Liquid Expat Mortgages Reviews 

273
TrustScore 5 out of 5

4.9

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Review summary

Created with AI, based on recent reviews

Evaluating 98 reviews, reviewers overwhelmingly had a great experience with this company. Clients consistently highlight the exceptional market knowledge, professional attitude, and constant support provided by the team, making complex property purchases entirely straightforward. People deeply appreciate the clear communication, proactive updates, and prompt responses, which give them complete confidence throughout every single stage of the journey. However, some people mentioned that the overall mortgage procedure could occasionally take a bit of time to finalize or experience minor delays. Despite these occasional hurdles, consumers consistently feel well-guided, supported by patient agents, and strongly recommend their expert financing services to other expats.

What people talk about most

Service

Users describe positive interactions with service, highlighting efficient communication and expert guidance... See more

Staff

Consumers find staff to be positive, helpful, and highly professional throughout the mortgage process.... See more

Customer service

Customers consistently note positive experiences with customer service, highlighting knowledgeable and... See more

Response time

Reviewers mention positive feedback about response time, highlighting exceptionally prompt communication and... See more

User experience

Customers had positive experiences with user experience, highlighting how straightforward, quick, and... See more

Reviews shaping this summary

Rated 5 out of 5 stars

I had such a great experience with Liquid Expat Mortgages. Vanessa and Julie were both amazing to work with — friendly, knowledgeable, and always quick to respond. They clearly have deep market knowle... See more

Rated 5 out of 5 stars

John and Vanessa have been amazing. Despite our case being more complicated than most, their diligence, perseverance and professionalism at every step of the way meant we were able to secure a mortgag... See more

Rated 5 out of 5 stars

The expat mortgage team walked me through each step, they were patient and understanding. Communication from them was outstanding and prompt, ensuring I knew exactly what I needed to satisfy the lende... See more

Rated 5 out of 5 stars

The service provided by Expat Mortgages was excellent, our agent Anastacia Pienaar was always available to answer any questions we had. Nothing was ever a problem even when it was not part of their... See more


Company details

  1. Mortgage Broker

Written by the company

Since 2007, Liquid Expat Mortgages has been finding the best UK mortgage products and rates for every type of expat buyer. Whether you’re investing in property or looking to buy your first home, our experienced team of expat mortgage specialist advisers can help. For almost 15 years Liquid Expat Mortgages has provided all forms of finance for anyone looking to purchase or remortgage in the UK. Anyone who has tried to obtain a UK mortgage or UK remortgage whilst working or living outside the UK will appreciate the complexities of organising any type of mortgage. With time zone differences, identity requirements, no UK credit footprint, foreign currency salaries and other legal requirements from lenders, it’s easy to give up on finding your ideal mortgage. Our end-to-end service has helped customers worldwide secure their specific mortgage whether they remain in their host country or if they are coming back to live in the UK. We are a totally independent specialist expat broker with qualified mortgage consultants and are registered with the Financial Conduct Authority (FCA) for total peace of mind. We have developed solid and long-standing relationships with over 50 UK lenders including specialist boutique and niche lenders you won’t find on the high street.


Contact info

4.9

Excellent

TrustScore 5 out of 5

273 reviews

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4.9

All reviews

(273)

97 reviews in the last 12 months

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Rated 5 out of 5 stars

Liquid Expat were excellent from start…

Liquid Expat were excellent from start to finish. Joe secured me a great mortgage product and explained the options clearly, making the whole process feel straightforward and well thought out. Vanessa was equally impressive—always receptive, proactive, and incredibly helpful in chasing and organising the documentation to get everything over the line for the mortgage offer. Communication was smooth, timelines were met, and I always felt like the case was being actively managed rather than just sitting in a queue. I’d happily recommend them to anyone needing a reliable, professional mortgage broker.

February 17, 2026
Unprompted review
Rated 5 out of 5 stars

Joe and Liam very professional and…

Joe and Liam very professional and helpful throughout the whole mortgage application process, constantly keeping me updated and going above and beyond. Used them for two acquisitions as an Expat purchasing in the UK, would highly recommend and certainly using them again in the Future. Real credit to the company

February 17, 2026
Rated 5 out of 5 stars

Great advice and service!

Raja was attentive to our needs and followed up on everything so that our mortgage process was quick and efficient. Raja was able to present us with products based on what we wanted and recommended a product to suit our lifestyle. Thank you for the great advice and service!

February 1, 2026
Unprompted review
Rated 5 out of 5 stars

The expat mortgage team walked me…

The expat mortgage team walked me through each step, they were patient and understanding. Communication from them was outstanding and prompt, ensuring I knew exactly what I needed to satisfy the lenders. Without them my sale would have fallen through, I am very grateful for their support and will certainly use them again.

September 1, 2025
Unprompted review
Rated 5 out of 5 stars

finance made easy.

This is the second time i have used Liquid Expat.

Once again they secured finance at a good rate and were responsive throughout the process.

If you are an expat that needs finance in the UK liquid are highly recommended

September 20, 2025
Unprompted review
Rated 5 out of 5 stars

Exceptional Expat Mortgage Support – Highly Recommend Anastacia!

I had an outstanding experience working with Liquid Expat Mortgages to secure my UK mortgage while living abroad. The process of buying or remortgaging from overseas can be incredibly daunting, but the team made it feel seamless and stress-free.

A special thank you goes to Anastacia, who was absolutely brilliant throughout the entire journey. She was professional, highly knowledgeable, and always available to answer my questions, no matter how small. Her communication was excellent—she kept me updated at every stage and made sure everything moved forward smoothly even when terms were complicated.

It is clear that Liquid Expat understands the unique challenges expats face. If you are looking for a broker that is responsive, patient, and truly knows the market, I cannot recommend Liquid Expat Mortgages and Anastacia highly enough. They saved me a significant amount of time and hassle. I will definitely be using them again in the future!

January 15, 2026
Unprompted review
Rated 5 out of 5 stars

Excellent team

Excellent service and help. Straightforward, supporting and amazing customer service. Anastasia was an amazing support could not have completed without her.

October 22, 2025
Unprompted review
Rated 5 out of 5 stars

Exceptional Support and Outstanding Communication

I had an excellent experience with LiquidExpat from start to finish. Communication was clear, consistent, and reassuring throughout the entire process, even though international lending naturally takes time. I always felt informed and supported.

A special thank you to Simon and Anastacia, who went above and beyond to guide us into the UK lending market as Canadian residents. Their expertise, patience, and genuine care made a complex process feel manageable and stress-free. Without their guidance, this journey would have been extremely difficult.

I highly recommend LiquidExpat to anyone looking to invest in the UK, especially overseas investors who are unsure where to begin. A truly professional and trustworthy team

January 12, 2026
Unprompted review
Rated 5 out of 5 stars

The service provided by Expat Mortgages…

The service provided by Expat Mortgages was excellent, our agent Anastacia Pienaar was always available to answer any questions we had. Nothing was ever a problem even when it was not part of their duties they assisted us.
The process from our initial enquiry to us completing they were always in contact with us.
Would recommend their services to anyone in the Expat community.

August 12, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent service

Excellent service, the team is professional, responsive, and highly knowledgeable about expat mortgages, making the entire process smooth and stress-free. I would highly recommend them to anyone living abroad looking for reliable mortgage advice.

December 18, 2025
Unprompted review
Rated 5 out of 5 stars

Liam from Liquid Expat does great work

Liam from Liquid Expat Mortgages has worked on remortgaging 2 different properties of mine in the UK which had lots of different moving parts and complexity as I live and earn income in Australia.

He was thorough and was able to articulate the requirements from the lender in question which made the whole process easier and timely.

I would definitely recommend Liam and the company itself if you’re an expat living abroad and trying to get a mortgage in UK as they have expertise in this area when many other mortgage brokers were not able to help or couldn’t deliver any results.

Thanks,
Rob

December 2, 2025
Unprompted review
Rated 5 out of 5 stars

Outstanding Service from Liquid Expat Mortgages

My experience with Liquid Expat Mortgages was excellent from start to finish for my BTL expat mortgage. Special appreciation goes to Vanessa for her dedication and prompt responses throughout the process, as well as to Joe for his support. The team made everything smooth and straightforward. Highly recommended.

December 11, 2025
Unprompted review
Rated 5 out of 5 stars

Great experience

Joe and his team were great.
Helpful, honest and professional.
I cannot say the same of some other UK brokers I had the displeasure of dealing with during the past few years.
I highly recommend Liquid Expat for anyone in need of financing, especially if more complex and challenging circumstances apply.

December 4, 2025
Unprompted review
Rated 5 out of 5 stars

Excellent service

Our situation was not straight forward and we struggled to find a product to suit us previously. However, from the first communication with the team we felt in good hands and this continued throughout until we had completed the mortgage. They were all knowledgable, positive, keen to help as much as possible and very professional with easy procedures to follow. Would definitely recommend to any expats mortgaging a UK property

December 2, 2025
Unprompted review

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