Lloyds Business Accounts Reviews 1,336

TrustScore 4 out of 5

4.0

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Review summary

Based on reviews, created with AI

Reviewers had a great experience with this company. Customers frequently highlight the ease and efficiency of opening a business account, often describing the process as straightforward and hassle-free. Many people appreciate the helpfulness and knowledge of the staff, noting their excellent support and clear communication. The user experience, especially with the mobile app and online banking platform, is often praised for being intuitive and easy to navigate, making daily transactions and account management simple. However, some customers also noted inconsistencies with the service and customer support, mentioning slow response times or difficulties when interacting with telephone help systems. A few other people also felt that the website and some internal processes were outdated or clumsy, leading to delays and a less flexible experience.

What people talk about most

Service

Clients share ambiguous opinions on service. Many reviewers report positive experiences, highlighting easy... See more

User experience

Customers generally report positive experiences with the user experience. Many found the account opening... See more

Customer service

Consumers find customer service to be ambiguous. While some reviewers praise the excellent and helpful... See more

Staff

Reviewers highlight positive aspects of staff. Many customers praise the helpfulness and efficiency of the... See more

Website

Reviewers mention ambiguous feedback about the website. Some customers found the online process simple,... See more

Based on these reviews

Rated 4 out of 5 stars

On the whole opening the business account was easy. However, the process took several weeks and the bank did not transfer my old business account with another bank over to Lloyds as I requsted.

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Rated 4 out of 5 stars

I’ve had a very smooth experience with Lloyds for my business banking. The mobile app is intuitive and makes managing daily transactions easy. Customer support has been helpful whenever I've needed to... See more

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Rated 4 out of 5 stars

Overall, a positive outcome, as Lloyds was able to open the business account. The main drawback was the length of time it took, around six weeks, and the limited space to properly explain our business... See more

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Rated 5 out of 5 stars

An easy to follow process that was quick and very efficient. I encountered no problems whatsoever along the route and it all seemed to be dealt with so quickly. Swift delivery of cheque book and depos... See more

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Rated 5 out of 5 stars

Lloyds made the process of opening a business bank account hassle free. They explained the process clearly and provided advice on other products that could benefit our business. I have confidence that... See more

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Rated 5 out of 5 stars

Easy to set up and the portal is easy to navigate. There are some features that are not available which I think should be looked at. All in all the experience was easy and our relationship manager Lin... See more

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Rated 5 out of 5 stars

We’ve been with Lloyds Bank for over 15 years and have always had a great experience. The service has been consistently excellent, and doing business with them has been a pleasure. Our relationship ma... See more

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Rated 5 out of 5 stars

Iam currently a Lloyds Bank customer On both occasions opening my accounts has been very easy, As long as the information they ask from you is very clear and accurate

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Rated 1 out of 5 stars

Lloyds is just too far behind the competition when it comes to business banking online. Took me over 40min just to connect to someone who could tell me who the recipient was of an international... See more

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Rated 5 out of 5 stars

Opening my business was very easy and Lloyds helped me all the way 👍 I made mistakes but I phoned the business accounts number was put straight through and the Lloyds team was very understanding and... See more

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Rated 2 out of 5 stars

Stunningly awful. An irrelevant dinosaur, How can onboarding have been so antiquated (multiple branch visits, physical ID checks, bad service and then departmental failures and lengthy delays as they... See more

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Rated 5 out of 5 stars

Setting up a bank account for business can be daunting, due to the application process & the vast choices of different banks, I decided to bank with Lloyds for business & my personal account. I am ver... See more

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Rated 5 out of 5 stars

Opening the Account was easy than I think becuase every steps were clearely mentioned and guided on correct route to complete all the steps without any issue.

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Rated 5 out of 5 stars

Everything was quickly dealt with and seem to be a very good bank, lovely staff in newcastle and Durham branch, very helpful. I have Been asking for a statement in branch but it’s not possible so busi... See more

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Rated 1 out of 5 stars

I am a business account holder at Lloyds and I strongly recommend you DO NOT choose this bank. Please see below the nightmare that I am currently experiencing. Outrageous terrible customer service... See more

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Rated 5 out of 5 stars

Lara Berry, the Relationship Manager was excellent. She is very knowledgeable and very responsive. She understands my business and our pressures. The Account Opening and Onboard Teams were very quick... See more

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Rated 1 out of 5 stars

When it's all working it is fine, as soon as there is any interaction with the telephone help systems you find them slow, unhelpful or unavailable. Why would you only be able to ask why credit card tr... See more

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Rated 1 out of 5 stars

3 weeks and still no card or online access. first call, card and machine for online access on way, second call still being processed, third call oh you havent applied for online banking oh you didnt a... See more

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Rated 1 out of 5 stars

Just hopeless trying to get anything done. Trying to close my accounts after ceasing to trade. Had a settlement figure for my bounce back loan and paid to the penny but because Lloyds took so long to... See more

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Rated 5 out of 5 stars

We were opening an account for our golf society & chose Lloyds. We were assisted in the process & felt comfortable with the procedures.

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Rated 5 out of 5 stars

Have been with Lloyds for many years during which time I have been very happy. Opened a new business account with them recently and the overall experience was good and easy.

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Rated 5 out of 5 stars

It was very easy to open business account and I get quick help from support team to open it ,very recommended and I will be always with loyds bank the best in uk 👌

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Rated 5 out of 5 stars

I recently opened a business account with Lloyds Bank and had a very smooth and professional experience from start to finish. The staff were welcoming, knowledgeable, and took the time to explain... See more

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Rated 5 out of 5 stars

It took 6 days for Lloyds to open my Business Account following my application on 13/12. I was able to start trading pretty quickly. Thank you

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Rated 5 out of 5 stars

- "Excellent customer service, always helpful and efficient" - "Great online banking platform, easy to manage accounts" - "Lloyds Bank is reliable and trustworthy, always looking out for my... See more

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Rated 5 out of 5 stars

Setting up the account was straight forward, I now would like to talk to a business manager so as to explain my business etc

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Rated 5 out of 5 stars

The process was straightforward, quick, and easy to follow. Everything went smoothly from start to finish. Very happy with the experience.

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Rated 5 out of 5 stars

The time and patience of the lady helping me with the application in branch was invaluable. Without her help I would have struggled.

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Rated 5 out of 5 stars

I hate doing this sort of thing (opening a business bank account,) online, but the experience was relatively painless. So thank you.

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Rated 5 out of 5 stars

I hit a few hurdles setting up my initial business bank account with other banks, but everything was so easy with Lloyds. Easy and painless. Thanks.

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Rated 5 out of 5 stars

I couldn't have completed the process without the help of Natalie in branch ,I m 72 and not good with technology and she and other members of staff helped me complete the process that I found difficul... See more

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Rated 5 out of 5 stars

The staff were so helpful online and instore. Very patient and caring. We made a few visits to the Bank in Norwich and every time the staff were brilliant.

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Rated 5 out of 5 stars

My experience was great and the bank employees help me with everything I needed and I didn’t understand

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Rated 4 out of 5 stars

The process was what made the difference i was not asking them for anything but an account and they understood that, no dilly dallying around just get it done, I wish most banks could understand this.... See more

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Rated 5 out of 5 stars

I was very pleased with the time and patience they took to understand our budiness model which eventually led to the opening of our business account.

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Rated 5 out of 5 stars

The support from the staffs throughout the whole process of the opening of the business account

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Rated 2 out of 5 stars

Decent website and reasonable security. The low rating is like most banks, which have a heavy-handed approach to AML checks. If you don't provide the details needed, they close the accounts unt... See more

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Rated 2 out of 5 stars

I had zero feedback for 6 weeks and kept asking what they needed to open the account. They kept saying nothing was needed for 6 weeks. Then, after 6 weeks your agent informed me they required tour se... See more

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Rated 5 out of 5 stars

In one word, Lloyds bank is exceptional. Its dedicated support for start up businesses is phenomenal.

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Rated 4 out of 5 stars

It was not great at all Preferred old days when Icould sit with real person and sort out everything in far less time

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Rated 1 out of 5 stars

We took out a business loan with Lloyds which was paid off many years ago. However, I now learn that they did not release the security on the loan (apparently our business relationship manager should... See more

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Rated 5 out of 5 stars

The whole experience of changing business banking is usually difficult, however to change to Lloyds Bank was very easy.

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Rated 1 out of 5 stars

Onboarding staff are unhelpful and ridiculously nit picky about wording. I repeatedly had to ask my new landlord to amend letters to satisfy the requirements of the bank - this included having to chan... See more

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Rated 1 out of 5 stars

I decided to move one of my business accounts to Lloyds. I went through process, provided the required information and personal data only to be asked for more. This was fine and I understood the... See more

Company replied

Rated 1 out of 5 stars

every time I ring I get a different person and different instructions. No one seems to know what they are doing. I cannot update our details online and have spent hours on phone calls with no success.... See more

Company replied


Company details

  1. Bank
  2. Financial Institution

About Lloyds Business Accounts

Written by the company


Over one million businesses already bank with us. It’s time to join them.

We give you everything you need to start, run and grow your business, like secure online and app-based banking, support from real people and tools for everyday money management. Plus in-house loans, cashflow solutions, merchant services, FX provision, and more options to fit your business needs.

With over 250 years’ experience, we’re your partner for the long term. And we’ll help you take your next financial step with confidence.

Start-up small business >
Switch your account >

Contact info

Business Bank Account

Apply for a business bank account online in minutes

4.0

Great

TrustScore 4 out of 5

1K reviews

5-star
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Rated 4 out of 5 stars

Great Service

April 16, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Yogi Sockalingam,
Thanks for taking the time to leave a review and give us positive feedback. We’re always keen to hear suggestions for further improvements.
Regards,
Lloyds

Rated 5 out of 5 stars

Opening my Business Account with Lloyds…

Opening my Business Account with Lloyds Bank was really straightforward all online. Great service!

April 2, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Diamond H Watford,
We're happy to hear that opening your business account online was straightforward. We appreciate your feedback!
Regards,
Lloyds

Rated 5 out of 5 stars

Excellent service

Excellent service

April 16, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Jewel Farinha,
We really appreciate your review! It's wonderful to know that our services met your expectations.
Regards,
Lloyds

Rated 4 out of 5 stars

Responsibility

What I found most satisfying about the service was that the staff were very responsible and guided us newcomers step by step through the account application process.

April 16, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Dacheng,
We're happy to hear that our staff's guidance through the account application process was so helpful. We appreciate you taking the time to share your positive experience!
Regards,
Lloyds

Rated 4 out of 5 stars

Reasonable

I wouldn’t say great. It was good but did take longer than expected

March 6, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello Mr York,
We appreciate your feedback. We'll review the timing to improve our service for everyone. Thanks!
Lloyds

Rated 5 out of 5 stars

Very easy process

Very easy online application, card card reader PINs all arrived in good time & now all set up online/on business banking app

April 6, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Stuart,
We're happy to hear that the online application was easy and that your card reader PINs arrived promptly! Thank you for your positive feedback, we appreciate it.
Regards,
Lloyds

Rated 5 out of 5 stars

Lloyds are excellent as always

Lloyds are excellent as always

April 13, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Scott Thomas Smith,
We're happy to hear that you had an excellent experience. Thank you for your positive feedback, it means a lot to us.
Regards,
Lloyds

Rated 5 out of 5 stars

Im a long time customer if lloyds…

Im a long time customer if lloyds bank.found it easy to change over to a business account

April 2, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello,
We're happy to hear that you found it easy to transition to a business account. Thank you for being a long-time customer and for sharing your positive experience!
Regards,
Lloyds

Rated 5 out of 5 stars

Opening a business account

Simple and straightforward to understand

April 16, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Philip Haycox,
We're happy to hear that our product is simple and straightforward for you. Thank you for your positive feedback, we appreciate it!
Regards,
Lloyds

Rated 5 out of 5 stars

Easy

Easy, quick, transparent process

April 8, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Liam Doyle,
We're happy to hear that you found the process easy, quick, and transparent. Thank you for your positive feedback!
Regards,
Lloyds

Rated 5 out of 5 stars

feel secure with the process…

It made me feel secure with the process of getting the account

April 14, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Matthew,
We're happy to hear that you felt secure with the account process. Thank you for sharing your positive experience with us.
Regards,
Lloyds

Rated 5 out of 5 stars

Easy use and everything understandable

Easy use and everything understandable

April 15, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hello,
We're happy to hear that our product is easy to use and understandable! Thank you for your positive feedback, we appreciate it.
Regards,
Lloyds

Rated 4 out of 5 stars

Easy to apply

It doesn't take a long time to approve

March 29, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Dear Thai massage by Nean,
We're happy to hear that the approval process was quick for you. Thank you for your positive feedback, we appreciate it.
Regards,
Lloyds

Rated 1 out of 5 stars

Nobody knows how to do anything

What a shambles. Passed from pillar to post, but nobody knows why I was sent a form to fill in asking for my tax affairs in America. We have no contact at all with America. After 55 mins had got nowhere. Tried again today (15/4) and again after 45 mins got nowhere. Put in a complaint on 8/4 - nobody has even looked at it yet. Are they all "working from home" watching TV?

April 8, 2026
Unprompted review
Rated 5 out of 5 stars

Go with Lloyds..

Go with Lloyds... I did and never looked back

April 15, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Michael Polak,
Thanks for your amazing feedback! We’re delighted that your experience of opening your Business Account has been so positive. We're here to help with anything you need.
Regards,
Lloyds

Rated 5 out of 5 stars

Easy to set up and deal with.

Easy to set up and deal with.

April 15, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi KR,
We are happy to hear that the setup was easy. Thank you for your feedback, we appreciate it very much.
Regards,
Lloyds

Rated 5 out of 5 stars

Easy and painless to open a Lloyds…

Easy and painless to open a Lloyds business account was clear and everything was easy to follow

April 15, 2026
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Mark Day,
We're happy to hear that opening your business account was straightforward and painless. Thank you for your positive feedback, we appreciate you taking the time to share your experience.
Regards,
Lloyds

Rated 1 out of 5 stars

Lloyds closes account and you can't…

Lloyds closes account and you can't speak to anyone.

With no warning or communication Lloyds have just closed the account. First they stopped any transactions, rang on the 1st April and was told it was a technical error and was told to wait 48 hours. Then still blocked, then rang again but no one knows what is going on, put through to another line but it went dead. Now I can't log in at all and I am told that the account has been closed because I closed it. Now on hold to another line that doesn't answer, so far it's over 20 minutes. I sent a cheque off on the 1st to be banked but this has disappeared. No communication, nothing.
So after 30 minuets on the phone, again, I am told the account has been closed because apparently one of the submit buttons on the EDR application wasn't pushed to verify the information - although all the information was there. No emails, no phone calls. So we did all the button pushing but LLoyds have refused to reinstate the account. However they wanted to pass me over to business banking to open another account. Meanwhile a cheque sent in before I knew the account was closed has gone AWOL and no one knows where it has gone. So far today I am looking at 2 hours on the phone, mostly on hold. The front line customer care staff are brilliant.

April 13, 2026
Unprompted review
Rated 2 out of 5 stars

Your mobile app has errors

Your mobile app has errors. I have two businesses. For business 1 we left you around 8 years ago following ongoing payments issues not showing as cleared on your website leading to potentially making duplicate payments- this was very serious and since our turnover was close to £2million we could not afford to take risks and endure delays to our customers. However, on business number 2 I stayed with you. Every now and again when i attempt to transfer from the savings to the current account the option to do that from the mobile app is not present (sometimes it is and sometimes it isn't). Today I decided enough is enough. I opened a Monzo account in under 10 minutes and on 21st of April I will have no accounts with Lloyds.

Just a word of advise: try to come into the 21st century in terms of technology and use IT specialists you can be proud of their work not failures who can't code correctly.

April 12, 2026
Unprompted review
Lloyds Business Accounts logo

Reply from Lloyds Business Accounts

Hi Hussain Jamali,
We appreciate you taking the time to share your experiences. We're sorry to hear about the issues you've faced with our mobile app and previous payment problems. We'll share your feedback with our development team to improve our services. Thank you for your review.
Regards,
Lloyds

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