LoanFlight Reviews 291

TrustScore 4.5 out of 5

4.7

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Rated 5 out of 5 stars

The Loan Flight team stood by while we waited for our offer to be countersigned & helped us lock in our rate expeditiously even given the extended weekend holiday! Thank you so much Charles for taking... See more

Rated 4 out of 5 stars

Good rate, like all loans a lot of asks but moved smoothly through the process. The salesperson was unavailable when we had questions, never returned emails or phone calls. Could be a coincidence but... See more

Company replied

Rated 5 out of 5 stars

Everything Damian said would happen happened. There were no surprises, and the rate was by far the best out there. I was working with another lender who kept telling me that Damian wasn't being truthf... See more

Rated 5 out of 5 stars

Great experience! We will be return customers! Jason Neuffer delivered an amazing process for our home purchase. From near instant response times, no matter what time of day to detailed explanations o... See more

Company replied

Company details

  1. Mortgage Lender

Written by the company

LoanFlight Lending is licensed by the U.S. Department of Housing and Urban Development as a Title II Mortgagee and a FHA approved licensed mortgage lender. Here at LoanFlight, a privately held mortgage lender, we excel at the forefront of technology driven mortgage marketing and origination. Using vast national experience, LoanFlight provides a perfect blend of modern technology with both personal and human understanding. We strive to make the mortgage process as efficient as possible without leaving anyone behind. Headquartered in Tampa, FL, LoanFlight has a strategic expertise in the South-East, Mid-West, Mid-Atlantic, and California. Consumers and team members benefit greatly from our unique marketing and origination strategies. With a focus on efficient alignment and company culture, LoanFlight is the career choice of forward thinking mortgage professionals.


Contact info

4.7

Excellent

TrustScore 4.5 out of 5

291 reviews

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Rated 1 out of 5 stars
LoanFlight logo

Reply from LoanFlight

We're sorry if your experience wasn't quite as expected. In reviewing your file, it seems like there was some issues with the appraisal. The appraisal process and pricing is managed through an appraisal management company so unfortunately we aren't able to control their fees or their turn times. We hope you were able to find another option to refinance.

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Rated 1 out of 5 stars

Not transparent w/ fees

Rates and fees are low but I found better. LoanFlight was not very transparent with the closing costs however and required a full loan application to get an accurate estimate. Several fees, such as the appraisal estimate, were 2x higher than other lenders. It averaged out to be about $500-1,000 higher than comparable lenders for a 200k+ loan. LoanFlight had the lowest APR around but a couple other lenders were at the same rate but lower closing costs. Low review is entirely based on the lack of transparency prior to full loan application.

August 28, 2021
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Reply from LoanFlight

The official loan estimate is a document that is required to be sent to the borrower within 3 days of completing a full loan application and, by law, it cannot be sent until a full loan application is completed.

The least transparent thing a lender can do is send you a 'quote' with 'estimated closing costs' prior to receiving a full application. The most transparent thing a lender can do is admit that (like we do).

Closing costs are not controlled by a lender and, as stated on the loan estimate, are fees the borrower can shop for.

The only fee a lender controls is the fee they charge you to do the loan. LoanFlight charges $0.

Rated 5 out of 5 stars

Outstanding customer support and…

Outstanding customer support and service. Thank you for making the new mortgage seamless and quick.

August 26, 2021
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Reply from LoanFlight

We look forward to servicing your future lending needs. Please feel free to reach out to the LoanFlight.com team if you ever need assistance in the future.

Rated 5 out of 5 stars

Excellent Lender

Excellent Lender. Offers rates and loan costs which are unmatched.
I shopped around with many lenders, but none could offer the rate and loan costs offered by loanflight. 10/10 would recommend.

August 25, 2021
Unprompted review
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Reply from LoanFlight

Thank you for choosing LoanFlight.com for your mortgage needs. Our digital mortgage experience is designed to keep rates low and loan costs even lower!

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Rated 1 out of 5 stars

Stop harassing me to buy mortgage insurance

I had to jump through more hoops than a circus animal to send them document after document. I am working from home and do not have a printer or fax machine so I had to make multiple trips to Office Depot because they wouldn’t accept electronic copies. I sent documents multiple times and had to take my personal time to drive to my current bank for copies of documents that couldn’t be emailed. It was a painful process. Now my loan has closed and been sold to another lender before my first payment has even come due and I am being harassed with multiple letters from loanflight, I think Ive gotten one every other day to sell me mortgage insurance and life insurance. I just got one today to contact them “we’ve been trying to reach you regarding a matter of importance as it relates to your mortgage” NO total scam—it was an automated message again trying to sell me mortgage insurance!!! Leave me alone our transactional relationship is over!

August 24, 2021
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Reply from LoanFlight

We appreciate your business and the candid feedback. We'd like an opportunity to clear up, specifically, one item on the review as it is concerning and inaccurate.

You mentioned marketing follow up you received after your loan has closed. We can assure you that these letters are not from LoanFlight. It is very commonplace for other companies to solicit a borrower that has a newly closed mortgage. When your mortgage is recorded (a required step in the mortgage process-regardless of the lender you choose), an advertiser has access to this public record and can choose to market to you for ancillary products such as life insurance and mortgage insurance. LoanFlight does not sell this data, as again, it is public record and it is not LoanFlight soliciting for these services as we do not cross sell other products.

LoanFlight.com is a mortgage lender, not a servicer, so it is correct and expected that the servicing of your loan was transferred promptly after closing. We offer some of the lowest rates in the country and charge no lender fees. The tradeoff for the consumer is that we aren't like a traditional bank. Our process is digital and it is very much self service. Our borrowers must do the legwork of providing documents in the formats needed (there are some documents that are required, not by LoanFlight, to be printed and hand signed in ink). If this wasn't clear up front, we do apologize for that. It does look like you ended up with the mortgage and rate you wanted, which is our main goal here at LoanFlight. Your feedback is certainly welcome and encouraged, good or bad, we just ask that it be accurate in detail as other consumers will use this information when choosing a lender.

Rated 5 out of 5 stars

Very friendly Staff!!

Very friendly Staff!!! Very quick & proficient!

August 24, 2021
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Reply from LoanFlight

Thank you for choosing LoanFlight.com for our streamlined digital mortgage experience!

Rated 5 out of 5 stars

Great Process

Great rates. Great Process. I'm refinancing and I have had bad experiences in the past with mortgages and refinancing. The LoanFlight staff are a pleasure to work with.

August 23, 2021
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Reply from LoanFlight

Thank you for choosing LoanFlight.com for your home refinance. We're happy to hear that you enjoyed working with us!

Rated 5 out of 5 stars

I worked with Mike and all I can say is…

I worked with Mike and all I can say is wow! Great customer service and a competitive rate. Even though I didn’t end up closing with this company, I highly recommend them when it comes to low rates and great customer service.

August 23, 2021
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Reply from LoanFlight

We'll pass along the kudos to Mike, thanks for choosing LoanFlight.com! We look forward to making your next mortgage experience a success.

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Rated 5 out of 5 stars

Great service

Great service! Great communication - never an issue and we would very much recommend them.

August 20, 2021
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Reply from LoanFlight

Thank you for choosing LoanFlight.com for your mortgage needs!

Rated 4 out of 5 stars

Better than expected

Portal was super easy to use. A big plus.

Loan processors often replied to emailed questions, but not always. That's the only minus which made me reduce from a 5-star to a 4-star rating.

August 19, 2021
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Reply from LoanFlight

We're happy you found LoanFlight.com's digital mortgage experience easy to use! We'll work with our team to improve on our response time so we can earn your 5-star review in the future.

Rated 5 out of 5 stars

Best Refinance Offer Out There

I started with LoanFlight for a refinance and did an appraisal and everything. I was almost done with the process when I saw the final loan estimate and wondered what else was out there. I then started 6 more loan processes with other companies to see if there was anything better and there was not. They weren't even close when it came to the price of closing costs, interest rate, fees, and the money that I'd be getting back at the close of the loan. LoanFlight was so patient with me and helped explain what I was looking at and what numbers mattered, they even looked at some of the other company estimates and explained that to me too. I did the shopping around, now hopefully you don't have to. To give an idea of all the other companies, LoanFlight's closing costs were about $3,500, the next cheapest closing cost company was about $5,500. That's not even close so don't bother looking around and be confident that LoanFlight really is the best deal. It took me about 3 months to complete my refinance because I was slow and wanted to be absolutely certain I was making the right choice, and now I am, and now I hope to do every mortgage and every refinance with LoanFlight.

August 18, 2021
Unprompted review
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Reply from LoanFlight

Thank you for choosing LoanFlight.com for our low-cost digital mortgage experience! We were happy to assist you through the process and look forward to helping you with any future mortgage needs.

Rated 5 out of 5 stars

Great lender....

I didn't continue refinancing due to some personal reason but highly recommend Andrew Koval from LoanFlight Lending. Very professional and prompt. They were always available when I had questions. I will definitely consider them in the future for home lending purpose.

August 17, 2021
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Reply from LoanFlight

We've shared your kudos with Andrew. Thanks so much for your feedback and we look forward to helping you with your refinance in the future.

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Rated 5 out of 5 stars

Great rates and fast closing

Great rates.. no lender fees/points.. excellent fasttrack process.. Start to close in <20 days.. No BS

August 17, 2021
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Reply from LoanFlight

Thank you for choosing LoanFlight.com, we're happy you enjoyed our hassle-free digital mortgage experience and low rates!

Rated 5 out of 5 stars

So far the loan process is going great

So far the loan process is going great. It was easy to upload documents and know which documents were needed for upload. If you had and questions, even though you did start off with that person there was always a contact person name and phone number right on the side easily to see and get to for you to call. All uploaded documents are there for you to see and if you want to add more you can. There is also a section to help you with the different types of home loans so that you can make a inform decision. Am still in the reviewing stage and so far the process has been easy and all the associates have been very helpful!

August 14, 2021
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Reply from LoanFlight

Thank you for locking your loan with LoanFlight Lending!

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Rated 5 out of 5 stars

Great rate and great customer experience

Just completed a home mortgage refinance with LoanFlight. The whole process took one month and was very smooth and convenient. And LoanFlight offered me the best rate and closing costs compared to other lenders. The application was done online and relevant documents were scanned/eSigned and uploaded to the company's web portal. For closing, the company arranged a notary to come to my house and sign all the documents. From the first call to closing, the communication was prompt and clear, and I am very satisfied with both the costs and customer experience. Highly recommend!

August 12, 2021
Unprompted review
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Reply from LoanFlight

Thank you for your 5-star rating! At LoanFlight Lending, we strive to exceed your expectations so we will be your lender of choice for all your mortgage financing needs!

Rated 5 out of 5 stars

Great Service!

I am very happy with Loanflight services. They updated me through the process and we were able to closed with the 30 days.

All the agents were supper helpful and dedicated to close the loan on time.

I highly recommended them.

JV

August 11, 2021
Unprompted review
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Reply from LoanFlight

We appreciate your business! Thank you for being a LoanFlight Lending customer!

Rated 5 out of 5 stars

Super simple loan application

The loan application process is super simple, clear and easy to apply. Just a few minutes of phone call, received the link to apply and all done in matter of couple of hours.

August 11, 2021
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Reply from LoanFlight

Great to hear, thank you for choosing LoanFlight Lending!

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