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Lloyds Cardnet Reviews 

526
TrustScore 4.5 out of 5

4.6

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Review summary

Created with AI, based on recent reviews

Evaluating 379 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the staff and dedicated relationship managers for their helpful, professional guidance throughout the entire setup process. People consistently note that customer service is exceptional, with representatives providing prompt, polite, and very clear communication. Some reviewers were not happy with unexpected billing charges for old terminals and noted limitations within certain payment features. Consumers also mentioned occasional difficulties with complex system setups, stressful onboarding steps, or experiencing delayed payments during transitions. A few individuals felt that certain features felt outdated or required too much manual work compared to modern alternatives.

What people talk about most

Staff

Clients share positive opinions on staff, frequently praising their professionalism, helpfulness, and expert... See more

Customer service

Reviewers highlight positive aspects of customer service, describing representatives as easy to deal with,... See more

Service

Customers consistently note positive experiences with service, highlighting the professional, knowledgeable,... See more

User experience

Consumers find user experience to be exceptionally positive, describing the overall setup and onboarding... See more

Payment

Users describe ambiguous interactions with payment solutions, showing a mix of satisfaction and frustration.... See more

Reviews shaping this summary

Rated 5 out of 5 stars

We were recommended Lloyds Card Services by Purchases Direct, who helped us find the best card payment solution for our business. From start to finish, the process with Lloyds Card Services has been... See more

Company replied

Rated 5 out of 5 stars

We have just moved our card machine to Lloyds from another card company. We have received excellent customer service from Lloyds so far, every question answered, big thank you to Michael Scott - kept... See more

Company replied

Rated 5 out of 5 stars

The Customer Services representative, Edit, was extremely helpful. My device wasn’t functioning and couldn’t pair properly to my new iPhone, but once this was sorted, everything else was resolved... See more

Company replied

Rated 5 out of 5 stars

Fantastic service. Extremely efficient. Wouldn't hesitate to recommend. Other providers just didn't match up. Special thanks to Richard Swinfield, who was first rate throughout and did exactly as he... See more

Company replied


Company details

  1. Card Processing Service
  2. Bank
  3. e-Commerce Solution Provider
  4. Payment Service

About Lloyds Cardnet

Written by the company


Take payments in person, online and over the phone. From pocket-sized card readers to counter-top terminals to full point of sale app-based business solutions.

By accepting card payments, your business can meet the demands of today’s fast-paced, digital economy. Best of all, our card payment solutions helps you learn more about your customers’ spending habits with real-time sales data and online reporting tools.

Plus, whether you’re a sole trader or a growing enterprise, card payments reduce cash handling and can open doors to finance options like Merchant Cash Advance. With Lloyds, you get secure, reliable technology, specialist UK support and transparent pricing. Let your customers pay their way – quickly, safely and confidently.

Lloyds Bank Cardnet is trusted by over 35,000 businesses processing 2.86m transactions daily. Cardnet® is a registered trademark of Lloyds Bank plc.

Take payments >

Existing customer support >

Contact info

Take card payments with confidence

A card reader for every business, big or small

4.6

Excellent

TrustScore 4.5 out of 5

526 reviews

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4.6

All reviews

(526)

368 reviews in the last 12 months

Write a review
Companies on Trustpilot aren't allowed to offer incentives or pay to hide reviews. Reviews are the opinions of individual users and not of Trustpilot. Read more

Rated 5 out of 5 stars

Excellent service

Excellent relationship with our relationship manager Luke. Prompt and efficient service. Responsive when we have urgent issues.
10/10 all round

July 20, 2026
Unprompted review
Rated 5 out of 5 stars

Very helpful and professional service…

Very helpful and professional service from Luke Willis, my manager.
He helps provides the best rates too.

August 25, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Luke.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

So easy to start with Luke

No problem setting up our new card machines.
One phone call from Luke Willis and we were good to go.
Thank you very much Luke

June 10, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Luke.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Great customer support

Great customer support, friendly service.

August 19, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

We are generally happy with the service…

We are generally happy with the service we get from Lloyds Cardnet but it is always nice to have a chat so hear what else is available. Dulcie was very pleasant and helpful so thanks for your call!

August 19, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and feedback. I will share this with Dulcie.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Reassuring help and guidance during the application process

As an inexperienced treasurer of a small community society I was apprehensive about applying for a simple card payment system. I was fortunate in being guided by a knowledgeable and friendly Cardnet Sales Associate, Sam Whitaker. This enabled me to complete the application process satisfactorily. Sam Whitaker was impressive at all levels of the application.

August 20, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Sam.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

I rate the 5 Stars as Lauren was easy…

I rate the 5 Stars as Lauren was easy and straight forward to deal with and she sent out to me what I need right away. No problem. She was a pleasure to work with

August 19, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Lauren.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

It may take a bit longer to get funds…

It may take a bit longer to get funds into bank but the security knowing that my bank won’t be going to close anytime soon is a plus I e been scammed by another card company before

August 19, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Jonathan,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Setting up of Cardnet...

I have been really pleased with all the assistance received from Emmie Chilton. From the initial contact with Emmie, she has guided me through setting up the service at our school with amazing attention to detail.

And the after care service has been excellent also, I have had some further questions which Emmie has guided me through quickly and efficeintly.

I would not hesitate to recommend. Thank you Emmie.

August 19, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Emmie.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

My colleague and myself had a team…

My colleague and myself had a team meeting with Assam and was extremely impressed with his overall commitment in helping us with ideas in improving a new way of going forward to enhance a new venture we are in the process of, he was incredibly informative and truly helpful couldn't have asked for more and we so look forward to working with him

We would just like to say thank you and would definitely recommend Lloyds Cardnet to anybody also to banking with Lloyds

Tina and Ben

August 18, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Tina and Ben,

Thank you for your review and positive feedback. I will share this with Assam.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Great company

We've been working with Michael Scott to implement payment processing across our website and customer portals. Throughout the project, Michael has been exceptional. His speed of delivery, technical expertise, and ongoing support have been invaluable, ensuring the project progressed smoothly from start to finish. We greatly appreciate his responsiveness and commitment to helping us achieve our objectives.

August 10, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Michael.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Good experience

Amber was listening to my queries and responded rapidly

July 28, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Jackie,

Thank you for your review and positive feedback. I will share this with Amber.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Nothing beats the human touch with empathy

Having had trouble getting past the initial security checks, Amber emailed me to sort the issue out and furthermore helped resolve the issue with replacement card machine. We need more people like Amber in a vast organization like LLoyds. The human touch never goes a miss

July 23, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Amber.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

great customer service

Great customer service

August 13, 2026
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

We've been really impressed with the…

We've been really impressed with the service from Assam at Lloyds Cardnet. He took the time to properly understand how our business processes card payments and came back with changes that made a genuine difference to our card fees — real, measurable savings rather than vague promises.

Throughout the process he was responsive, clear, and easy to deal with, explaining everything in plain terms without any pressure or jargon. It's rare to get this level of proactive, knowledgeable service, and it's made a real difference to our bottom line.

Highly recommend Assam and the team at Lloyds Cardnet to any business looking to review their card processing costs.

August 14, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Joanna,

Thank you for your review and positive feedback. I will share this with Assam.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

A Pleasure To Speak To

Dolce, your advisor, was an absolute dream to talk to, she was friendly, interested in our business and full of really useful information.

August 14, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Nicola,

Thank you for your review and positive feedback. I will share this with Dolce.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

James

James
Was brilliant keep me informed on every aspect
Most helpful informative
Normal this procedure is hard work and I had to keep chasing
But not on this occasion
All I can say was thank you brilliant

August 13, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with James.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Fantastic service

Fantastic service – extremely efficient and professional. I wouldn't hesitate to recommend them. Other providers simply didn't match up.

Special thanks to Ramee Thakrar, who really understood what we needed and delivered exactly what he promised at every stage. He was professional, reliable, and a pleasure to deal with throughout the whole process.

Thank you, Ramee, for making everything so smooth and straightforward. Highly recommended!

August 12, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello,

Thank you for your review and positive feedback. I will share this with Ramee.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

Rated 5 out of 5 stars

Good service

Very pleased with how my query was dealt with. Obviously we all want to have a much cheaper charge for card processing, especially for small transactions. Perhaps anything under £4 or £5 could be at 0% with just the Visa or MasterCard fixed fee of 3p? Would help small businesses who sell small items (hardware shop selling £1 and £1.50 items).

August 11, 2026
Unprompted review
Lloyds Cardnet logo

Reply from Lloyds Cardnet

Hello Gary,

Thank you for your review and positive feedback.

Kind regards,

Carmen Lazar – Lloyds Bank Cardnet

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