Loansmypayroll Reviews 

720
•
TrustScore 5 out of 5

4.8

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Review summary

Created with AI, based on recent reviews

Considering 235 reviews, reviewers overwhelmingly had a great experience with this company. Customers frequently praise the exceptionally fast and efficient service, noting that digital signatures, loan approvals, and quick fund transfers happen smoothly without any hassle. People also mention the friendly, professional staff and the simple, easy-to-navigate application process, which truly helps consumers when dealing with unexpected financial emergencies. Some reviewers were not happy with communication delays and overall customer service interactions during their loan requests. Some people noted delayed email responses, while a few others experienced loan adjustments or less than ideal service encounters when seeking assistance.

What people talk about most

Service

Reviewers mention positive feedback about service, frequently highlighting the quick and fast process that... See more

User experience

Customers consistently note positive experiences with user experience, highlighting the seamless website... See more

Response time

Reviewers highlight positive aspects of response time, noting very fast and prompt answers to their initial... See more

Customer service

Customers had positive experiences with customer service, noting that staff members are friendly,... See more

Payment

Consumers find payment to be positive, highlighting that funds and money are sent right away after signing,... See more

Reviews shaping this summary

Rated 5 out of 5 stars

Very fast response and very simplified application process. No paper required or facing ect . Quick approval process and clear contract explained . Funds also deposited quickly , and low borrowing rat... See more

Company replied

Rated 5 out of 5 stars

Loansmypayroll is the epitome of excellence. Within just a few hours in the evening, they processed my loan application and promptly e-transferred the funds to my account. The entire process was se... See more

Company replied

Rated 5 out of 5 stars

Loansmypayroll are an epitome of excellence; within a couple of hours, in the evening, they processed my loan application and e- transferred my funds to my account. It was all seamless and they gav... See more

Company replied

Rated 5 out of 5 stars

The service was easy to move along, they were prompt getting back once the hour was right. Saved me from getting stranded 2 hours from home. I panic applied to get home and they were first, so... See more

Company replied



Contact info

4.8

Excellent

TrustScore 5 out of 5

720 reviews

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No recent history of asking for reviews

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Replied to 100% of negative reviews

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4.8

All reviews

(720)

227 reviews in the last 12 months

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Rated 5 out of 5 stars

I received my loan instantly the same…

I received my loan instantly the same day I applied, extremely fast. Rates are decent as well.

June 22, 2026
Unprompted review
Loansmypayroll logo

Reply from Loansmypayroll

Hi Clarence,

We’re pleased to hear you received your funds the same day you applied. Providing a fast and straightforward process while offering fair and transparent terms is exactly what we strive for.

We’re here to help whenever you need assistance in the future.

Thank you,

LMP Team

Rated 1 out of 5 stars

Please Please beware of this company

***Updated Aug19/2026 Dont believe their lies!*** Please Please beware of this company. They send you promotion offer to get you into their site with no promotion then lie about their services and very long delays between messages. Save yourself the headaches and go elsewhere. BBB will be sent all my documentation from them contradicting their lies and stories. I wish you could put pics here to show proof but I plan to post those elsewhere. **response june 22/2026 as mentioned you can't show pics here but on my other reviews of company watch for pics and the lies by this company. False promotions and payday lending lies** will be reviewing tonight with pics on google to easily call them out!!!!

June 19, 2026
Unprompted review
Loansmypayroll logo

Reply from Loansmypayroll

Hi Barry,

We reviewed your file after seeing this review and would like to provide some clarification.

You were initially pre approved and a loan contract was sent to you based on the repayment schedule that was presented at the time of approval. After receiving the contract, you advised that you wanted a different payment arrangement. Our team then took the time to review your request, make the requested changes, and issue a new contract with an adjusted payment plan for your consideration.

Throughout the process, copies of the agreements, repayment details, and account statement were provided to you, clearly showing the loan amount, repayment amounts, and payment schedule. The information was documented and sent in writing so you could review everything before making a decision.

We respect your right to share your experience, however we do not agree that information was hidden or misrepresented. Our records show that the terms were disclosed and updated based on your requests before any agreement was finalized.

If you would like to discuss your concerns further, our team remains available to review the file with you and provide any additional clarification you may need.

Thank you,

LMP Team

Rated 5 out of 5 stars

Efficient

Efficient, easy to pay, doesn't take hours till wait, deposit made very quickly.
,.

June 14, 2026
Unprompted review
Rated 5 out of 5 stars

Fast response time

Fast response time, & funds. Between the loan renewal, signing the contract & getting the funds. 10 minutes. (I literally timed it) & that's also on a Saturday at noon.

June 13, 2026
Unprompted review
Loansmypayroll logo

Reply from Loansmypayroll

Hello,

We appreciate you sharing your experience. Providing fast service is exactly what we strive for, and we're pleased to hear your renewal, contract signing, and funding were completed in just 10 minutes.

Even on a Saturday, our team works hard to make the process quick, simple, and efficient when our clients need us most. We appreciate your trust and look forward to helping you again in the future whenever you need us.

Thank you,

LMP Team

Rated 1 out of 5 stars

Communication is not very good

Communication is not very good, very delayed emails, up to 4 hours to get a response. Phone number doesn't have anyone that answers and don't return calls.

LOANS APPROVED WITHIN 6 HOURS GUARANTEED is their slogan. Not very accurate.

June 10, 2026
Unprompted review
Loansmypayroll logo

Reply from Loansmypayroll

Hi Allen,

We understand your frustration and recognize that the experience did not meet your expectations. While many applications can be completed quickly, some files require additional review before a final decision can be made, which can occasionally extend processing times. We know how important clear communication and timely updates are throughout the application process, and your feedback will be taken into consideration as we continue working to improve our service.

Although we were ultimately unable to move forward with your request at this time, we appreciate the opportunity to review your application. If your circumstances change in the future or if you have any questions regarding your file, please don't hesitate to reach out to our support team.

We wish you all the best and remain here to help should you need assistance in the future.

Thank you,

LMP Team

Rated 5 out of 5 stars

This was a very quick process

This was a very quick process, very easy to follow and everything is explained. Everything is good.

June 9, 2026
Unprompted review
Loansmypayroll logo

Reply from Loansmypayroll

Hey Melissa,

We appreciate your feedback! We're happy to hear the process was quick, easy to follow, and that everything was clearly explained along the way. Thank you for choosing us, and we're here to help whenever you need assistance in the future.

Thank you,

LMP Team

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