Lifetime Capital Reviews 28

TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

Huge thank you to Paige Harris for all your help with our mortgage! As first time buyers we were unfamiliar with the process but Paige talked us through every step and was always there to answer any q... See more

Rated 5 out of 5 stars

We had a great experience with Lifetime Capital. The onboarding process was extremely efficient and stress free. Bobbie and Joe were proactive and knowledgable and answered any and all questions we ha... See more

Rated 5 out of 5 stars

10/10 and HIGLY RECOMMEND! Me and my husband can’t thank Deme at Lifetime Capital ENOUGH. What seemed impossible due to our personal circumstances, was made possible through Deme’s hard work, skill... See more

Company details

  1. Mortgage Broker
  2. Insurance Agency

Written by the company

At Lifetime Capital, our aim is to provide expert advice coupled with unrivalled customer service, enabling you to make an informed decision on the product that is most suited to your individual needs, whatever they may be.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

28 reviews

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Rated 5 out of 5 stars

Excellent Service

I’m very grateful for the service provided. Paige Harris has been extremely supportive throughout the process, consistently responding promptly and with a professional and helpful approach. She ensured I was well informed at every stage, which as a first-time buyer made the experience feel far less overwhelming and much easier to manage. She's a valuable asset to the team.

March 2, 2026
Unprompted review
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Rated 5 out of 5 stars

We had a great experience with Lifetime…

We had a great experience with Lifetime Capital. The onboarding process was extremely efficient and stress free. Bobbie and Joe were proactive and knowledgable and answered any and all questions we had. 10/10 would recommend.

February 4, 2026
Unprompted review
Rated 5 out of 5 stars

Terrasa was incredible from the start…

Terrasa was incredible from the start when I had been declined a mortgage from my bank. We went through my credit file together and ended up finding a better deal that was approved. Highly recommend 💕

December 17, 2025
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Rated 5 out of 5 stars

Highly highly recommend Paige Harris…

Highly highly recommend Paige Harris who helped us massively with our remortgage! She kept us informed at all times and was so responsive where we had any questions! Paige made the process go smoothly and was such a great support

December 1, 2025
Unprompted review
Rated 5 out of 5 stars

Binoche Chan provided the best help…

Binoche Chan provided the best help with my mortgage! She was incredibly professional, patient, and knowledgeable throughout the entire process. Binoche took the time to explain every detail clearly, answered all my questions promptly, and made what could have been a stressful experience feel easy and smooth. Her advice was honest and tailored to my situation, and I always felt confident that I was in good hands. I’m so grateful for her guidance and support — I couldn’t have asked for a better mortgage advisor. Highly recommended!

May 15, 2025
Unprompted review
Rated 5 out of 5 stars

Our consultant was Terrasa Dower

John Hill and Deborah Hill.
We contacted Terrasa Dower at Lifetime Capital after being recommended by a friend in the Property business who we really trust and who told us she was the best financial consultant that he had ever dealt with.
I am so glad we followed his advice.
Terrasa is a very efficient and knowledgeable person with a very friendly and empathetic manner.
She was relentless in seeking the best mortgage finance for us and was able to offer a brilliant deal.
We were so sorry to not be able to proceed due to a change in our circumstances which Terrasa accepted gracefully and wished us well in the future.
We would go back to Terrasa in a shot for any future requirements and wouldn’t hesitate to recommend her. Thank you so much Terrasa, it is rare to deal with someone with such kindness and integrity.

June 2, 2025
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Rated 5 out of 5 stars

Life Insurance & Mortgage

I have been using Lifetime Capital, specifically Joe and Bobbie, over the last 6 years with several mortgage/re-mortgage applications. They are knowledgeable and responsive, but most importantly pro-active - contacting me, without prompt, when rates change in my favour.

More recently Rob Williams has helped me secure a Life Insurance policy, which was a challenging ask owing to my medical history - I am a Type 1 Diabetic with related complications. Rob was patient, thorough and persistent in his attempts to secure a policy.

September 16, 2025
Unprompted review
Rated 5 out of 5 stars

First class service

First class service. Would definitely recommend this Company. We dealt with Ben and Jake who explained everything in great detail for a smooth process. Very pleased with them.

August 11, 2025
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Rated 5 out of 5 stars

Excellent experience

Excellent experience with this company. I got a very favourable fixed rate mortgage from Terrasa Dower. She dealt with any problems with my solicitor and always kept me informed of the progress. She also recommended other services that I needed.

July 9, 2025
Unprompted review
Rated 5 out of 5 stars

What a great experience and service…

What a great experience and service from Natalie Powell. She immediately made me feel at ease with the process, which was completed in record speed! Highly recommended. Thanks Natalie 😊

June 11, 2025
Unprompted review
Rated 5 out of 5 stars

Brilliant mortgage advisor

Our mortgage advisor Terrasa was Absolutly brilliant, very helpful and very friendly we couldn’t have asked for anyone better, she was there day and night for us. We would recommend her to everyone. She’s the best! :)

Thank you so much Terasa!

January 1, 2025
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Rated 5 out of 5 stars

We had a fantastic experience working…

We had a fantastic experience working with Stefan from Lifetime Capital. Their deep knowledge of the mortgage market and ability to explain complex options made the process so much easier for us. Stefan was always responsive, answering our questions quickly and thoroughly, and provided us with a range of options to consider, ensuring we made the best decision for our needs. We highly recommend Stefan to anyone looking for expert guidance and top-notch service!

March 20, 2025
Unprompted review
Rated 5 out of 5 stars

5 Star Service ⭐️

A huge thank you to Nathan and Bobbie who were fantastic in helping me in my search for my flat. I was a first time buyer and they explained the process, tracked mortgage rates and were very responsive to any questions that I had.
I am very grateful for the assistance and I will certainly be using Lifetime Capital again! Highly recommended!

December 11, 2024
Unprompted review
Rated 5 out of 5 stars

Great support for first time buyer and remortgaging with a help to buy equity loan

Both for my initial help to buy mortgage and re-mortgage Nathan Williams has been great!

As a first time buyer, he was very responsive to all my questions about the process. His knowledge and efficiency made the whole process so smooth.

For my recent remortgage, which was trickier due to paying off the help to buy equity loan, him and Bobbie Tobias, were brilliant. Especially in a changing interest rate environment, they were very helpful and patient in getting the best deal and supporting me through the cumbersome process of sorting out the help to buy equity loan with Homes England.

I have already recommended Nathan to friends in the past and would definitely recommend to others in future too!

September 25, 2024
Unprompted review

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