there wasn't somewhere I could get a better rate. I'm glad I took a second look. LendKey got me over 1% improvement in rate, saving thousands. The "problems," I had were likely less related to LendKey and more to do with the Credit Union that it linked me with for the actual loan. They were surprisingly slow - so slow that it made me a little anxious about the process. My wife worked for a CU before though so I knew this was kinda normal. The submission process here was very manual and gave me opportunities to make mistakes, totally unlike the competitor. Finally, the rate I ultimately got was 0.25% higher than expected. The initial quote was 2.95%, with additional 0.25% discount for auto-pay. In the end, my rate with auto-pay was 2.95%. Oh well, still much better than the original rate I was so close to signing up for.

February 25, 2022
Rated 5 out of 5 stars

This was a very painless process with a…

This was a very painless process with a short timeframe. Lendkey allowed me to refinance my student loans with a reasonable payment plan and fixed rate that won't change even with the reduction of my cosigner. Overall great experience.

February 24, 2022

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